Thanks to everyone in the forum, my husband and I managed to find an ID that's pleasant and friendly to deal with. Did scrutinize if it's reliable since they are a new firm, but the lady that followed thru my renovation was very sincere and patient in explaining all the costs incurred. Yes, affordability was very important, and we are happy to have kept it to within our budget. So far so good. has been a enjoyable ride instead of the nightmares that many did face. Will be glad to share. 加油!