forgotten
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Posts posted by forgotten
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Tokong.
When ppl reach "sun set" stage when about to lose its shine, many "morning sun" and " noon sun" stages ppls will come and "corner them to a corner".
History repeats itself without fail. Sad story.
We have to "repent" unless we migrate
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but quite a few studios. i wonder why? high demand for elderly who downgrade?
Given a choice, I believe many elderly people will not want to go through the hassle of moving house from a bigger one to a small one.
Govt always increases the minimum sum required for CPF every year and builds more studios. It is like 'confiscating' more and more of the elderly people's retirement fund, and makes them downgrade to a studio to get money for retirement and pay for medical bills.
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$3500p/m for 110sqm 5 rm HDB in Punggol! must pay for carpark, no security, no swimming pool, no tennis court, no free shuttle bus, no clubhouse, no gym, no sauna, no BBQ pit, ect... Might as well rent a 3 bedrooms 116sqm condo in Rio Vista also $3500p/m!
!2.5K is enough to rent a 5room in Punggol.
I have PM you a property website. -
The data updated over the web ought to be after 2nd appt when transaction is deemed completed. Many things miggt happen which result in cancellation of transaction between 1st & 2nd appt.
You may be right.
Anyway I am just sharing that I was able to see my resale transaction on that page before my 2nd appointment... haha unless I remembered wrongly lor.
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good point
but does this happen to most buyers?
It doesn't happen to all locations.
My wulu location's valuation appreciate only ~10K every 3 months haha.
Buyers who are shopping for resale flat shouldn't bet on this. They should still cater enough cash for their COV + agent fee + 5% downpayment (if take bank loan) etc.
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The resale price which includes COV in HDB website should be after the second appointment when the deal is done. Second appointment is usually within 12 weeks from date of submission of OTP.
That page actually reflects all resale prices (including COV) for approved resale transactions after their 1st appointment.
My resale transaction appeared on the page after 1 week after my 1st appointment.
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So sorry to make you repeat again. Just to clarify my doubts.
Does it mean that I can apply BTO now. Meanwhile I am holding on the pte property,
before 2nd appointment, I need to transfer or sell my property away?
May I know where can I get the information about this?
You are not eligible to apply for BTO at this point in time.
Ownership/Interest in Property in Singapore or Overseas other than HDB flats
You, your spouse, any occupiers listed in the Application Form or their spouses must not own or dispose or have an estate or interest in any other flat, house, building or land*
- Within 30 months before the date of application, and
- Between the application date and the date of taking possession of the flat
* includes but not limited to:
- HUDC flats (Privatised and Non-Privatised)
- Properties acquired by gift
- Properties inherited as beneficiaries under a will or as a result of the Intestate Succession Act
- Private properties
- Properties
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Then I can't install my invisible grilles next year already
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err.. they offered me jupiter at 2k, which model did you get at 1388?
Osim Upure $99 pay with Amex (usual $128)
The Osim Upure cannot fit onto my kitchen tap. It has been idling round my house for 6 months lol.
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Yes, you have to repay the 20K in cash to HDB when you collect keys to your BTO.
Details available at http://www.hdb.gov.s...vy?OpenDocument
My friend is in quite same situation as you. She sold off her house and wanted to apply for BTO at first. But my friend gave up on the idea of BTO after she heard that she had to repay the 20K in cash.
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recently i added mnd on facebook.
most of comments there are from people who need (or they think they need) help.
Groups of people:
1. young couple who wants to get married
2. young married couples
3. young married couples with children
4. singles
To me, groups 1 to 3 have a higher need than group 4, i.e. one house can meet the needs of 2 people. However, many singles are hounding the govt to let them buy a flat. This will certainly open floodgates, every single guy or ger will go out and buy a 4 room flat, pay for housing using max loan from monies from CPF and rent out rooms. This will enable them to cash in on CPF savings at a young age. Sounds like a very good idea!
I, for one, certainly do not want that to happen. We have enough of that these kind of people already.
As for whether flats are expensive or not, it really depends. I read in one tblog that says that he is looking for a table, on budget. So the appropriate one he or she found is from ikea, costing $500+. That to me is certainly expensive, but to him/her, its "budget". A matter of perspective i guess, no right or wrong.
To solve pricey hdb. --> what is pricey? And what price level would people stop complaining that it is pricey?
If singles can buy directly buy flat from hdb, I for one, will not want to get married haha!
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20% + 15% of our income will be written off as bad debt.
This is to make us repent until the day we step into our coffin.
We have no dignity left.
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I highly suspect I have a Mother Lizard in my storeroom (last seen) as I been getting baby lizard once every 1-2weeks crawling.
Just saw one!
Besides the pandan leaves, lemon grass teabags, how do u locate that lizard?
=(
Hb not @ home!
That mother lizard is so fertile argh...
Have u tried setting up lizard trap near the door of storeroom?
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Bedrooms and living room facing north...
My main door is facing south
Which floor do you stay at?
If you stay at high floor, the noise won't affect you so much.
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Before stay together in same house, already cannot communicate well. After stay together in same house, sure fight everyday one
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Let u see BIG pictures, as you like it:
To be effective & efficiencient in preventive & corrective jobs, "fix-it" man needs use of "proper tools". Specific tools are designed & used for specificed jobs, however, at time, "this" tool can be used for "that" job but outcome not as desired.
Preventive is always better than corrective, in any situations.
Senior Khaw has classified the "problem" into short/middle/long terms, and he also has identified three groups of ppls have "short term" needs. He is going to fix this first. What "tools" will he use?
MBT has used tools like MOP, seller stamp, loan-value-ratio. He has thought of using the tool of "income ceiling", but does not has the opportunity of using it.
Complicated jobs need complicated tools. Tool user must be proficient in using such as well, otherwise.....
I think he will provide option of interim rental to singaporeans?
I notice the HDB is rushing the building of high-rise rental flats in many towns now. The building progress of the rental flats nearby my BTO is even faster than the building progress of my own BTO lol.
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From west coast town council website:
5room - $61
4room - $48.50
3room - 36.50 (what i am paying)
From Holland Bukit panjang TC:
5room - $60.50
4room - $48
3room - 36.50
From Tanjong Pagar town council:
S1 - 81
S2 - 100
5room - $62
4room - $49
3room - 36.50
I think S1/S2 refers to Duxton flats. Yes, horribly expensive.
I think i would curse as well if i have to pay that amount every month.
Yeah lor. S1 & S2 residents who drive, will end up paying almost the same fee as some suburban condos residents. The condo residents still get additional facilities.
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Mine at ECTC, 5 room ($66), carpark $63.70.
http://www.ectc.org.sg/scc.html
Previously(end 2009)paid $370/per mnth for "maintenain fee" for a 1297sq ft condo unit of total 232 units with "full facilities".
You are lucky to grab a season parking for open carpark. No need to drive car up and down, no need to take stairs/lift up and down, and cheaper fee than multistorey carpark.
Hard to find open carparks nowadays. HDB is demolishing open carparks.
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I don't switch on the ceiling fan in my hostel bedroom and my current living room if I am too near or underneath it. It's psychological barrier for me because I feel unsafe under a moving mental object.
Personally I will not install ceiling fan above sofa and bed. -
Heehee because Pay and Pay considers DBSS residents to be richer than normal HDB residents
Town council & IRAS have "mean-testing" like Hospitals. They charge according to our property price. DBSS is more exp than HDB.
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Do u mean getting 4rm from resale market OR from HDB BTO?
Get from HDB:
Combined salary must be < 8K.
Do not own private property.
Work at current company for > 3 month, need to show payslips to apply for HLE.
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Sharing this interesting post that I saw on other forum...
More "good years" ahead.
Khaw Boon Wan - Cheap, world-class HDB? You know that's not possible
You want $8 to buy a flat in JB, $8 admin fees to apply BTO or $8 cash down-payment to buy a flat?
Heng Swee Keat - Want buy some mini-bonds for your children?
Dr Ng Eng Hen - Surgery knives will be our newest weapon for SAF
Dr Vivian Balakrishnan - You want water from Woodlands water tank, NEWater or Evian drinking water?
MG Chan Chun Sing - Everybody KEE CHIU!
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Thare are 7 GRCs with PAP votes falling to below 60%.
Driver better drives more carefully for next 5 years.
Valuation At 415K How Much Is A Reasonable Cov?
in HDB New/Resale Flats, Executive Condominiums
Posted
Now more Singles and couples are eligible for HDB loan. If resale HDB is 400K, the single gets to save 20K cash on the 5% downpayment when he/she takes up HDB loan instead of Bank loan .
While Khaw takes away some demand (10K to 12K couple earners) from resale HDB market, he also adds some demand (singles) to it.