xinyi_reiko

me and my friend is talking abt birkin bag just now.. my friend say if buy that 10k bag.. then clothes , shoes and accessories also need to match lor.. where got ppl take 10k bag and wear 30 bucks dress..

but you want to pay for how long? 1yr? 2yrs? i am paying for my photos.. the package itself already fully paid..

no need to feel tempted lah.. transfer the money to me can liao..

wah.. europe trip also from joint acct ah.. ours nope leh.. from our own acct.. hmm most probably paying in full ba.. left 2k for each pax.. i dont want installment again leh.. like nv ending.. i feel installments difficult to track also.. i have ji ba ban.. you same as me lor.. i am the spender and my hubby is the saver.. your concept same as my hubby.. i am still paying for my wedding photos lor.. left 3 mths.. damm sian.. have to prepare for that sum what.. book trip without money.. spend future money meh? dumb idea leh..

kaypo say kaypo lah.. simi observant ok lah.. not very personal.. got joint acct.. for just household only.. both of us contribute a sum every mth.. fixed amt.. all the house bills, ntuc shopping and house related things, we just use the money in that acct. the amt usually more than enough for normal needs.. if need to spend special things like an island.. then cannot liao.. so at the same time can save also.. personal things is like asking me how much $$ i have..

eh.. you more jialat leh.. why keep spying ppl vomitting?? you no need to work one huh? or you toilet attendence? just sit outside toilet and see if ppl vomitting or not.. cannot! i haven save enough.. until i have 1 yr funds then think..

talking abt schs.. you come from mix or pure gender sch?? next do you want your kids in mix or pure gender sch?? i prefer mix sch leh..

must tell them nicely this is to train them for independence.. Pri sch must start to learn how to take public buses liao..

wont lah.. who knows they become better kids leh..

my friend even worse.. she say if she have kids.. 18 yrs old throw them out of the house.. let them go outside work for their own uni fees.. zhi li gen shen

really mah.. suddenly out of the blue say pay same as me.. but then i must say.. household income falls in the middle range really difficult sia.. ya lor.. actually no need to update everyday mah.. 1 week once or twice.. jotting down wont take that long also.. lets start this good habit.. next time can pass down to the kids also..

must know where the money goes mah.. then will know where to cut down on.. i learn this from my senior in ex company.. he more precise than me.. lunch how much he will note down.. for me, i just note down how much i withdraw from the bank.

lol.. i dont want too many accts around.. i got save, i just feel not enough.. now i jotted down everthing on a excel sheet.. top up ezlink card $20 also will note down.. estimated expenses that i going to spend.. but always exceed.. especially CC bills.. i limit my self to $400.. but always hit close to $500.. that include installments debts.. eh you still go extra funds for investments leh.. ai yo how you know same pay as me?? you steal my payslip huh??

aunty kat higher paid than me.. of coz she can save more lah.. before got house easier to save.. now.. almost 1/2 of my pay gone to endowment plan, parents, household, transport.. another few hundred bucks for CC bills and daily expenses.. haiz.. where got enough.. CPF i not that worry... already have enough to tide over a period if jobless.. "many many less less", type so many words wont tired huh?

i abit ambitious lah.. thinking of having the funds in a yr's time.. which is difficult.. now halfway through.. then trip coming up.. got to fall back again.. haiz.. my endownment plan can only mature in 10 yrs time.. damm long sia.. i am bad in investing... the one i bought for my cpf already losing money.. which firm you using? fundsupermart??

sometime i think what is pride? pride cannot feed anyone.. recently keep thinking of money.. calculating how much i need to save for backup (at least 1 yr self expenses), then household.. dont know how long then i manage to save that amt.. everything also abt money.. haiz..

if i get so much money i dont mind being shoot lor.. the thing is i dont have.. without money cannot even do anything.. very sian shi one..

.................. i envy you sia.. always got fat fat bonus..

eh.. IPO is good experience for you what.. if is me.. i will be take it as a good exposual.. hardwork is worth.. see lah.. smelly smelly any festival also got money to take.. which other company have such thing? my yoga class mainly on thur.. wed i am fine..

hey.. leave also wait after IPO.. who knows IPO successful.. you might get huge bonus.. i anything one lah.. we been discuss abt meeting up from jun till now..

morning.. bad fifi leh.. come back spot mistake..

cannot tahan ah.. dont worry.. you can always come in here and rant.

aunty kat damm skinny sia.. work with ah tiongs leh.. you can tahan or not??

her company got nothing but money.. eh Air i think you career change lah.. shipping line.. go her company. maybe starting pay cut.. but the fat bonus, festival bonus and europe trip.. can cover lah..

i nv read the whole article.. maybe tonite you can go read read.. lame good what.. once a while must lame abit.. aunty kat.. you need sand bag or not??