peanutberry

has anyone heard of takeONE loans centre in bukit batok? i was referred by my ID as i am looking for a renovation loan. met up with a guy from the takeONE and the interest rate is very attractive at 2.553% p.a. for 5 years for a $40K loan. couples who took renovation loan from banks are aware that the maximum loan we can get is only $30K or 6x of your salary whichever is lower right? so i am very puzzled why he is able to loan me $40K at such attractive interest. their fees & charges(processing, disbursement, late payment, early repayment, cancellation fees are all similar to the banks. he is not willing to reveal more unless i signed with him. anyone has any idea if it is safe to take renovation loan from them? or will it be safer to take from the banks? my spouse is still studying and will be back in a few months' time. by the time he is back he still needs to find a job. that is why we are exploring other options other than the banks as my salary alone will not be able to get hold of the $30K loan.

has anyone heard of takeONE loans centre in bukit batok? i was referred by my ID as i am looking for a renovation loan. met up with a guy from the takeONE and the interest rate is very attractive at 2.553% p.a. for 5 years for a $40K loan. couples who took renovation loan from banks are aware that the maximum loan we can get is only $30K or 6x of your salary whichever is lower right? so i am very puzzled why he is able to loan me $40K at such attractive interest. their fees & charges(processing, disbursement, late payment, early repayment, cancellation fees are all similar to the banks. he is not willing to reveal more unless i signed with him. anyone has any idea if it is safe to take renovation loan from them? or will it be safer to take from the banks? my spouse is still studying and will be back in a few months' time. by the time he is back he still needs to find a job. that is why we are exploring other options other than the banks as my salary alone will not be able to get hold of the $30K loan.