kenny23

simple way is to go to propertyguru n check out the pty u r keen in. it will state if its an appt or condo

Well I already got my houses sorted out. Being a slightly more conservative investor (not being very high risk) with a long time horizon of 10 or more years. This is what I am doing with my available funds. Invest into blue chip big cap singapore listed stocks that pay good dividends. Diversify across industies. The stocks I would look at pay 6-8% dividends & are sound companies. I dont need the 100k to grow into 200k within a year or so. High returns comes with high risk. But what I would like do is to have the 100k suppliment my income & create a passive income so that i can choose not to work as high or be as stressed in my career. 100k @ 7% dividend yield a year would give u 7000 extra a year. TAXFREE. Accummulate enough & you are on your way to retirement. Dividends are not guaranteed but u can go check out SGX website to see their payment history. Take note if they got a history of issuing rights too. Some companies you can look at are Starhub, Suntec, SPH etc. Some stocks are currently too high for the moment lik Starhub so you need to do a little analysis to see whats a good entry point. Say for eg. when the stock XD meaning if you are holding the stocks you are entitled for the dividends hence as a result investors will sell when a stock XD hence pushing the price down during that time. Gold is highly speculative & should only be considered for a very small portion. It can take very big swings too (last year it went from 1600-1800 & back down to 1600 too fast) not to mention there is exchange rate risk cuz the index is in usd. when you buy its in SGD but the currency exposure was already factored in when you buy. Gold i would only suggest a very small portion & for occassions like maybe for your new born meant as a gift to pass it to him or her when they grow up etc. I do hold a very small portfolio of gold though. Unit Trust is the biggest load of bull**** ever. Only benefits the fund managers. The initial sales charge, management fees, performance fees n other fees will be a killer..if you wanna invest into an index u are better off buying ETFs...anything u can think of, theres a ETF on it. Long/short dow or the financials be it 100% or 300%