Wind78

What's wrong with stoppin him from takin the loan shark option?

Wow u sure the house is not some collapsing block made in china? Looks like some big fire just happened. Wah seh... How much u bought the flat? Wat's the COV?

Hi, if your damage is not high, I suggest you quit him and move on to some other contractor who can finish up the work. Then you see how u can get the money back from him. Keep waiting is not a solution. I really propose to make sure he can't step foot into this reno business ever again. I'm sure the other house owner is in as deep **** as you are. No matter what, you guys/girls/whoever must hang in there ok... Must handle this son of a ***** together.

U sure he's driving? Or he's avoiding you and smoke you with some rubbish crappy story again to futher delay till infinity. Giving empty promises and hope u buy it in. You should be worrying if I were you. Found this: Singapore Renovation Contractors & Material Suppliers Association http://english.sccci.org.sg/index.cfm?GPID...s%20Association 新加坡装修同业商联会 Address: No. 2 Jurong East Street 21 #03-49, IMM Building Singapore 609601 Tel: 6561 6866 Fax: 6561 0080 Maybe they can help.

And I'm a trillionaire! He can say 1001 thgs but ... Is it true? The $ u paid is solely for ur Reno & not for other purpose. How very dare of him to misuse the $?

He's a cheater. He's delaying all projects. Took the money & dun do the work. Keep postponing. Giving ppl so much stress & fear in these contractor. How to get money back from him?

What makes up the whole valuation thingy? Who approved and decide it?

I'm imagining.... Then we will be enslaved by the govt. Fair yes, btwn the normal ppl who sells and buys. Unfair to the ppl and the govt. Cos govt are made up of greedy ppl too

Yes indeed. These days, honesty is no longer found in this world. Somebody is always out to cheat somebody's money. I tink it's worst than not giving up their seats in the MRT. It shows how ugly we have become and evolved.

HDB has the responsibility of making public housing affordable. Bcos they built the flat in the first place and they sell it to u. Seller is greedy Buyer is stingy Singles cannot buy new flats Married cannot wait for new flats. HDB cannot come up in time with the new flats or oursource to pte developer bcos it's too troublesome to manage themselves. All these adds up to the elements to this boom. If the govt dun do anything to control, then we will be the next America. All ur property dun belongs to u, but the bank and the govt. All will go rent a tent at the sea side. Or hope we all move to District 9 or 10

Another nonsense from the horse's mouth -> http://www.asiaone.com/Business/My%2BMoney...916-168253.html What kinda govt is that?

Quoted from asiaone.com.sg http://www.asiaone.com/Business/My%2BMoney...915-167970.html COV is not an agreed amt the buyer think the flat worth. It's the seller who set their price tag for the COV. Is HDB clear of the market situation or just still dreaming the perfect scenario.

They were like blah blah blah blah pay money more money blah blah blah plenty of money blah blah. Came up with COE, COV, CO大便!!!! Seriously.... what else next?

To the Govt: WHAT????? So chim how in the world anyone understand what they Govt is talkin abt? Can they like simplify everything. Bloody CPF already so complex this cannot tat cannot everything cannot, can they like dun smoke us or confuse us and do something less alien? Geeez

alternatively they should build like 20 more causeway cos all take their money into JB to buy house. Then Singabored will poor AGAIN!!!! hahahahha I wonder if those Zeng Hu Lang use their brains or kidneys or finger nails to tink or wat....

It's ur mentality lah. Nobody force u to go, it's u urself who cannot take the stress of not able to catch up... that's all. U can simply solve this by asking with ur mouth. U have problem undestanding "Sterotyping" and "Analogy" nvm... it's not some English lesson forum It will soon be that way anyway.... ur wealth = ur loan = ur debt = ur nitemare = ur bankrupt = .... That's u, anyway life is never fair. I'm just sharing my unhappiness out loud. U got wat ur 2nd best thing can offer, but for us, we dun even have a 2nd best thing option. Dun undestand ur last sentance. Pls elaborate.

So depressing! Sigh!

Other than waiting and waiting and waiting.... wat else can we do?

I din started the petition, but I tink it's worth supporting http://www.thepetitionsite.com/1/lower-hdb...or-singaporeans

Can afford to pay off in < 10 yrs when: Hmmm, pray the bank rupt lah. Go back to the past 20 yrs ago and buy. Strike big sweep/toto/4D(must invest $10000) and be the sole winner. Learn magic to convert **** money to real money. Hook up with a real super rich sugar daddy/mommy, give them good time in exchange for $ Sell your house, live with your parents or live at Hong Lim Park. Work 20 jobs a day. Wow this is fun, pls help to contribute more ideas.

TRUTH: Buying a house in Singapore is no longer "I NEED" it's has become "I WANT". "I NEED" is long gone 20 yrs ago. Keep up the trend pls or get left behind. Hahahaha Just look at the valuation now! The price is every increasing SKY HIGH but the loan and affordablity is ever decreasing H.E.L.L (wow i din know this word will become ****) LOW!!! And the govt/agents are enjoying the best of the situation. OOOOOOOOO! SHIOK!!!!!!!

Now they come up with DBSS, wah tat is a classic, I almost fall into it's trick. Imagine this, they outsource it to private developer, call it semi-govt/private housing. But the space is like 3 room flat, but they give u high ceiling and tag it at 700k. OOOOOO! Private developer don't want to risk their own money to build before selling, so wat they do, they make u register a unit with them and start paying for it before you can actually live in it. And it usually takes 4 - 5 years to build. Let see... if you pay for something that you don't get to use for the next 4 - 5 years, wat is the ROI of it? Another rich ppl toy house bah! Correct me if i'm wrong, i tink u cannot sell it after 5 years, wah 10 years of burden.... gosh... maybe the govt can stop playing all these little tricks to impressive and blind the market and start going back to basic housing need. Bcos of all these exorbitant price tags and dunno from which planet these rich ppl come from that we can't afford anything!!!

Pointless or not is not up to you to say. This thread is actually meant for singles who face real problems that this society force it down our throat. Procreators can contribute, but pls show some courtesy and be nice! The intention is just to talk abt the problems, tat's all Don't try to shut us out! A forum is suppose to allow us to speak our mind and not politically correct! For the poor lady tat you mentioned, I would say it's a choice she made to live in a 3 rooms flat. Scully she has like 20 LV bags and husband driving Porsche? U never know... We too have our choice to the space we need. We don't need ppl to tell us how much we should limit ourselves with. This is just stereotyping with extreme bias opinion. With regard to the benefits for the procreators, well, all I can tink of is the govt is trying to stop them from abusing this benefit. Look at their GST & progress package, I ask, how many of us actually use it to relief ourselves from the real intention? Shall I make a poll to show how many of us still actually use tat money for emergency? Humans are by nature, greedy. Until one day, we all saints, the govt will not give us 1 lump sum and hope we use it wisely. But seriously, procreators are real lucky ppl already. 4 mths paid maternity, childcare leaves, child mc, etc etc... I ask again, who will take over their work when they are away for such rubbish? How much in a year do they actually work as compared to us singles? Think back when u were still young, free and ONSing. I agree, LIFE IS NEVER FAIR live with it or leave it. And you are rite, ppl can't stand these rules are already starting to leave this forsaken ground, the news has reported so much of it already.... Soon, your neighbors will be all new citizen and such future is not tat far away. Dunno if it's a good thing or bad....

"Senior Minister of State for National Development Grace Fu argued that prices of properties – especially HDB flats which are owned by 85 per cent of Singaporeans – should be a reflection of Singaporeans’ wealth" Singaporean wealth? Let see, If I buy a 4 room flat, 450K in TPY, I borrow loan from either the bank / HDB, in paper I own the flat, but in the eye of the law, if I cannot afford to pay, HDB/Bank has the rite to seize my flat. I have to work all my life to pay for the loan, is that wealth to me? Does the size of our loan & debt = to the size of a Singaporean Wealth? Hmmmmmm.....