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jtcp82

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Posts posted by jtcp82

  6. Posted

    Hi

    Have been hunting for a HDB resale flat.

    If you have limited budget and can only afford to pay $370,000 (including COV), will you choose a Punggol 4-rm or a Sembawang 5-rm ?

    Please give your views. Thanks.

    Saw that most of forumers have covered the dist to work, facilities, amendities etc.

    Next point to consider.

    A house that you plan to live in is ultimately a liability. A bigger house means larger property taxes, higher utility bills, more money spent on renovations, and more furniture to furnish the extra rooms. Also, you get less ‘ang pows’ from the gov from programs like GST offset packages.

    A 4 room flat has the same number of rooms as a 5 room flat. If this is your first flat purchase, perhaps you should consider not over-stretching your budget. This would allow you to save more for retirement, or more money towards investments in another property or otherwise.

  10. Posted

    Yea. Perfectly true.

    I bought mine in Jan 2010 at

    VAL: 425K

    COV: 55K

    Is is overpriced?

    Felt that it was slightly undervalued, dunnoe true anot...

    Btw, it is 27yrs old only. Not Late 70s. And the entire place is nicely upgraded.

    In my personal opinion, it depends on whether your flat is near to amenities or public transport. I bought my Pasir ris flat for 510K with COV 20k. My house is about one and a half bus stop away from Downtowm east. So I tot it was quite a good deal.

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