- Is she allowed to "buy over" husband's share? Price determined by HDB?

- What/how are the procedures like?

Thank you.

https://dirt2tidy.com.au/blog/valentines-day-gift/

Will be getting the keys to my new home soon n have been busy looking out for id/contractors. Went thru the floorplan n after deciding on the layout with Mrs, we decided to hack a wall.

Upon checking HDB guidelines on renovation, was informed on the need to get PE endorsement for the job.

Anyone here have got contacts? Sorry if this question have been asked before. Tried looking for threads on PE but none got me enlightened.

Thank you for reading thru n sharing.

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I got a question in my mind regards to Home Protection Scheme (HPS). Currently my monthly installment of $801 is fully deduct from my CPF. $800 from my CPF and $1.00 from my wife CPF. My wife and myself both brought 100% Home Protection Scheme (HPS) from CPF. My question is, since my wife only deduct $1.00 from her CPF monthly for the installment so is it necessary for her to brought 100% HPS too ?

The seepage first appeared in my master bedroom toilet on February 4, 2023. Water droplets began to fall from the ceiling around the stack pipe and the stack pipe itself. I immediately contacted HDB, and they dispatched a private contractor from the 8th floor to investigate the issue.

The private contractor from the 8th floor initially claimed that the seepage was not their responsibility, as it fell under the town council's jurisdiction. However, I coordinated with HDB to involve the town council in resolving the matter. A town council plumber verified the stack pipe's integrity. He concluded that the seepage was coming from the toilet in the apartment directly above mine on the 8th floor.

HDB then engaged private contractors from the 8th floor to rectify the matter. However, despite conducting three separate water ponding tests, seepage persisted. The private contractors on the 8th floor contested the findings. They proposed alternate explanations, such as structural issues or the involvement of a neighbouring unit on a higher level.

A dry test was conducted, which revealed no seepage as the neighbour on the 8th floor refrained from using the master bedroom toilet. However, the latest water ponding test, personally observed by a Zonal Engineer from HDB on July 29, 2023, conclusively confirmed the seepage's source to be the toilet in the flat on the 8th floor.

After six months of enduring this seepage predicament, I am exasperated and grappling with its implications. Water stains have marred the ceiling of my master bedroom toilet and permeated into the wall fixture, compounding the damage. Moreover, I am deeply concerned about the potential health hazards of a consistently damp environment.

I am writing to this forum to seek help and advice from other homeowners who may have experienced similar issues. I am also calling on HDB to take decisive action and compel the private contractors on the 8th floor to rectify this ongoing issue. I meet my HDB Service and Conservancy fee obligations as a responsible and law-abiding citizen. I am entitled to an environment free from moisture and mould-related concerns.

I hope this post will raise awareness of this issue and help bring about a resolution. Thank you for your time.

Hashtags: #HDB #toiletseepage #moisture #mold #healthhazard

I will like to seek advice for you guys here.

I have applied for Housing Loan with one local bank but Credit Bureau check failed...

I have a credit card outstanding amount of 30K+ over last 2 years and fully settled in January this year.

May i know what can i do?

Contact credit bureau?

I am in wit's end as i am going for my flat selection with HDB this month and afraid that i am unable to take up any loan and forfeit my chances...

My husband has a good and clear credit history.

I am the one with the problem, please help as i dont wish to lose my flat....

Thank you

HDB allows only certain breeds of dogs to be kept as pets in HDB flat. The approved breeds are small dogs which are generally more manageable. Any flat owner who keeps an unapproved dog breed or has more than one dog on the premises shall be considered guilty of having breached the HDB regulation regarding pets and will be liable for conviction that can amount to a fine of up to a maximum of S$4,000.

Besides dogs, HDB allows flat owners to keep other pet animals such as fish, hamsters, rabbits, and birds.These pets generally do not cause nuisance to neighbours and do not disturb the environment. Flat owners are not allowed to keep cats in HDB flats, as it is generally difficult to confine cats within the flat premises. Nuisance caused by cats such as shedding of their fur, defecating/urinating in public areas or even the caterwauling sounds that they make can cause a lot of disturbance, which affects the environment and disrupts neighbourliness in our housing estates.

Below is a guide on the approved dog breeds allowed to be kept as pets in HDB flats.

HDB Approved dog breeds

http://paulngproperty.wordpress.com/2014/05/30/types-of-pets-allowed-in-hdb/

VINCENT LIU JUNNONG
LIM YING CHIN aka JOEY LIM

K & L  INTERIOR PRIVATE LIMITED
SENSE CONSTRUCTION WERKZ PRIVATE LIMITED
SENSE VISUAL PTE. LTD.

Many homeowners of more than 20 (number could be a more) have engaged with companies run by where their real name is Vincent and Joey but use fake names such as Mike / Alex / Kelvin / Mandy / Joey uses multiple handphone numbers when dealing with customers. 

They do not have online presence and act very shadily, they usually promote their service by posting good reviews on their services in HDB projects group buy telegrams and facebook group telegrams as “customers”. They would mostly target new BTO owners, get them to sign up as a “group” to convince the owners it will be more cost saving and claim that they are reliable since so many owners have signed up with them already. They are very good at talking and having answers for every question.

After meeting up for quotation they will bring owners to showcase his “projects” that nicely done up (after that we only realized those are his “showrooms” to convince homeowners to sign up with him) , please note the owners of those projects that are viewed did not give the permission for viewing or even not aware of the viewing. When signing the contracts at the company's office (all 3 companies have the same addresses), they will show you countless of contracts that they have signed with and claim how successful and capable they were. Contracts were signed under their fake names and asked to make payment to their personal account (via paynow to their contact no.).

Once contracted, a deposit of 30% has to be made before work can start. They claimed that they are a carpentry company where other works such as electrical and masonry work are done by their subcontractors. At the start, the subcontractors would perform their work and everything seemed smooth and according to plan and they would request the homeowners to post reviews about them.

However **** happens when it is the carpentry turn. They would pressure you for payment and threaten that work will be delayed and in order to secure the manpower and materials to speed up the whole renovation process. If we refused to pay or asked if payment could be made based on progress, they would threaten us that our renovation works would be delayed or cancel the contract if they doubted them and lost the 30% payment. They would be required to receive 90% to the full amount of contract sum before the carpentry could start (citing that is the industrial practice) again saying that they need to procure manpower and supplies to start.

After a few days, they would update that supplies have been purchased and carpentry work will be starting soon. However, they refuse to provide a work schedule plan and most of the time are unable to provide a firm date for completing the work.

Thereafter after constant pressure and calling, they will dish out lame excuses that you will never think of and go Missing in Action after that, not picking up calls and no reply to messages. Throughout this time they will ignore or reject a meet up and cannot be found at their office. Finally the offices of the companies were emptied and deserted when owners went to the office address.

Left with no choice, homeowners have to contract with new contractors.. To their horror, the work that was done was of poor quality and was not done up to regulation standards. Worst of all, those homeowners who have contracted earlier (already been MIAed) came into contact with other homeowners who contracted later via (the same telegram group buy or facebook group) and found out that the scammers are still pressuring them for payment for work to start.

Hope the public take note of them as they might be still out there soliciting others. Please help to share this post so that the public can beware of them.
 

We all know HDB flats are strictly residential. I can't think of anybody who bathe for a continuous long period of 4 hours and able to flood the toilet floor to even 1cm of water. The diameter of drainage outlet is so much bigger than diameter of shower tap. Water outflow is anytime faster than water inflow.

Is the criteria for HDB water proofing test a little too far fetched and UNREALISTIC.

Also, are water proofing membrane done by HDB authorised contractors designed to withstand 2.5cm of water for 4 hours; because I never hear it mentioned when I talked to renovation contractors and it was never even in the terms and conditions.

I have people in other forums insisting this is standard test. Since this criteria was never mentioned or noted in renovation contract, can we assume it is standard HDB requirement and so is IMPLICIT in the agreement. And suppose water test failed, can we get contractor to compensate/foot cost of repair ?

I hope HDB, MND, URA, building professionals, and knowledgeable people can kindly contribute, comment, and advise on this matter.  Thank you.

PS: I am not so IT literate and my friend help me post this article. If there is a proper forum to raise this issue, kindly help me port this over or do advise. Thank you.

I am wondering what are the current management practices and what SHOULD be THE fairest practice?

In many cases, owners pay their mnthly Conservancy Fees and an extra amount for each additional car.

I feel that this is unfair to owners without a car as they are "paying" for a lot that is compulsorily allowed to them to use, BUT IT'S THEIR OWN FAULT AND LOSS IF THEY DO NOT HAVE A CAR!

I believe are there are fairer ways, eg :

1. Only those owners with cars are required to pay for use of parking lots. This is the HDB practice.

2. Every owner is given the right to a lot and if he does not own a car, he has the right to lend it or rent it to another owner who requires an additional lot.

What are your views and suggestion?

ps: I live in HDB, own a car and pay for a season lot.

but when i receive the HDB letter, it states that need to present letter from solicitor's firm representing bank to discharge loan also to represent sale of house..

im confused.. does the lawyer office rep need to be there during HDB 1st appt?

can i know what exactly are my options? for 1st appt and 2nd appt???

Is that legal?

The resolution is proposed by a council member. She and her council members friends gathered more than 45% of the votes including proxy and purposely arrange the online AGM on Saturday afternoon when rarely people are at home. So they passed the resolution at 55%.

So now it’s a precedent that anyone can anyhow merge two resolutions together so any condo can get any common facility passed in AGM by ordinary resolution as long as they claim it’s only for a year.. 

beware in case your condo also pull such tricks…

Already received HDB Completion Letter along with the sets of documents required.

Then comes the Windows Declaration. 
 

By right HDB Inspection will covers the Windows too right? Inspector didn't say anything about the Window back then!

So how would i know if mine are alright or are already the stainless steel rivets (for the Casement Windows), have cross checked with HDB Website, BCA Website, BCA Window Day 2020 + Contractor Video, but can't find any proper guide on whether mine are aluminium or already stainless steel rivets? 

Haven't modify the windows for the longest time, the last time for the Casement Windows was for the HDB Home Upgrading back in 2003, for the "Extra Room" behind Kitchen, it's called the "Standard Plus" package according to the documents i kept, but it simply did not indicate how many windows were upgraded back then.

I have total of 3 Casement Windows:
1) Extra New Room
2) Kitchen
3) Bedroom 2

Going over to take photos tomorrow! 

Appreciate any help on this, Many thanks in advance,

Anxious Puzzled Seller 😭
 

I was quoted $1.8k for the lawyer's fee for a 4 room resale. Is this a reasonable amount or is there a cheaper option? Please advice. Thank you

Note: Im taking a bank loan so according to my agent I can't use HDB's appointed lawyer.

I've paid my S$1k to OTP & S$4k to exercise the OTP within 14days

Then the Seller suddenly back up and refuse to sell his Unit

What can I do?

My agent advise we can tk Legal action but I know it will drag for vy long period

I think of giving up the Unit, but what compesation I can ask for?

other than my S$5k, can I ask another sum to compesate my time, rental, agent fees, bank penalyth & so-on?

Pls advise. Thanks

My law firm dealing with the conveyance says that it’s the first time they have seen sellers calling off the deal in this manner but nothing can be done.

Do I still have any options left? I’m also facing mortgage loan penalty for the non-disbursement 😞 1% means alot to me and it wasn’t like I wanted the cheque to bounce..

Buyer of my flat has requested to use my name to help apply the reno permit for them, fearing that they may not have enough time to get the flat ready if they only submit the reno permit on day of completion itself.buyer doing contra.

Is it normal and safe if I do agree to help? Will there be any implications?