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KJGG

Is it necessary to buy insurance for condo renovation

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Bought new condo and planned to renovate, our ID asked us to buy insurance(the insurance is to cover material damage and third party liability) before start to work, the insurance is not requested by the MA, MA just need the public liability insurance from the main contractor, but ID said this insurance(the one they asked us to buy) is normal practice. Is that true? Thought these should be covered by the public liability insurance, is it really necessary? Thanks!

 

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dude, you have to buy insurance of any kind whatever it be - health, car, condo insurance, because sometimes happen real coincidences like accidents that you can't predict. For example, I didn't want to insure my car until my friend with 20 years driving experience got into a grave accident where he broke breast, and a lot of bones. However, his insurance company https://www.total-insurance.co.uk/taxi-insurance/private-hire-taxi-insurance/ paid him compensations that were enough to recover and to pay for recovery procedures... So I decided that insurance of any kind we must have in order to prevent expenses on such accidents

 

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