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Zc31

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Posts posted by Zc31

  5. Posted

    yup most of the agent will collect gst as well coz they have to summit to their company... but there r some real good agent might absorb themself for u...or...maybe... :thumbs up: heee... they dun declare lor :dunno:

    and yes, its u, the buyer, to pay for that valuation report if u r taking HDB loan.

    which means if i take private bank loan, valuation not paid by me eh.

    Tks for the info. WEll tmr i viewing another unit at #20. cash the same but valued 35k lesser.

    Keeping options open.

    Lastly, COV is open cheque to seller name right. So would the declare the price of the house as value + cov or just valued price?

    Agent com also open to his agency right?

    :P

  8. Posted

    u may go to HDB infoweb to find out whatever u may want to noe...(me always do dat hee ;)) they will deduct 1st-all these FEES and dun forget also ur cpf insurance, b4 they come to ur balance in the cpf to be wash off completely :( .... 1 thing to remind u is dat u r advice to get ur HLE n noe how much u can loan 1st, coz u might need to top up the rest by cash if require....

    Yup haf my HLE alrdy. CPF ins....not too sure abt tt. Will read more.

  9. Posted

    which area? 20k cov is reasonable for ur description of the hse in recent market.... try go for 15k-18k, shd be able to get it... but as u mention its on the 23rd flr, think u must reali act fast if u reali like the FEEL of this hse.

    I think it's bukit batok west 5 blk 3**. Din rem exactly cox my friend jux stay beside the one i viewed onli hehe. Actually the agent said 20k was last offer n owner contemplating. If i can up alittle even 1k, i shld be able to secure it.

    But i was thinking if wan to up, 1k reali so much diff to the owner or just the agent playing mind games with me? Sigh....dilemma.

    Another qns abt first timer grant of 30k. For example if combine cpf is 50k, govt will give us 30k so total downpayment will be 80k, which includes payment of 10% dp and stamp duty/legal fees etc?

  11. Posted

    Tried and failed in so many balloting exercise by HDB. Eyeing a unit in open market now.

    Flat is occupied for about 4yrs, well renovate and well kept with fale ceiling in the living room, feature wall to hide bomb shelter, built in cupboard in MBR, well kept, etc.

    Dwstair got mini mart and some coffeeshop, opp the st more coffeeshop and abt 10mins or less walk to mrt.

    It's on 23rd flr, 92sqm sitting on a N to S direction, view unblocked from all windows tt u can see outside and even opp block can't see the interior of the unit.

    20k COV. Good buy?

  12. Posted

    Hi guys, thinking of buying this resale flat after many failed attempts at the balloting.

    Some info.

    Bukit Batok, 10mins or less to walk to mrt, coffeeshop opp the street and within the compound of a stone throw away got mini mart and small food centre.

    Flat is occupied less then 4yrs, move in condition with built in cupboard, fale ceiling, feature wall to hide bomb shelter, etc. Falt sitting on N to S direction with totally unblocked view, even next block also can see the interior of this unit.

    Area space 92qm. It's on 23rd level, asking for 20k cov.

    Good buy?

  13. Posted

    wah....B20 ah....must respect wor..

    i drove relative's civic SIR before, very very perky from rest....no wonder he was smelling your smoke..

    think even my old uncle can pull away impressively if he had the B20 too :bangwall:

    yeah, singapore really not very fast-car-friendly.

    not worth it also lah....get summon, get accident...bo hua lah....once in a while do a sprint to burn carbon stil ok ba...

    anyway, last time when still undergrad, really got fascinated with evos and my buddy with wrx.....fast seems to be the utmost criteria in our rides next time when we buy our cars. Took quite a number of years after finishing studies to afford our first ride. Really wanted the evoX to fufill my *childhood-studenthood dream*,

    but thanks to mrs reining me back, did not get it in the end. Still, when I saw the lightning blueblue EvoX at the SuperImportNights lately, there was that *boy* in me that wanna get out and hug it...hahaha

    Think even my driving style also mellowed down liao. Last time, even with another uncle's heavy heavy VOLVO with a turbo, I also wanna *win* at start stop traffic.....be the first to take off the line.....and that time not so many evos and wrxs yet....still quite expensive..hehe

    So there I was, satisfying my ego and the NEED FOR SPEED inside me...hehehe

    Now, even though our first ride can probably beat the old turbocharged VOLVO flat, never really drive as hiong as last time liao.

    Maybe age + the ride changed me...haha

    since cannot go very fast in straight line, i started to appreciate the bends, the curves. The agility of the chassis along with the low CG. I driven no less than a dozen different rides from relatives, if you are prepared to give up a little straight line speed, the SOUL of the drive more than makes up for it. Think mrs would feel i KI SIAO liao...but i think people like Phantom would understand..hehe

    cos i see the ferraris and aston martins parked at my office, i realised these people/colleagues

    could afford a different colour evo/wrx/rx/gti for every day.....and i get humbled when i park my ride next to them.

    So end up, now very friendly on the road compared to last time.hehehe

    You see the photo should know we got ours from Garage R..hehe

    MM don't bring in autos, so no choice look elsewhere lor....dun really feel comfortable with other PIs,

    so just closed our deal with them :(

    marine - related to oil rigging? hehehe

    fat fat bonus wor....petrol price go up....lol

    sales is where the big $$$ comes in wor.....

    annual income can be in hundreds of Ks...hehe

    enjoy your work brother, enjoy your bonus, and enjoy your future ride :(

    Wah...this thread so technical...later TDO5 or M18 all come out liao hehe...

    if u stay at compassvale n like to play alittle bit of cornering, punggol got a part which has a mini roundabout. i kinda like doing short sprints cox gone are the days i went sepang.

    *try at own risk :bangwall:

  14. Posted · Edited by Zc31

    Can i share my experience? I was there for a month before going to Sweden for another mth for work n training.

    Officer - Come to USA for wat purpose?

    Me - Work

    Officer - which company and dealing with what?

    Me - XX and XX

    Officer - Dont we have americans capable enought to do the job that we need asians to tell us how to do our work?

    Me -.-""" (abit cheesed off, i said back rudely that's because i'm givin directions and budget forecast for 2008 for Asia and i believe a asian would do a better job in that perspective compared to an american)

    Officer - Looking at my passport all along and looks up and stare at me dumbfounded and say............ ok haf a good trip.

    Me - i commented i just had a bad start and walked off.

    One thing i dun like about clearing american customs, i ws at Chicago O'hare and haf to remove EVERYTHING metallic including my ring, belt etc and SHOES!

    So troublesome!

  17. Posted

    i thk he meant no need to run wires for rear speakers bcos this set is a 2.1 set... i am very keen but the price is a bit on the high side....

    So sry can tell me watz 2.1 set?

    If rear speaker dun nid cable, how isit connected to the system?

    noobie :D

  18. Posted

    I got one at home...i tell you...this is fantastic set...looks is very nice and modern.. plus

    Philips ambisound rocks!:D... now no need to worry of cables here in there....

    Superb set!!..if you got extra $..... u wont regret!

    Y do u say dun need to worry abt cables running around?

    Using wireless to connect the speakers?

  21. Posted

    Did you guys know there's a sengkang-rians forum?

    Anyway it's a nice place, general population is young couples and NEL line to PS is ard 30mins onli.

    If u like ot play badminton, lots of open courts ard. 10mins drive from the Super IKEA/Courts and stuff, 5mins to kayu and seletar where they haf the famous buffalo wings and 5mins drive to hougang/kovan.

    Not too bad =)

    Zeny : True also ..she can survive thru the ULU of SK in y2k, sure can survive thru again for Fernvale.

    Xiaoxue : Fernvale point is shopping center har ?

    i think it's just a one level building with some essential shops and a food court.

  24. Posted

    Alamak ... me really forgetfull ....

    hehe no la....i dun even know how u look.

    me stay at compass heights, so it's just walking down onli. :sport-smiley-004:

    Wow....from Tuas to SK? I gather u need 3 hrs journey to and fro?

    no la i drive. abt 45mins in the morning, 30mins after work.

    if no car, wun work in tuas. Passion tt drives me to work everydae hehe :good:

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