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Hi All, Anyone engaged ID Urban Habitat Design for their reno? How is the workmanship and service? We received a quote from them and is reasonable compared to engaging Contractors. However their payment term is not flexible. Asking 10% Upon confirmation, 40% before commencement of site and Masonry works , 40% before confirmation and fabrication of carpentry and 10% Handover. Although this is standard payment terms, we tried negotiating but not successful. 50% payment required even before starting any work. Appreciate any feedback.