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hightlighter

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Posts posted by hightlighter

  1. Posted

    Hi all,

    I was told by my agent that i need to pay him or buy over the valuation report.

    I was disapointed by the hidden cost which was not put up to me before. even thou i have ask him for all hidden cost.

    Do i need to pay for that??

    It is not a hidden cost at all.

    Everyone who need to take a loan or need to use their CPF funds need this valuation report to submit to the relevant department.

    If you don't think there is a need for the report, you can don't pay for it.

    Not as if you are force to pay.

    You pay because you need it. Get the diff?

    Why would seller pay for you? unless you gong gong give them 5k extra, then of cos they jolly well pay it for you.

    Do u know about other hidden cost like stamp fees, legal fees, caveat fees, fire insurance, HPS etc?

    U mean you dont know, means dont have to pay now?

    Buy house such a big issue, never do homework still complain.

  5. Posted

    What I meant is, with the ever increasing public housing, how can 1 single individual with average salary buys anything bigger than 3 room?
    In the first place, if a Singaporean age 35yrs who is Single, why would he/she need a bigger than 3 room public housing flat?

    Single buy 3room with present salary = affordable = so buy

    Single buy 4 / 5rm with present salary = not affordable = so dont buy. (single need so big space for what?)

  6. Posted

    Just be truthful.

    Eg.

    Serious Buyer looking for EM unit.

    No agents please. Doing direct transaction with Seller. Interested, please email me at : xxxxx@siminet.com.sg to arrange for meeting.

    Thank you.

    Tim Buck Too

    Do not put your handphone no. You will be swamped by calls including agents. Use email to vet the potential sellers just as they would vet whether you are a genuine buyer.

    All the agents use "NO AGENT PLEASE" , this is to let other agent know that they are targetting to look for seller, not asking another agent to call them.

    I have seen a really serious looking one , with the buyer's name, nric number attached on the piece of paper (whether real or not only the seller who contact him/her directly can verifed).

    If you are seriously looking for house, and is a bit thick skin, then the best method is door knock and ask.

    But seriously, who dares to do such thing other than salesman.

  7. Posted

    Note that HDB statistics are not reflecting today's actual transactions. The statistics reflect valuations done earlier this year. Even then, many transactions had a mid-to-high COV already built-in because Valuations were lower than now.
    Allow for 3-4months price time-gap if you are referring to HDB website for reference.

    A unit can be sold today, scheduled for 1st appt at HDB 3 months later, resale approval given another few weeks later, and then the transaction is reflected on the HDB website.

    Anyway, to the few hundred thousand HDB flat owners in spore, they are more than pleased with the expected/unexpected rise in the value of their flat.

    Selling things is always based on supply and demand.

    If there is no demand, there is no way resale flat prices can shoot up.

  10. Posted · Edited by hightlighter

    I offered to pay him a 1.5% commission and asked him to claim the remaining 0.5% from the owner in return for NO COV. IT WORKED !

    I bought the flat at valuation.

    The agents seems to be biased once you offer to pay him another 1.5%.

    I wouldn't think he will tell the seller that you are going to pay him 1.5%.

    Instead he can just convince the seller to sell to you at valuation,

    collect 1.5% from you, and then another 1-2% from seller.

    Maybe you would want to state the block and road name,so we have a better guage whether COV is the norm for that block,

    or you just buying a resale flat paying COV of around 5-8k. (as comm to the agent instead for your case)

    Anyway an asking/opening price of COV 15k usually can be nego. down to 5-10k (if you are not aware).

    Thus it comes back to the same thing, just that this time around the COV goes into the agent pocket instead of being declare as COV under HDB.

  11. Posted

    I agree with you all.

    Some are good, some are bad.

    If anyone seriously looking for a good agent, please PM me.

    I know a full-time agent, very pro and commited to follow up till the end of the transaction, yet he still call me after a month, to ensure my new resale home is fine. He also recormmend me to a good and reasonable contractor. Give me a sense that, he cares. Addtional, he provide me a lot of info on property industry in Singapore/Asia, HDB rules n reg etc..

    I consider myself lucky and very happy with his good work.

    He is from Dennis Wee Group.

    self promo.

    or promo for your spouse, close friends, relatives. haha

  12. Posted · Edited by hightlighter

    Why must we condemned to just 3 rooms flat?

    Who say singles can only buy 3 room flat?

    Where did you get this wrong information from?

    Singles above 35 years old can buy any resale room type. (be it 3, 4, 5 room, or even Exe)

    http://www.hdb.gov.sg/fi10/fi10201p.nsf/WP...me?OpenDocument

    The only restriction is that for a single who earns more than $3,000 monthly, they have to take a BANK LOAN instead of a HDB loan

  13. Posted

    Dear Owners,

    We are Singapore PR, looking for a 4-5 room flat in Seng Kang.

    Target Block: 111,112,113,114,115,223C, 223B, 224B AND 224C,258A, 258B, 258C, 258D, 261D, 260B, 262D, 260C, 261A, 262C, 320B, 320C, 320D, 322B, 322C, 324B, 324C, 324D .

    If you or your friends, your neighbour have any for sales, please call or SMS me.

    I can not guarantee that you get best COV, but I do guarantee that you can save 2% agent commission.

    Peter (I am not agent)

    HP: 93881760

    Are u sure you can buy?

    Are u sure u can eligible for the bank loan?

    Are u sure u eligible for the loan amount?

    Are u sure u can pay the COV?

    Are u sure u wont back out last min?

    Are u sure u wont waste seller's time?

    Since you want to save agent's comm, means you also on the stingy side?

    Don't think will have any chance to get Best COV from you.

    AND if not the best price from you, why bother with u?

  14. Posted

    Dear All,

    It is not difficult to sell your flat. I sold my flat without an agent after advertising it 3x in the newspaper.

    Just before 2nd appt, buyer decided to back out of the deal, what do you do?

    What actions should a seller take in this instance?

    or Purchase ask for extention of completion suddenly, as their own flat suddenly the buyer back out.

    or Buyer lose his job before 1st appt, HDB loan was suddenly rejected even though HLE is already out.

    What is your advice on the above scenario ?

  15. Posted · Edited by hightlighter

    thought the 1k deposit could be returned to buyer in the event that the bank loan is not approved? This is the only exception otherwise the deposit would be forfeited. I think this clause is stated in the otp.
    No such clause in the OTP when I read through it twice just now. If there is, maybe you would like to tell us where is it located?
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