chronograph

The seller set the COV not the agent. However, agents are to advise their client whether their asking COV are realistic based on market condition. I think most agents are more than willing to lower COV to close the deal so that they can get their coms. But it is not up to them to decide, the seller has the final say. At the moment, COV is on the rise so be prepared to pay. Otherwise wait.

If u have a agent, get your agent to represent you. Otherwise, the sole agent of the seller will want to represent you as well, so the sole agent get full coms from bother buyer and seller.

All my windows and grills facing the corridor are anti theft, meaning it is knock resistant glass and solid rod grill and double locking. Better to have some security in place since it is facing the corridor. The rest are just normal grade ones. My living hall and all bed rooms have false ceiling, it will probably cost u > 3k.

Did your id quote you for anti-theft windows and grill? My balcony window is so much bigger than my dinning window but is only about 1k. I think it is better u ask for how is it computed.

Welcome. How much your ID quote u base on $/psf? 6.4k is too ex. If yours is a corridor unit, there are only 6 places u need window: 1) corridor 2) Master bed room 3) Bed room 1 4) bed room 2 5) balcony 6) kitchen

I was told deal closed at $450k but the facing not good on the other side, not like ours NS facing. Besides, needed renovation. Too bad they didn't tell us the valuation and COV. Yes u r right, due OCT.

Birth cert not as important comparing with NRIC. One more thing, your marriage cert.

yo angel81, just heard that one of my neighbor sold his unit.

North-West/South-West will have evening sun. Not to bad, from 3pm on wards till sunset.

I think it is quite reasonable, u have got quite a lot of carpentry work and carpentry work is the most expensive stuffs. Try to get your ID/Contractor to give u a discount from the final bill or to waive some of the carpentry dismantle cost.

Can't help you without all necessary figures like valuation, amount+interest to pay back CPF etc. I suggest u work your calculator again, HDB is hardly wrong. Upon the 2nd appt, there will be a breakdown on your sales transaction and how HDB computed your net profit.

You nailed it....

Thanks for the info. Bank or HDB can still acquired should bankrupt default. So why HDB never do it? M friend parent must have sold their HDB to pay off debts. They are no longer bankrupt but few years back they were staying in rented HDB and could not buy HDB till debt free.

No. U have to renew. Anyway, the appointed HDB officer will check your income again even with the HLE cos HLE is valid for 3 months and incase within these 3 months your combined income exceeded 8k.

Probably can get things move faster than expected. Mr Mah should have answers to your questions, he is the minister right. Who knows, after your complaint, new rules will be implement to prevent cases like this from happening. From what i know, a bankrupt cannot own any property(HDB inclusive) till his debts have been cleared. In your case, the official assignee should ensure the bankrupt sold his/her HDB to help pay off debts. Another thing, when i purchased my resale flat, my agent bother to check on the seller to make sure that he is not a bankrupt. Who's not doing their jobs?

go for 800x800 look nicer.

How about writing to Mr Mah BT?

Got quotation? U have other quotation to compare? It is better that you have a breakdown of everything u wanted to do for your house, best in black and white. Cost of material use for example flooring $3/ft or $5/ft, be it homo tiles, marble, parquet etc. It applies to all other things, window, window grills, bedroom/kitchen/bath room doors etc. In the event of you selecting more costly material than what is quoted who should absorbs? 50k should be basic reno. Be prepared to pay more if u wanted something more.

Hum.... cannot answer your question. PM me for my "consultant" contact for any queries.

My contractor always tell me, do whatever u want as long as it will not affect the structure and stability of the building and u don't find it troublesome to revert back original should u want to sell one day. Cos HDB inspection sure to fail if it is illegal.

What do u mean? Brown to vanilla? Shouldn't be a problem but normally most people will do varnishing.

I think it is quite reasonable. The awning and awning false ceiling easily cost your around 3k. Do u mean varnishing parquet? If yes that will be around 1k plus as well. That means your whole house grilling cost less than 2k. 6k should be quite ok.

80k is simply crazy for location like BP.

[bro, your quotation is kind of confusing especially on the kitchen part, what's with area A and area B? Why don't u ask your ID to give eg: 1) How much is built-in ward rode at bed room in $/pfr? eg $200/pfr, 7ft ward rode will cost u 1400 2) How much is kitchen cabinet $/pfr? 3) How much is TV feature wall(full height) $/pfr?

In general, it is about 3k per toilet to overhaul, meaning all have to go, hacking all floor and wall tiles, water proof + tiling. Take note wall tiling will be full height. 3k does not include other fitting. Depending on the age of your house, if the previous reno has been more than 15 years it is good to change. Even if it is in good condition, the style and taste might not be your preference.