valenrina

For this I would advise you to look for the MP in your area. My and my husband income had reached the ceiling for EC but we could not afford a Condo. Citing family reasons, we went to see our MP, who wrote a letter to HDB to allow us to purchase an EC. All the best to you ya.

In Channelnewsasia, it is reported that the 3-months Sibor will increase from 1.13% to 1.22% by the end of this year and 1.75% in a year's time. If you are taking a bank mortgage loan, you may want to consider a fixed-rate package to protect you against the increase of interest rates. That was exactly what I did. My loan was well over 2% because of Sibor, and I refinanced it to a 2 years fixed-rate package at 1.68% for the first year. I got the deal through my mortgage broker who helps to group me and neighbours home loans together and talk to the banks on our behalf. If you are interested, you may PM me or drop me a mail at almondpoh@gmail.com. By the way, how do you PM someone in the forum? I tried but I can't seem to find a way. I would appreciate it if someone can teach me how. Thanks!