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xinyi_reiko

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Posts posted by xinyi_reiko

  1. Posted

    yes. If she is looking at 4rm. she only can compare with 4 rm flat transactions.

    5rm and EA are another market liao.

    How to combine all into 1.

    Even HDB come out HDB re-sale price unit table. also 4 is 4, 5 is 5 mah

    Another example,

    My husband saw a unit in my block for sale. He KPO , went and ask the agent, what is the valuation price.

    Agent say 420k + 50k COV

    we check the past transactions. Last record is 420k.

    okok.. thanks for sharing.. :) i have more clearer idea on valuation report. i will pass the msg to my sis.

  2. Posted

    No one know.

    Logically, yes. 2 week. How much different it can be?

    especially, valuation price is depend on last transaction.

    As what you had mention, that area hardly has any transaction.

    Share with you on my case.

    The nearby block valuation was 330k-340k during Sept 2009. (Even for unit that are in original condition, low floor, etc)

    We sign OTP w/o knowing the valuation price, only agree COV 40K.

    Unexpected, the valuation report come out 326k. Both of us (buyer and seller) are in shock.

    We was surprise on the low valuation as we are expected 340k. We even budget 380k for this purchase.

    Seller was so upset and want to call off. But the agent advice him for not doing so.

    In the end , seller want to up COV to 44k. We agree.

    I did a check and realize for that block, it hardly has any transaction during 2009. The last transaction was 2008. The valuation price is base on 2008 price.

    Ah okok.. that is a good example.

    so i suppose she has to compare with 4-room flat transactions instead of overall transaction (combine of 4, 5 room & EA) at that area.

  3. Posted

    usually for the valuation to change quickly, there needs to be a lot of transactions in that area.

    but if like what you said, 1 year only 5 transactions, 2 weeks is unlikely to change anything... and like what therat said, what if the next valuator thinks that the valuation should be lower?

    hmm okok.. another question, since it is a 4 room flat valuation report, so i suppose to they have to base on recent 4 room flat transaction to gauge the value the flat?

    yes, 5 transactions, in the past 1 yr for 4 room flats.. but lot more transactions on 5 room flat instead. I believe we cannot base on 5 room flat transactions right?

  4. Posted

    what if the valuation drop?

    Does she want to do again and again.

    Valuation report need est 2 wk to do. By then, her OTP expire liao.

    1k deposit lost.

    If 40K COV is not part of her plan, why sign?

    you got a point there. she is kinda 'blind' by agent's words. especially when agent was saying most likely the valuation will increase.

    she actually only plans to pay around 25k cov.

    am i right to say that the valuation will not differs much in 2 weeks time?

  5. Posted

    My sis recently signed OTP on a resale flat (4 room). When she view the flat, the valuation report already expired, it was previously valued at 450k. The owner had resubmitted the valuation report, hence, she signed taking a risk that the hopefully the valuation will goes up. The agreed purchase price is 490k.

    Then yesterday she gotten the valuation report that the price did not change. She does not want to fork out 40k cov, which is not part of her plan. She thought of backing out, and lose the 1k deposit, but the agent suggested to redo the valuation with other valuer.

    The unit is very rare, the past 1 yr there is only 5 units transact at that area. Thats why she signed without valid valuation report.

    The question is will the valuation report change if done with different valuer?

    need urgent advice on this.

  11. Posted

    morning! ya long weekend again....enjoy this break...the next public holiday will be in august liao

    going to be a busy weekend.. tml my cousin wedding.. attending tea ceremony and dinner.. then sat got to get busy with my friend's rom.. discussing abt her venue decor and her dress fitting.. got to help my mum do some major stuffs.. going to take leave next friday..

    woo.. i am busy bee..

  14. Posted

    course fees increased!! last time no need to pay for GST. now gotta pay for GST... haizz... close to 300 bucks for 2 mths... i guess it's not that bad... i will have to save up more...

    7% leh aunty.. already recession.. still need to help you pay gst leh..

  17. Posted

    good morning! short week this week! :dancingqueen:

    sourcing for place to bring my parents out for dinner this weekend to celebrate mother's day.....uob like got a lot of promo but duno fully booked or not....

    morning.. very very busy today.

    dunno.. call and ask lah.. machiam i know.. :P

  22. Posted

    next time u observe if anyone burns anything downstairs...that time my downstairs also got ppl burn gim jua....but only one time lar...and this kinda thing not nice to complain so ok lor...shut all the windows but whole house very humid....

    wah you so high floor they also can fly in ar?!? your full length windows face where? got blockage like flats in front or facing the open?

    I very amazed.....i always thought living at higher floors, the house should be able to keep clean for some time cos air is fresher and lesser insects....i told myself next time change house, i wan high floors one.............................u dashed my hopes sia................

    i nv complain to neighbours of coz.. once a while will get angry over it lah..

    we dunno how high ashes or insect will fly mah.. or maybe nowadays insects are more powerful liao.. :rofl:

  23. Posted

    Wah u so high floor, still got ashes flown in ar? I thought the air at higher floors is cleaner cos very far away from ground pollution.....mine mid floor......and some more opposite got flats, so normally not much wind enters our house, unless the wind comes from BKE that side....but then all the car smoke would be blown into our house......not good, not entirely bad cos got wind.....:bangwall:

    That time got one humongous xiao qiang flew in....my hubby asked me not to look for fear of me having nightmare abt it...:bangwall:

    i also dunno lor.. because yesterday when i came back also have lor.. i wonder if is really from the ground floor or neighbours. :curse: once a while will have.. i rem during cny also have lor.. but is from full length window there.. then dirty my sofa lor.. super angry.. because i just changed the sofa cover.

    talking abt xiao qiang.. last week got 1 cricket flew in! big one somemore.. i damm scare.. shout for help.. :curse:

  24. Posted

    maybe you high floor that's why wind so strong....

    but weather so hot can tahan the heat?

    maybe lor.. haiz.. then this morning my foyer area was a mess.. ashes all kanna blown in.. :curse:

    bo bian.. my hubby will kanna nose blk if sleep in aircon room.. use fan lor..

  25. Posted

    huh? got meh? i didn't know....i slept like a pig :P

    u don't turn on the aircon when u sleep?

    the wind blowing is pretty scary. the windows were force open 2-3 times..

    nope.. we dont turn on air con. or should say we nv use aircon so far. waste electricity and also not healthy..

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