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Zc31

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Posts posted by Zc31


  1. Hello shifu's....

    Hope someone can shed personal experience with me. Internet search has been limited.

    I recently just paid up my HDB and plan to purchase a 3bdr condo. Is the initial 20% able to be bridged by loan?

    Is this still the common guidelines:

    Initial 20% Booking Fee and Downpayment
    1) 5% Booking fee for booking of unit (Cash Only)
    2) Stamp Duty of about 3% (Cash and/or CPF). 2nd property at 6% Stamp Duty as well which include the ABSD
    3) 15% Downpayment 8 weeks from Option date (Cash and/or CPF)

    Progressive Payment Schedule, Installment Will Commenced From Here You Can Loan 80% Bank Loan
    1) 10% Payment for completion of Foundation Work (About 6-9months) (Monthly Installment will commenced here if you can loan up to 80% bank loan, next step if 70% bank loan)
    2) 10% Payment for completion of Reinforced concrete framework (About 6-9months)
    3) 5% Payment for completion of Brick walls of unit (About 3-6months)
    4) 5% Payment for completion of Electrical wiring, internal plastering, plumbing and installation of door and windo frames (About 3-6months)
    5) 5% Payment for completion of Car parks, roads and drains serving the housing project (About 3-6months)
    6) 25% Payment upon TOP
    7) 15% Payment upon Certificate of Statutory Completion (CSC)


  2. U went straight for IVF? Never try IUI first?

    If i remember correct, both IUI + IVF total have only 3 subsidy from govt.

    IVF will include hormone jab i believe into ur tummy, self administered till ready for procedure.

    Extract and wash then mate with sperm...afterwhich see how many survive then doctor will recommend how many to put back into your womb.

    Thou medical advancement is there, you have to be mentally prepared IVF is not 100%.


  3. My shower screen from Tau has been giving me some problems, so I called Winson yesterday. He called his subcon immediately and gave me the subcon's number to arrange for a time, and it was fixed the same evening.

    Am quite pleased with the prompt after sales service... :D

    I guess there's always good and bad experiences. Question is where's the balance.

    Anyway Kelvin just made a trip to my place and wished me happy new year.

    I shifted into my house in 2008 and till today, he still remembers me as an individual and asked if my house is ok.

    That, to me is really beyond the norm.

    For those who are jus tshopping for quotations but yet to go for 2nd appt, unfortunately he has to prioritize the handing over of his projects by CNY, hence really alot of delay.

    By saying he's bz not interested in your project, also makes him look very high headed, which in fact, he's not.

    He really wants to serve, everybody wants business....but i guess he's really tied down by alot of happenings.

    This........i told him to better manage.

    Nevertheless, apologies to all those who waited long and he wishes all a happy lunar new year.

    Cheers!


  4. Am trying to apply for corporate starcard, but seems like there's 2 avenues and both are not working.

    1) Viewer's Choice - Called 1800 843 9377 but the number like not working.

    2) Called Chevron as listed in caltex website at 1800 333 0222 but keep calling the whole day, forever all their officer are bz and ask me to leave voicemail. I left 3 since last thursday till now still no reply.

    Haiz....anyone got conenctions or how to get this sorted? :)


  5. is it normal for them to quote generic package which is not according to what we discuss ?

    ie. the actual quote will only come when you talk to the designer and they have went down to your place to measure the exact dimension ?

    i went down to the shop on sunday, and receive a quote today that some of the items we talk about does not get list and wow, they quote 44ft kitchen cabinet where my kitchen is so tiny that i don't think even 20ft can go in.

    Have they gone to your place for actual measurement? If not i think the generic quote is for budgeting purpose. More importabtly, identify how much is per foot run.

    44ft kitchen might be doable in your kitchen because say it's a simple straight cabinet and you're running 20ft for bottom and 20ft for top, it's about there?

    For my home, i dun have top cabinets but on the extreme left and right, i designed 2 full height cabinets.

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