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nemofc

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Everything posted by nemofc

  1. heard laminate flooring is no good after years, it will hv chips at edge (not sure you knows what i mean). parquet flooring is still better than laminate flooring. But i worry that the sun will do no good to parquet if done up. worse come to worse, granite liao lor..
  2. but granite tone is very limited & are darker tone. maybe use ceremic tiles... faint
  3. Binzz, thanks for the explanation. But i heard from my colleagues that she have bad experience on the homogenous tiles. Especially, she can't use the mop to mop the floor but manually mop (meaning using a damp cloth to mop & dry cloth to wipe away) else, when it dry up, can see the water mark there. Also, her kid's crayon drop on the floor, can't be remove. i heard about the anti-stain too but heard is not true too. Granite, will also have stains too. what to do? who is using the parque? can advise?
  4. i am having a big headache... deciding using homogeneous , granite , ceremic tiles. I heard homo will hv stains on it and when mopping the floor, must quickly dry it. Granite, i don't like the dark tone. Ceremic, still hv pple using that?
  5. hi Lil_n_Mit you wanna share you blk?
  6. thanks. my friend's home was renovated & completed (Tanglin Halt) recently by U-Home and the workmanship is especially the floor tiles - vy slim gap as compared to those i saw at JLn Membina showflat. My colleague's relative used A&D and their flat was posted in their website. Heard vy nice but have yet to check it out. As for RenoZone, my friend's home at Depot road also commented vy good & reasonable. I have yet to visit her house yet. But heard that price was adjusted slightly increase cos' they got awarded after renovating their house. Have contacted them & might visited their showflat next week. Still waiting for their confirmation.
  7. thanks, but i'm meeting JOnny. Till, we really confirmed engaging him then talk about pricing. Now just see what his quote for us.
  8. Latest update on HLE Re-application: All you need is to FAX to Credit Operation unit instead. NO need to mail original document as advised by them. Also, NO need to apply online again. yeh, we'll be meeting U-Home this weekend to discuss on renov. So, will have to discuss the design ourselves before meeting the ID. we are looking at U-Home, RenoZone & perhaps A&D interior. Any comment on the 3 ID? Acutally, ours is very simple one, not much. Maybe NO ID, just engage contractor. haha Pengling, just clarify, Credit won't auto-renew your HLE. If possible, i won't share the info to all already. Do check with your credit officer if confirm can auto-renew your case (even if you are not urgent to collect keys)
  9. (2) not sure how to explain here lei. Paid adjusted means you have extra $$ left in cpf after deduct for monthly installment. If you calculated very accurate for your monthly installment after pay is in, you will feel very tight if raining days... understand what i m saying? can someone enlighten binzz... !! how to explain why fork out 10K?
  10. !! about the reapplication of the HLE application cos' of pay adjustment. My suggestion is : either (1) wait & reapply so that you can avoid the cash top-up or (2) collect keys now with your existing HLE application while still valid. Extra $$ due to your pay adjustment, leave it as an extra in your CPF. (Do you get what i mean?)
  11. binzz, try to call them before 5pm as their daily transaction closed at 5pm although office hours is till 5.30pm. QUICK!!!!
  12. Once your HDB status changed : "HDB will contact you to collect keys soon". You should tried to call them 1 week after to chase the status (if you urgent in need of keys). Thru' experience of my friend, and also myself, so share this with all of you here. My hdb officer said there are many cases on-hold, unless you called to ask, they won't check and they will go by batches. Hope the above info, helps.
  13. congrats! are you blk 27a too? have you concluded your ID? can share?
  14. our HLE has expired yesterday, so will reapply again this week.
  15. To correct the above statement, i have checked my officer if can extend the HLE for us. But she said the Credit dept can't extend for us as we already paid the downpayment. To reconfirm the statement, best that you clarify with your officer in charged, to prevent any miscommunication/ delay in collection of keys.
  16. yes, 2 kinds of heater. we might opt for tank heater as instant heater, disadvantage is that you can't really adjust the water temperature to suit you. Either warm / really hot water. currently, my parent's home using that and have this experience. Use gas heater, govt needs to lay the pipes so it's really not nice looking.
  17. i guess we will install the electric gas heater instead of gas heater. Cos' heard from one of the ID contractor saying that the pipes will be layed outside ... not nice. Perhaps, im wrong. You might want to check with your contractor.
  18. Like i said earlier, payment will be deduct if collect keys before 15/ 16 of the month. After 15/16 of the month will be next month deduction.
  19. great that you guys can collect keys. i guess, i will be able to collect mine end this month if HLE reapplied & approved
  20. If you are <30yrs , therefore 5%. Else, will be 10%. It's all stated in HDB site Who else will be collecting keys this month except me
  21. hi all do try calling your officer in charged early morning say 830am. keep calling , surely will answer you as they start work around that time. all best.
  22. so envy that all of you are getting keys liao. me still waiting.
  23. have to wait till HLE approved again.
  24. Just call your hdb officer, if expired, will have to reapply and takes 2 wks again. /sigh unlike me, hubby wants to set extra $$$ out for investment again so will have to wait... /sigh yes, agreed. quickly call and give them your registration number and they able to check. tell them that you need it urgent, and they will give you slot. else, they just leave it aside. Only till i called, then they checked.

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