akamoshi

I bought my EA from HDB 4 year ago for 269k. Took a loan for 30 years and every month dry up my CPF. Sometime i was wondering, how come ppl are able to afford more than 400k for a HDB flat? My concern is that even new flat from HDB are costing more than 300k for a 4 room (punggol location) For the younger generation who just start working, i wonder how much they need to save up enough for their CPF before they can afford a 4 room HDB.