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I thought you might be interested in looking at Can Ask Hdb Not To Wipe Out Cpf As 1St 20K Earns 3.5% Interest?.
https://www.renotalk.com/forum/topic/60060-can-ask-hdb-not-to-wipe-out-cpf-as-1st-20k-earns-35-interest/?do=findComment&comment=798417
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