Plastic3

Hi, If you decide to buy a BTO you can find a place to rent until your BTO is ready. You can also check HDB for sale of balance flats, some may be near completion...so the wait is shorter (Sale of Balance flats are: balance flats from earlier BTO, surplus SERS replacement flats, repurchased flats) I have done a comparison of BTO VS Resale some time back, you can see the link below: http://www.limyumu.com/hdb-bto-vs-resale.html Best, Mark

Depends on luck, if its partial furnish you can try to request empty. Best, Mark

HDB Loan 1st appt pay: - COV (cash within 10days) - 10% down + Stamp + Conveyancing (cash/cpf) Bank Loan 1st appt pay: - depends on bank, each bank have their own procedure...some 1st appt don't have to pay anything, all pay just before completion, COV (cash) + 5% down (cash) + 15% down + Stamp + Conveyancing (cash/cpf) Nice BB King quote in your signature, are you a bluesman? Best, Mark

My Sister is one of those still waiting for defects to be repaired.

So near to town, if your place is good condition...can even ask for more.

Standard CEA form expires after 3-months, for early termination you can write to the agency or just talk to your agent (in case there is some misunderstanding?) Best, Mark

Ya, me too! When I heard of the name "Tommy February" I thought it was a boy/girl pop band.....lol

oh yeah! I like "stand by me" too....was also introduced to Tommy Heavenly6, I think it's the more noisy project of the Brilliant Green vocalist, am now playing "I wanna scream" by them....I like noise

Unfortunately, the prices of public housing were allowed to increase at an alarming pace since 2007. Measures to control the prices only started to surface nearer to the election, which is already too late. I believe plans for population increase to 5.5million were already in the works in the early 2000s (now it is aiming 6million?), perhaps the building of the 25,000 BTOs could have started in the mid 2000s? But having said that it is hard being in Mr. Khaw's shoes, they cannot allow the prices to drop too much, neither can they let it increase at the current pace (especially after this year's election result). I believe they will try to control the prices at the current level as much as they can, because if they don't...Executive flat owners in Queenstown will all become millionaires in a few years time. (Average prices of Queenstown Executive flats in 2011 = $830,000) This couple years will be tough though as housing Demand & Supply problems don't get solved "overnight". Best, Mark

I only know 2 songs by them....."there will be love there" & "ash like snow" one soft one heavy, am currently playing "ash like snow" with my band

Indeed, it is quite ridiculous now...even 5I in Yishun asking $100k.

I do not think I am very smart, but it is indeed the situation we're in. "Prices of HDB resale flats in the third quarter jumped 3.8 per cent from a quarter ago. The squeeze on supply drove the steepest quarterly increase since the third quarter of 2010, which saw a rise of four per cent." 3 Oct 2011 source: http://www.channelnewsasia.com/stories/singaporebusinessnews/view/1157017/1/.html

Yup, you have to get a lawyer to help you, HDB only go according to procedure & protocol. Like what angelbutterfly said, even if you are unable to prove your contribution in paying for the monthly loans, your lawyer can bring up other arguments like your contribution in maintaining your home, or if you have paid for any renovations or repairs to the home. Best, Mark

cool, what kinda Japanese bands do you listen to?

Is there anything written on page 9 of your OTP? Since you already agreed, its good to follow your previous agreement, the oven does not affect valuation much (if any) Best, Mark

In normal cases, the inspection is mainly to check that the seller has vacated & emptied the premises before completion. Since your case isn't normal (early move-in), I feel it does not apply.

Buyer make request, usually the buyer will inspect the day before completion... but if the seller is moving out earlier you can inspect any day after they move-out. Best, Mark

The inspection by HDB officer is to check for any illegal reno (before 1st appt). The inspection before completion(2nd appt), is for you to check if the seller has vacanted & the unit is empty. Best, Mark

It really depends on the situation, why the seller needs to extend? In some cases, the seller needs the money from the current sale to purchase their next home, the CPF portion does not get transferred immediately to their account on completion so they require more time. If the buyer does not give the seller some extension, the seller may be rendered homeless in the interim. Best, Mark

This is really up to the landlord, for condos usually they're at least partial-furnish. Landed can be unfurnished. Best, Mark

If you have signed the OTP means you have already exercised the option, which means seller cannot sell to others. Best, Mark

Yes, need very very good reason, but even if approved the interest rate will likely be above 2.6% perhaps 3.82%. No harm trying though, good luck! Best, Mark

Depending on the situation... If the seller is also buying, if you postpone the completion....they may not have the $$$ to complete their buying transaction Best, Mark

Different leaders work in different ways, some just recruit you then leave you alone to sink or swim, most will teach you how to find your own customers, some may share some of the listings they are working on with you to give you some experience at the start, my own personal experience is it is better to focus on an area & find your own customers, real estate is a business, you need capital & time to buildup. Best, Mark

In terms of rental transactions, D9, 10, & 15 are tops