furion0000

When i applied for RHB loan, the bank requested for the Lawyers letter, the Letter from URA, letter from IRAS stating transfering of ownership... I think must show proof... Also, my finance manager told me the bank might sent someone to my condo to do a spot check... till now, 1 month plus liao... reno ended last monday... no sight of the inspector yet leh... dunno he just scaring me anot

Hi, i am interested in buying the Samsung 5120.. Can any kind souls advice on the cost and how to go about buying and installing it.. I saw 5120 selling on ebay and it ranges around 300 to 400 SGD

$5000

what are the processing fee like? OCBC $30K 5 years monthly instalment : $579.71 OCBC processing fee is $200 irregardless of amt and admin fee is 1% It works out to $500 for the administrative charges... Anyone know RHB processing charges?

i have the same problem... bought my condo in jun, took ownership in sep. till now.. nearly six months liao i have still not done renovation. Initially i recieved the letter to pay the 10% property tax... i was shocked... i immediately change my address on my IC... few days later IRAS sent me a revised letter seeking only a 4% property tax since i am residing at the property. Of course to change the address on your IC, you will first need to change the address of at least 1 of your telcos bill OR bank account... produce the bill with the new address and the police will change the address for you. Then go IRAS website and apply for Owners' consessionary tax rate hope this helps.

Any bank offering 3%? Looking through all the banks i had yet to find one offering 3%

looking through all the different banks, it seems OCBC is offering the lowest interest rate.. $585 per month for a 60month loan of $30,000 anyone can correct me on that?

hmm... sounds interesting... but is it safe... like take money don't want to turn over to the rightful payee.. maybe i ask my ID... BTW, any recommendation of good reno loan? thks

hi, to clarify some doubts regarding to my case, my property is a private property, thus the issue of registering with HDB is not an issue. To some points raised here, it seems that if the ID does not have a registered company chances are the loan will not be given The ID i am working with although is not a registered company, he does have a company name, namecards, website etc etc... Does this helps? The issue now is really three things, First-Any recommendation for a good renovation loan available in the market second-The things the banks will ask for when applying and the things to look out for Third-The procedures i.e payment to IE, the schedule, the paper work etc etc.. thks

Hi fellow forumers, will be starting my renovation in Feburary. Scouting for renovation loan. Can any kind souls recommend banks that offer the lowest rates? Also, my ID is sort of free lance, he does not have a company, in that case can apply for loan anot? What are the procedures and the things to look out for? And advice will be appreciated

yah... i am not convinced with his claims... hence i did not settle on his quote... the reason i talk to him again is to negotiate for a better deal... he does not seem interested in negotiating

i talk to the ID regarding the quotation and he says things like: the material used for the study table is much better... the shelves will not sink for a long time.... cheap wood will of course cost cheaper but not durable... blah blah then he go on to say the feature wall design better than outside...that's why more expensive... i ask him about the iron gate..he says the price i get outside is not carbonized one... the one he is buying for me, he will go and carbonized... then i ask him the chemical washing usually give for free... then he says chemical needs money to buy where got free... i talk and talk to him hoping he can back down... but he keep insisting the quotation is fair given the better material... he says he can quote a lower price but the material he used will definately be lower as well... quality or price.. he asked me to choose... headache ahh...

actually the condition of my house is still good... maybe taking out a few things then adding in others can still meet the budget... thks alot!!!

hmm.... seeing all these... i guess should be around $35K bah... still out of my budget... pls share ur cost lah

my god!!! i saw your t-blog... the design and finishing very very nice.... it will be nice if i have this in my house... BTW.. how much did you pay for all these??