chronograph

U only put your wife in difficult spot.

Bro Froggy, Your sales is positive or negative? Meaning u make a decent profit selling or lost when selling?

Get everything included, after which ask for 15% discount from grand total. Take note of GST as well.

My neighbor is a full time tutor, but i doubt she teach in student's home. Most like student will come to her house for tuition. It is in JW, pm me if u r interested i will get the contact for u. I think she charge somewhere around 400 plus per month. Wonder if it is the market rate?

Both me and wife are coaching our girls. Yes, it is really tough controlling our emotional, it can be stressed from work, from family, from friends etc. Imagine after a hard day work and instead of relaxing, u got to teach and u often find ourselves asking why can't she understand simple rule like this and often u find emotion get the better of u. Thus, we make it a point to remind each other whenever we lose it. I realize coaching is also a good way of bonding with your child. Besides, children have very short duration of staying focus. I'll be very happy if i can get my girls to be attentive for an hour, so we keep every session short within a hour. U can scheduled a few sessions a day as long as they are spread out probably. Try or u won't know if u can do it.

Why don't u coach her yourself?

Be it 3 room, 4 room, 5 room etc, still need to do the same household chores. Just that u need longer time for bigger house.

There are many banks, give them a call. They will be more than willing to offer. But why didn't HDB offer contra? Contra will be cheaper.

Hope your husband is not reading this. Have u ask your husband about his pay? Most man, u don't i don't tell u.

Frankly nothing much u can do about it unless u want to combine bathroom 1 & 2. As for VOID area cannot touch...no exception about it.

Can your agent be more specific? To check on the day itselft can mean before completion or after completion. What's the point if u check after completion? Seller can denied all things after completion. The usual way is to check before completion, practice is about 2 to 3 days before.

You must add in the url of your pic.

No need to feel sad .... the day will come. At the mean time, look for ideas what u want to do and scout for contractors & id.

My em also last reno 20 plus years ago, the kitchen and toilet wall tiles cracked and some came off, so no choice but to overhual kitchen, 2 toilets and wash room etc. But I fortunate in a way that my em comes with 1st level marble flooring and 2nd level parquet. 60k to 80k region is the norm for complete em overhual. Enjoy your reno process.

Tell that to HDB.

I used to have a T-blog for it but had since taken it down to free up space for something else. INterested pm your email address i will attach pic to u.

I have a WIW and with full built-in wardrobe. I don't like WIW with open shelving cause it will collect dust.

My FSM just tell me a few crucial locations, wealth, study, stove, career etc. Didn't ask me to buy anything.

Are you going to choose tile? Tile price can range from $1.5 to $9(or more) psf. Hopefully your contractor is not giving u the low grades ones. Carpentry, solid ply or compressed?

"Chicken and egg" issue, no right or wrong, some said buy first then sell. Just pray that all transaction goes well. FYI, I buy first then sell.

This is how i read it verbally confirmed meaning OTP not signed. There is nothing much you can do but to sack your agent. Suggest you move on. In fact, u lose nothing, maybe 2 weeks of your time. It might be a blessing in disguise cause who know u might sell higher.

UNbelieveable cheap, every thing is really cheap. If the material and workman ship are of quality and trusted source, go for it.

The loan will only take place at 2nd appt, HDB will empty your cpf ordinary account. Guess u will be doing contra, i have not done contra before wonder if there is any interest incur or admin charges. Best if u can time you buy & sell closely so the fund will come in soon enough to offset your loan.

Please reply to my PM with the rates u can offer.

No matter what there is always risk in buying/selling HDB. U won't know if your seller/buyer e-brake before 1st appointment. U have only 2 weeks before u exercised OTP, why wait if u love the unit, i say go ahead with the 4K pay to your seller. HDB loan -> apply for HLE, u will need the HLE during your first appointment.