Who Offer The Best Rates For House Loan?

[green 1]

Hi all

I am planning to get a house but can anyone here share which bank offer the best rate now?

TQ

[therat 18]

u asking a very general question

like

Hi, I want to buy a car, which car is the best?

[green 1]

_{sorry for that btw what are the other info that are require ?}

_{so sorry I am new to this because all the while staying in HDB}

_{Hope that those who know can help}

_{TQ in advance}

[Reno Guru 0]

Hi green. Regarding bank loan.. There are basically two types. Fixed rate n floating rate.

U can try using smartloan.sg to find out more.

[bepgof 20]

There is no such thing as -'best' house loan rate - One size simply can't fit all.

House loans' catch varies by each offeror.

A 'good loan' 'now' is one with < 2% IR. I predict next q1, IR will climb up to >2%-2.5%.

MAS, few wks ago, in a one-year investigation, over ST's front page, mentioned someones intended to manipulate some financial benchmarks - like sibor, sor, etc.

Some banks not 'honoured' in short, or don't follow the book. They tried to influence these benchmarks to their advantage - the 'artificial hand', not Adam Smsith's 'invisible hands'..... MAS now wants to be a non-executive director on the Board. Good sight.

Car loan was 1.68% to recent's 2.88% after the 50% DP/5 yr instalment - again, it is the work of 'artificial hand', not 'invisible hands'. Forget about the S/D theory. Hendry Ford knew best. Who has power, who calls the shot - determine the rates - take it or leave it.

They lead, you follow.

[keltan8 0]

hi, so in short is still depend on us to find the right bank ?

[kalimantan 6]

hi, so in short is still depend on us to find the right bank ?

yes it is your responsibility to find the right bank to suit your needs.

Forum here won't give u a bank name because these banks keeps changing their packages and forum replies will be out-dated then.

[RockyHero 0]

you can actually try http://www.moneyline.sg they have been around for quite awhile and very straight forward show you the interest rate only lack the calculation part. Their rates are very updated

Edited October 21, 2013 by RockyHero