retchlow

icic. heh. i'm a complete fool when it comes to these.

white powdered coated is more expensive. no $$ liao so i decided to go for black grilles & black gate. even toyed with the idea of painting my main door black.

my flat is small so i need to create bigger space for my dogs. i'm gonna hack down the wall between the kitchen & living room but will build in a sliding door to keep them out of the kitchen whenever there's cooking to prevent accidents. and im gg to put in aircon in the living room coz the weather can get really crazy at times. and strictly no glass panels coz i'm afraid they won't be able to see n accidents may occur. hmm guess dat's about it OMG. your maltese is sooooooooooo cute! hi summer actually im getting d gate directly from d gate supplier after having found out that my ID quoted higher. in fact he quoted me about 2.6k to replace all my windows, including d gate whereas the supplier quoted me about 1.8k.

ah..thanks but i've confirmed the gate with my contractor. sighs. can see you got yours at a much lower price~!

haha maybe bah. theft resistant? serious?!

haha yes but i'm changing it to wrought iron gate - i think this is aluminium and when d gate closes/opens, it has an irritating noise.

yeps. here it is

heeez. have but they never give me a copy to keep coz i requested for quite a few changes. will post them up once changes are made ya. was reading through your t-blog and actually, cost of reno for 3-room flat nowadays is about 30k & above for complete makeover. i sourced for at least 5 to 8 IDs to quote & the prices are all 30grand onwards. part of the reason why i appointed darwin was the freebies! typical singaporean la. opposition ward! ave 5.

thanks! ooh! the repossessed flat. u got a really good bargain. i bought my flat at $213k plus $21k COV.

sures! what about yourself? u have a T-Blog?

hehe. me got 2 dogs. oops. i use darwin. total about $34k. got to work really really hard. sigh.

oh mine's 67sqm. yup got to redo whole house to make it dog friendly!

reno started! today is the 3rd day. All hacking done! and, i can't believe that our 4-legged slimy guests are already making themselves comfortable at my place. sigh.

20plus year old estate. flat in original state, very old school. some pictures before reno starts: Entrance Living Room Kitchen Common Toilet Master Bedroom

minimum income requirement is 24k a year. your bf can try RHB if he wants to.

hey typhoonz yes the lawyer will send you the bill. cheque to be paid directly to lawyer & they will disburse the cash to the seller from there.

Hi typhoonz finally completed the first appt @ hdb today! i didn't have to pay anything. according to the lawyer (i'm using the bank's lawyer), the balance COV & 5% cash will be paid about 10 days before the 2nd appt date. hope this clarifies.

no problem

thanks so much lcy!!

hi u may want to try barang barang

Hi lcy funny my letter doesnt state any cash needed during first appt. even my agent oso said the same thing. i'm applying for bank loan - not eligible for hdb loan since i'm downgrading. could it be due to this? anyway, the house was valued at 213,000. COV is 21,000. do let me know how this is calculated k? thanks so much! my first appt is this fri, 1 aug!!

sorry guys but i was reading the COV & 10% need to be paid during the 1st appt?? how come the letter doesn't state? oh dear. and out of the 10%, half can be paid using CPF yes?

i think 15k-20k may not be enough. asked around for 5 to 6 quotes to renovate my 3NG resale flat at hougang all quoted me 30k & above. the highest being 44k! contractors were all telling me the same story that cost of raw materials are increasing.

i'm going to engage darwin to do up my 3room resale flat. reason being they offered me the most competitive quote & the sales person was very experienced & honest. eg there were stuff which i wanted but he strongly advised against it due to the high costs. he was highly recommended to me by a personal friend of mine as darwin renovated her flat - i've been to her flat & i was impressed.

my lowest quote was $31000 for a 3-room resale flat (67sqm). is this the standard rate right now? buying house is already so expensive & now the reno cost is making my head spin.