Fourth

I presume you are buying a condo and choosing to stay in the condo anyhow, and your question is solely if you should keep the HDB to rent or sell it off. - If your have good holding power with reason cash stash. Just make sure you can survive the periods that the HDB cannot find tenants. In worse case, holding power on possible job loss (touch wood!). Properties is not very liquid, so if prices do drop, you must be ready to hold both yr private and hdb through the down times. Then renting the HDB is definitely good in long run (better yield than getting another private to rent). P/S: Will assume that you have already done your checks with banks on loan, HDB on approval to rent, etc so will not dwell on those. You may want to check also if 3 room rentals are easy to rent out in yr area. Cheers.

I am definitely not an expert, but previously toured some ancient rich Chinese houses, some actually paint a picture of a bat at the main door. ------------- Extracts from a website on coin bearing bats. http://primaltrek.com/gourd.html Surrounding the character fu (福) are five flying bats. A bat (fu 蝠) is a visual pun for "good fortune" or happiness (fu 福) because both characters are pronounced the same. The bats at the top are shown flying upside down. In Chinese, the character (dao 倒) for "upside-down" and the character (dao 到) meaning "to have arrived" are pronounced the same. If you say "the bat is flying upside down" a listener could just as easily interpret this as "happiness has arrived". The depiction of "five bats" is a traditional representation of what is known as the "Five Blessings", also known as the "Five Happinesses" or "Five Good Fortunes". These five blessings refer to longevity (寿), wealth (富), health and composure (康宁), virtue (修好德), and the desire to die a natural death in old age (考终命). The wish for good fortune is further reflected in the Chinese four character inscription located at the three o'clock and nine o'clock position. The inscription reads wu fu lin men (五福临门) which means "may the five fortunes arrive at your door".

Try this Ho Ho Engineering And Renovation Works. Quite cheap and I always wait for their promo.

I have bought few times, and never more than $350. Twice I had to top up cos the condo door is bigger. $950 for condo main door must be very good one.