Finally arrived at the magical age where I am allowed to get my own gov't subsidised bachelorette pad. Went resale flat hunting 3-4 weeks before my birthhday in Sept, selected a flat within days of my birthday and signed the Option to Purchase within a week or so after that. Between then and my first HDB appointment in early Dec, got quotes from 3 contractors and 3 IDs. Selected one at around the same time as the HDB appointment, and the fun part (finalising designs) is finally about the begin!