greentea

hi, may i know what is interbank? never heard of such loan before? and what is "Pegged to SIBOR"? care to explain.

hi, may i know what is youlongzi and I Ching ?? still very blur leh.. pai seh.

got contact? why diff fsm diff answer. i so sui meh..

i consult 2 fs first fs: Last name - gold first name 1 - water first name 2 - water 2nd fs Last name - gold first name 1 - earth first name 2 - gold what you all think.

you all words so chim 1. not understand bit.

so sad. my lobster on table so near yet my chopstick can't reach it. if want me to start learning chinese i think late late already.

sorry for the mistake. im Buddhist actually. but i don't see why i can't have buddisrm and fengsui together since my father and my grandfather using it. as far as i know, fengsui and buddhism are two different thing right?

my bedroom facing is south east. can put duck?

can you recommend me good tutorial website for basic ba zhi? from there maybe i will use website translator convert everything into english.

No need to convert. i already buddism. but to remember these 3 terms may not be enough unless more physical work added in. since i already step into fengsui belief then i think more need to be done. Hi, thanks for replying. Can you elaborate on the East group of people? or can you refer me to the site which provide these informations.

Hi. any idea where i can get good english version 1? my chinese very poor

its good if you can get 4room. by that 1 room can rent out to cover expenses. imagine 1 month you collect $350 from tenant. 1 year how much liao. can loan car oso no problem.. hehee. remember, if you buy 3room .. u gonna stuck there forever.. so suffer 1st enjoy later.

Hi, My FSM told me if i buy new flat the main door should be facing South East? anyone know what facing best suit oneself like SE facing good for the older / younger or man /woman ? etc..

thanks alot for the info. i will check with them again

you are very lucky to get hdb loan for the 3nd time.. congrats. hopefully smooth sailing for you and your kid. recently i went for flat hunting around bt batok area. come across 1 unit. 5room for 218 last offer. quite near to mrt. the owner was a chinese indo. rich ppl with other private propertys so dunt mind selling for cheap. if you interested i can intro u to the agent.. but i dont think its there already.. search around find more agent.. u'll find the unit u want. bukit batok 4room 200k is possible..

is that possible? i check with hdb hub and they told me i canot switch after i get my replacement. thats why i plainning to get hdb loan for my sers and when i got the replacement it will be automatically converted. is that right?? FYI. i already use 1 hdb loan for my first purchase. that means, if i go for sers hdb loan then i canot get hdb loan for my replacement is that true?? pls advise..

i've check with the hdb hub and if i were to get bank loan for my 3room flat i'll not be able to change in future. meaning no conversion of bank to hdb when i got my 5room key. so either i get hdb loan or never. i'll be paying bank loan from now on. thats pretty heavy... but still glad to get this enbloc..

yep. the worse part is i'll be requred to pay the levy yes. my 4room is grant. and under hdb loan. i wanted to take the hdb loan again instead of bank. not sure if thats possible.

the amount i got from selling my 4room flat oredy paid for over-valuation 3room . now broke. i wanted to take hdb loan because when i get my key 2011 i'll be paying my 5room loan using bank wish i think do not like it. i think hdb loan are reasonable. 2.5%. hope this will remain the same. base on my calculation. 3room minus off my current cpf + sell = i'll only need to loan 70k from the bank. if i get new flat value 400k - 40k - 200k = i'll be later need to get 200k loan from the bank. 200k from the bank.. what do you think?? to me 1 month 1k is a little tough..

Hi all, i recently bought enbloc ghim moh 3 room flat, my problem is that i downgraded from 4 to 3room. the loan for the previous 4room is hdb loan and since i downgraded i have to choose bank loan. my question is, if i appeal from hdb for the hdb loan. u think will approve? have any of you have the similiar problem? Please advise. thanks.