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Doris Chin

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Posts posted by Doris Chin

  3. Posted · Edited by DorisChin

    Update: the purchase process stalled due to my bank not sending the approval for the purchase of recess area. Took them like 22 days to respond. Finally received yesterday.. Guess the process is still ongoing......

    By the way, HDB suddenly asked whether I will use their lawyer but I had already appointed my own (due to bank loan).. If anyone else does this, might want to consider this point as maybe able to save some money.

  14. Posted · Edited by DorisChin

    Thanks for the welcome! Yep, i am around 3XX area!

    For the recess area, need to submit application to HDB and once they evaluate and approve, they will let you know the amount (there is no negotiation possible). There is a certain calculation but they did not see the need to update me how they did it (to be frank, i was afraid to ask them just in case it causes futher delay). For my area which is 6sqm, it costs $9660.40 (not sure whether this calculation is the same for all HDB's)

    The above does not include legal fees and it does not matter when you purchase together with the house or separately (still need to pay!).

    In addition, if you have electrical meters/water meter/town council light within the recess area, you might want to move them outside the recess area, which will then cost even more. For the town council light, it was mandatory. For the electrical meter/water meter, i understand it was not mandatory but it means you need to open the door to allow the utility person (normally every 2 months) to read the meters. Town council light was pretty cheap (paid $50 by my great electrical contractor) but the electricity meter was quoted at $800-$2000.

    According to the everyone i spoke to, they said it's really not worth it unless there is a big recess area, but i guess it's really up to individual how much they really want the area.

  17. Posted

    Thanks for the warm welcome, managed to find this em after 8 months of searching, luckily i currently have a hdb and was not rushed for time, will try to record my reno journey!

    Just wanted to provide a tip for the buying the recess area (if not part of the house) concurrently for other users, since i had a lot of problems with it:- do get the seller to agree and sign in writing when executing OTP for the house. If not they can back out half way and cause lots of problems. Concurrent purchase of recess area will extend the completion time (2nd appointment) very significantly. In my case, its another 8 weeks, so sellers might not want to agree to it. So when negotiating the purchase, do ensure that the seller has agreed in writing, so no disputes later on.

    Unfortunately HDB OTP clause does not include this, so might be better to sign a simple document stating the seller agreed to allow the buyer to concurrently purchase recess area.

  19. Posted · Edited by DorisChin

    Hi Renotalk users,

    I have been reading up and getting tips, so i thought i would also start something. Just bought a corner EM at Bukit Gombak and am waiting for final apointment to get the house keys. Had been having a hassle with HDB/seller to purchase recess area together with the resale transaction but that is now hopefully finally settled!

    Here's the original floor plan:

    gallery_53647_3_85670.jpg

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