radha08

i have MISSED so many good deals in the past because i was CHOOSY

Assuming i have HDB flat still paying mortgage and DECIDE to buy another one...if i BUY FIRST and sell my present flat later..does it mean.. 1)I can ONLY apply for loan for my newly bought HDB flat with a 40% downpayment since its my 2nd LOAN... A BIT SILLY right like that WHO can afford 40% DP with existing loan..??

TOTALLY agree days of making easy MONEY are over...STAGFLATION is the word....

just to add my 2 cents..i also VERY tempted to sell my HDB and buy private...but looking at situation TODAY...i think the days of making EASY money in property are NUMBERED...OF course if you have lots of $$$ it does not apply...but for normal JOE like me..i going to renovate and stay put in my HDB for at least a year...will make a decision in a YEARS time...i can see the value of my HDB flat appreciating cos of location...BUT to tie myself to a Million dollar loan for a private property at this time in my opinion...NOT worth the risk... DISCLAIMER:The above view pertain to my situation...taking into consideration...my age/financial backing/job status etc....

price is one thing COV is another..headache...

it is still a sellers market and the seller knows it...... ...lets see what happens in a couple of years

i am IN EXACTLY same situation as you....i have decided to renovate my 4rm flat since its almost 30 years old....condo supply is ABUNDANT and i am looking at 1 year timeframe to make my decision...

Very nice bro you give me inspiration i starting reno on my 4s tommorow....

tks... bedroom 1 3 x 4.5m bedroom 2 3.2 x 4.2m bedroom 3 3.2 x 4.2 so i guess total about...roughly about 28 metres square...

Hi could any kind bro/sis advice with regards to following quote i received to do 3 x bedroom flooring for a 4Rm flat... Labour to hack 3bd room..$600 Laying 60x60 Homogenous tiles $1600 OR Laying Pakir flooring....$3200 Is it reasonable...Tks

i feel for you...totally destroyed your house hope you got good rental...hope your renos turn out great..