There are different types of loans, depending on citizenship, of course. For example in your case this options is positive to count on easy online personal cash loans . Check their website and see the application form, it’s very easy and almost instant. Around R150,000 will be to amount to take with ease. There are some conditions you will need to met like 18 years and bank account. Of course with the job. After this option is added in application you are ready to go with cash on your hands. Very simple. And they have very low tax interest, check yourself.