jain

before reno ( just got the key) i'm not Ali person so let the picture speak for itself ID is coreen from iinchstudio 5 Room 122sqm sembawang spend on reno $46K Main gate living hall view from living towards main gate

not a reply since 2008? so how did u engage them?

hi all hv anyone try iinch studio private limited at balestier? walk pass their showroom and ask for quoatation, dun know how's their workmanship? thxs

Hi can someone post or PM Alex contact,i need to reach him urgently coz my ID will be doing a site viewing with me this week & same time asking him to quote me the Window & Grill price. Thanks

i have an idea but dun know it work or not, do you all know market got sell insulation foam for car bonnet? i tot of using it to paste on a piece of ply wood than mount on the heated wall. for that the heat will stop on the insulation side. can or not? thanks

I'd just sold my flat & waiting for my 1st appt on April 2010,i'd caculated my (CASH PROCEEDING-cash profit from my current flat) is about $50k,thefore my concerns now is that whether the new ruling is applicable to me whereby i'd my HLE submitted months back- 50% cash need to be put back to the loan for my new flat? Thanks & Regards Mar 5, 2010 BUDGET DEBATE 2010 HDB revises loan policy By Melissa Pang THE Housing Board has removed the upgrading condition for homeowners applying for a secondary concessionary loan from HDB, in a move to help flat owners right-size and exercise financial prudence. This means the second HDB loan will be made available to all households regardless whether they upgrade, downsize or move to the same flat type. Minister for National Development Mah Bow Tan, who announced this in Parliament on Friday, said the focus is on helping families to right-size their housing choices. Currently, only households that are upgrading to a bigger flat type are eligible to apply for a second concessionary loan from HDB. This may have advertently encouraged some to upgrade even though it may not be prudent for them to do so, said Mr. Mah. In a statement, HDB said the change 'will benefit families that need to right-size to smaller flats but do not have sufficient proceeds from the sale of their existing flats'. However, HDB flat buyers who have disposed of their private properties will remain ineligible for a second concessionary loan, it said. To further encourage financial prudence, Mr Mah also announced that HDB will reduce the quantum of the second concessionary loan, based on the full CPF proceeds and part of the cash proceeds from the sale of the existing or immediate past HDB flats. For example, if a couple receives $60,000 in CPF refund and $80,000 in cash proceeds from the sale of their flat, they will need to use their CPF money ($60,000) and half of their cash proceeds ($40,000) to pay for their next flat. HDB would then grant them a loan that is $100,000 less. The couple then retains $40,000 in cash proceeds. HDB said the move to right-size the loan quantum 'will ensure that flat buyers do not take a larger second concessionary loan than necessary, and can help to reduce the likelihood of subsequent mortgage arrears'.