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emobebe

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Posts posted by emobebe

  2. Posted

    Hi, where got this 30 days allowance before submission? :jawdrop: I think the seller agent is trying to delay time for the seller. By the way, 1st appt date its depend on the available slot. I waited my 1st appt for 13 weeks and 5 weeks for 2nd appt. The rest of the answer, I think leave it other member. By the way, how come your agent dun know all this? :bangwall: Get them to work for your commission cheque. 8|

    The very first time I bought my resale flat that was ten years back, I dun even have this type of headache. Everything went thru smoothly. Not even a single hiccup. Everyone happy at the end of the day....and at that time, I made a conclusion that if i wanna buy or sell, I will engage an agent to do that. Unfortunately, that agent no longer work in this field. That's why I engaged this agent.

  3. Posted

    Unless both party agree b4 the signing of the OTP

    If the bridging loan fail & your buyer still looking around, they still have to proceed with the sale of the house. What your agent can do is, they can do the submission now but ask them to choose a later date..in another word, you have book the specific 1st appt date for them. In my case, we have to wait for our seller as they intend to go for contra, therefore after 7 days cooling period, our agents booked the 1st appointment date for us and she booked 30days later as to let seller find their new house..and what I can say is we are quite fortunate as they able to find their house in time thus no change of 1st appt date booked by our agent. I hope this able to help you, btw asked your agent to do the work for you, dont jus let them laz around and end of the day receive a big fat cheque

    I dunno what happened to my agent. He keep saying seller's agent ignoring him...no reply on sms and keep delaying stuff. He even asked me to put pressure on them. So...sigh!

  4. Posted

    I've mentioned a few times: From OTP sign date to resale application submission date, maximum days allowed is 90 days, read clause 11 in OTP. 1st appt date to 2nd appt date, maximum is 8 wk, cluse 12. Only HDB reserves rights to extend this date, otherwise the OTP doc is automatically void and the rightful party can seek compensation from the party at fault. Once OTP option fee($1k)paid, seller cannot offer to other buyers, have to wait for another 14 days, within such buyer arrange for mortgage loan and sign OTP within 14 days.

    Believed seller is looking for place to stay, so ask for 30 days ONLY. He has right to put this figure to 90 days. At least yr agents have mentioned this clause to you, most seller agents "act blurr" and put maximum 90 days to maximise seller's advantage & buyers mostly blurr blurr do not about this and find out later & start jumping......

    1) If I were to delay one more month, I have to extend one more month stay at here. Should I claim them for my rental fee?

    Answer is obviously a NO. Unless, as mentioned when 8wk is reached & seller cannot hand over the unit, then u can seek compensation.

    2) I have to postpone my renovation too, so is this consider another opportunity cost or whatever?

    If seller is kind enough, allow you to start reno before completion date, he has to sign a idenmity form. I doubt the seller will do this.

    3) Is there any legal act or clauses protect buyer's interest in this case?

    Residential Property Act

    CPF Act

    HDB Regulations

    Common laws

    4) In any case, if the bridging loan fail and my buyer still looking around, can we break off this deal? Who should compensate who in this case? We had our bank loan ready and gonna start soon even they haven't move out yet.

    Seller is not at fault at this point of time, buyer has to estimate the timings for quite many events chun chun. Usually bank related loans' disbursement commencing time is quite negotiable, as long as you produce some proof, and don't cancel the loan. Only bank can give you confirmed answer.

    Hi Bepgof,

    Thanks for explaining.

    I find that actually what were explained to us in earlier on by the seller's agent is a bit contradicting and we chose to believe our agent to sign on the otp after we conveyed our message clearly to everyone. The seller's agent promised us that they will choose the shortest period for the first appt and second appt if we permit them to delay the submission by 30 days. This was the most silliest thing I ever done for this transaction for choosing to believe them. ****

    I agreed that I can't find fault with those agents cos in the first place we didn't read thru the whole agreement before signing. The agents keep telling us that it is a standard agreement by HDB and no one can amend it. And that particular time, I have expectation that my agent know what we want and we assume that he done his job.

    From this situation, what I see is that if we back off, we will sure lose a lot but if we permit them to delay we will still get what we want. My banker already told me that they cannot delay the loan effective date for more than 3 months cos at that time the interest rate is gonna revised soon. So, we were thinking to lock it down for a certain period of time.. We wont be canceling the loan cos we are looking forward to settle with the sellers first.

    EmoBebe

  7. Posted

    Hi user123 and yuen yuen

    Mind share your contact/woodland factory's contact?

    How do u coordinate with them? Onsite-measurement for quotation?

    Thanks in advance!

    Hi,

    Sorrie for bothering you as user123 did not respond to me. Wondering whether he quited from here. I need his contractor's contact. If you have, please PM me. Thanks!

    EmoBebe

  8. Posted

    Sometimes... buying mattress + bedframe together will give u a better discount than the promotion u had from your mattress.

    I changed plan to get off the shelf for mattress + bedframe from the same shop. So kingsize storage bedframe with 10-year warranty on the german hydraulic pumps cost just $800 extra. I opted for a higher profile one (deeper storage) so it cost $1000. Can bargain to waive off GST for some shops. Buying the high profile frame on its own would cost more than $1.5k, low profile maybe $1.1k

    Of course, there is different quality from each shop. Make sure u are getting a good quality one. I've seen quite a few at $1k on it's own, quality looks quite bad.

    Note that all these are for storage bedframe. If u want simple one, will definitely be alot cheaper.

    Hi Soichiro,

    Where you bought your storage bedframe? Me looking for one too. Can Pm me the shop name and address? Thanks!

    Emobebe

  9. Posted

    Hi all,

    Here is my story.. Last month we were brought to see this unit by our agent and said is a strategic location and suit our requirement. In fact, it is and I can't deny it. The moment the seller's agent said wanna extension for stay after completion. My husband and me immediately back off even though we offered the highest cov. We told our agent we expect normal completion date or earlier if possible as I am staying at a rented place. My lease is gonna expire in the early of May.

    So, we went off and shopping at nearby area. Then, our agent kept calling us said the owner dun need any extension and they will go by normal completion. So, my husband said maybe this is our call. This unit is belong to us. So, we went back and talked to the owners. I would say the owners are nice couples and we love to chat with them. However, once we were about to sign the otp then the seller's agent said they need to 30 days allowance before submission. Then, I was stunned cos I thought my msg has been clearly conveyed thru my agent. My agent then explained that this 30 days is legal. It is not like renting out but just to delay the submission. So, we discussed again and my agent told me if we were to ask to shorten the 30 days allowance, we might not get this unit anymore because we have another two competitors. My husband kept thinking maybe rite now it is a bit hard for seller to look for his own place to stay so, we decided to agree on 30 days allowance. Now, the current issue is that the seller's agent told us they want to delay first appointment because seller have problem on applying bridging loan.

    I would like to know is there any way I can them stick at 4 weeks for the first appt and 6 weeks for 2nd appointment (the seller's agent promised us before we signed the otp). I have conveyed my message clearly to my agent that asap date but seems not agreeable to the other parties. I don't want to strain the relationship among all. In fact, actually I am looking for a win win situation here.

    1) If I were to delay one more month, I have to extend one more month stay at here. Should I claim them for my rental fee?

    2) I have to postpone my renovation too, so is this consider another opportunity cost or whatever?

    3) Is there any legal act or clauses protect buyer's interest in this case?

    4) In any case, if the bridging loan fail and my buyer still looking around, can we break off this deal? Who should compensate who in this case? We had our bank loan ready and gonna start soon even they haven't move out yet.

    I hope someone (if possible agents or legal background or had the same experience before) to give me some advise. Thanks a million!

    EmoBebe

  10. Posted

    Hi Mr Chong

    I would like to seek yr advise as I am troubled by some issues pertaining to my new flat.

    My house main door faced the water and gas pipe including the meter. The pipe is from the full height. My main door faces north.

    Kindly advise me... and is it true to that the sleeping position, the bed should not face the west?

    Appreciate your kind advise!!

    Thanks!!

    Hi HDBnew,

    Any reply from Mr. Chong? Just wondering whether this thread is empty and Mr. Chong no longer here...lol

    EmoBebe

  12. Posted

    Hey guys,

    I'm currently looking around for ideas and have since manage to shortlist a few from magazines and websites. Intend to create my own 3D drawings before sourcing for contractors/ID in hope this would cut down on mis comm and time explaining.

    Can anyone with knowledge in the industry share whats the most commonly used 3D design software used by those interior design firm? I think it would be easier for me in future if my soft copy format can fit into their software for easy editing.

    Many thanks!

    Hi,

    I also need a recommendation on the mostly used 3d Design Software...Intend to create some 3D drawing for my place too. Thanks!

    EmoBebe

  16. Posted

    There's corian top, engineered stone, granite, cultured marble and blah blah blah

    With so many pros and cons, which one to select sia????????

    Hi,

    I also face the same issue. But just to share, recently one of my potential ID brought me to see his project. I just happened to take a glance at kitchen granite top and being ignorant I asked him how come the granite broken into two pcs ya. He explained to me that the whole pc of granite top come in one big pc and they can't break into two. So, what they did is to combine two pcs together. He added a comment that they were rushing for the work for this project so the workmanship not so good but they will rectify.

    So to my conclusion is that if you want to install granite top, you really need to hire a really good carpentary or workmanship guy to do this job else will look very ugly. People will thought that your kitchen top break into two..LOL...

    One more thing to add, the kitchen solid top surface you can't put hot stuff on top of it else you will see a mark there and then if you choose white colour, you need to be hardworking a bit to maintain it.

    I still haven't decide for my kitchen top yet........

    EmoBebe

  17. Posted

    Manage to get 2 quote for the re-location of the fan coils.

    1st quote - 300 / fan coil.

    2nd quote - 180 for 2 of the fan coil and 250 for 1 of the fan coil (based on the current location)

    Also have an issue as 1 of the fan coil is located in the living/dining area (which is possibly a higher BTU unit) so air-con man say might not be suitable for room usage if it is a 22000 BTU fan coil. Too cold!

    Hi Mel77,

    Can Pm me your aircond man's contact?

    Thanks:) EmoBebe

  20. Posted

    Nearby ???? LOL, Yishun and Tampines nearby mah????? But more or less the hdb flat in spore are almost the same. Yes, you are rite. The ceiling are low. Me intend to do L Shape box...What u think?

    Btw, how old is your unit or how long is the existing renovation? I was told by one of the ID that if the existing renovation almost ten years, then have to hack floors. I dunno whether this is the gimmick for them to close more deal or what you think?

    Emobebe

    One more question, have you done any house audit in term of feng shui before go to ID?

    Emobebe

  21. Posted

    He saw my unit and he told me no need hack.. just over lay to save cost.

    Ur unit seriously similar to mine cause nearby only. Haha...

    but what i can tell u is our ceiling are low.... so do false ceiling etc is a bit difficult

    Nearby ???? LOL, Yishun and Tampines nearby mah????? But more or less the hdb flat in spore are almost the same. Yes, you are rite. The ceiling are low. Me intend to do L Shape box...What u think?

    Btw, how old is your unit or how long is the existing renovation? I was told by one of the ID that if the existing renovation almost ten years, then have to hack floors. I dunno whether this is the gimmick for them to close more deal or what you think?

    Emobebe

  22. Posted

    Hi emobebe,

    Without any reference to fengshui, my opinion is that you either place the TV against the wall that is perpendicular to the door. i.e. the part that has a dimension "50000". But are there any windows running along the wall?

    Or beside the door (facing wall of bedroom 2). But what is the distance b/w that stretch of wall (next to the door) to the wall of bedroom 2?

    Hi Edenstrauss,

    Yes, got windows running along the wall. So, not a good place to place a TV. I didn't take measurement for the distance between that stretch of wall to the wall of bedroom 2 but I can say very short. I haven't officially take over this unit. So, the owner not comfortable when I wanted to take measurement for it.

    Thanks for your input. :)

    Emobebe

  23. Posted

    Both 1 and 2 are no good....clutter the front entrance!

    I would suggest you place the sofa at the walkway to the bedrooms (i.e. in front of your Main Bedroom). You can build a low partition wall, say 5ft, and sofa can lean against it. This means your TV is on the left wall of door entrance, near the windows, and sofa is at the extreme right corner.

    Have thought of this before. But that means if I put TV near to window, I won't feel comfortable cos of the sunlight. I know can use roller blinder but still feel uncomfortable. When you open your door, stand there and look inside you will the arrangement of furniture very weird....the flow is not there..that is how i feel about it. However, thanks for your input..

    EmoBebe

  25. Posted

    thanks for yr support, gimz !

    at last count, she has put up 7 of my articles on her blog to give the impression she wrote them. :o

    I don't wish to shame her publicly - not yet - so I will pm you privately.

    ==

    Yes, like you, others hv written that my blog had helped them... and that has led me to revamp my articles to make it easier for readers to navigate and search for info on my blog. I hv another article idea and have roped in 2 bloggers - mae29 and steelz - to help. I'm happy both hv agreed. That will take me a while to complete. Both mae29 and steelz impressed me with their integrity, writing ability, and most of all - their willingness to share their reno experiences and help other forumers. Pl read their blogs if you hv time.

    Hi,

    Please PM me who are those copycats. I m new here and has been receiving a lot of messages in my inbox and asking me to call their contractors / IDs and must quote who and who name. I feel weird though cos first they dun have any reno blog here and second when I asked how is the workmanship, no reply. Not sure whether ID or Contractor promoting themselves or someone get a referral fee by doing this. Sighs.

    Emobebe

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