Phantom

Please explain what constitutes a hard panel and soft panel?

the scenario i mentioned to you happened in Hong Kong.. (come to think abt it .. i'm not sure if its HK or Taiwan..) .. apologies.. In singapore context, I don't think so, it could mean that that they would be discharged but then still have to fulfill whatever debt obligations outstanding.. just like your interpretation. Seeking legal counsel would always be the easiest way for us to find out.. lol..

lol.. my friend was saying they pay a few thousand for the referral fee and said i should have told him i was going over and we could split the cash.. lol..

Care to share how much is the budget per table? easier for us to recommend.

I don't think there are any major differences for LCDs nowadays.. sometimes one firm also licence their LCD panel to another firm.. we won't really know also.

Thats right, what they do if i'm not wrong is to peg to SIBOR + an additonal interest .. e.g. 0.5% therefore if SIBOR = 2.3% .. then its 2.8%

can we celebrate a bit earlier? that.. my birthday and ROM day also.. and YES .. BC another BS to check out. fer sure. alot of RT brides with them...

lol.. yes. there was a big hooha in Hong Kong when credit cards were at their height.. alot of ppl were on credit and because of this "loophole" .. banks lost alot of money.. i know someone who was managing the asia pac region for a bank.. and the person was telling me abt it last time.. i actually copied that out from the gov. website.. lol... i believe what it means is that if this person dies while a bankrupt, then cannnot claim from his estate.... lol..

lol.. i prefer my wine at dempsey though.. alot of selection, even Zambuca at Mandarin (or is it Pan Pacific?) has a better wine selection.. Service wise i think they are really good, but the best i've been is still Ritz Carlton. No matter how many times i go there, never once i feel that their service has come off. extraodinary really.

I proposed at Jaan. One storey above Equinox. Great service.

5 years. Ironic. Go borrow against all the banks. Declare bankrupt and stay in Singapore and get discharged in 5 years time.

As far as i know, bankruptcies would require the approval of the OA before they can sell the place, if they did not do the due diligence to check with the OA, then its quite obvious, there is an intent to cheat. The agent for them could also be involved but he/she could also claim ignorance. If it can be proven that the agent knew, then you could go after both the agent for abetting to conspire to cheat and the sellers for conspiring and the intent to cheat. Gd luck. Hope that everything works out well. Do understand that in such instances, these ppl could already have cheated others in similar position. I wouldn't place high hopes on a court case as there is still an OA to contend with, if he has money to pay you. The OA might want to lay claimant on the damages. Not sure if the OA will have first claim? Other Alternative Proceed with the purchase by exercising the Option to Purchase within the period stated in the Option to Purchase. Once exercised, you and the seller have a binding contract to buy and sell the property. Your lawyer can advise you further on the legal implications of your exercise of the Option to Purchase. Technically you can force the sale of the property but the OA must approve anyway, they will get into trouble also if the OA realize they tried to pocket some money but didn't let the OA know... and at the same time, OA should not stand in your way, its none of their business, they are only interested in getting the money back. lol... As long as you want to exercise the option, the right is yours. For private property its easier as the lawer can do a title search to check if the owner is an undischarged bankrupt. I'm not sure on HDB. Anyone care to help? To add on to what i mentioned, please see below: As the Official Assignee administers your affairs in bankruptcy, his approval is required for all applications to sell HDB flats. Before you enter into a Sale & Purchase agreement, you are advised to seek the Official Assignee's approval. The Official Assignee will not object if you are going to sell your flat at or above the valuation price as the proceeds of sale will help to get you out of bankruptcy. The Official Assignee will assist you to obtain a discharge after the HDB has remitted the sale proceeds for the Official Assignee's administration. If you receive any cash from the purchasers as deposit or option fee, you should forward your share to the Official Assignee as well. If you need part of the net sale proceeds to buy another flat, you should specify this when submitting your application to the Official Assignee. Filing Your Claim Against The Insolvent Person Once a debtor is declared bankrupt by the High Court, his creditors can no longer commence or continue with any legal action against the insolvent person to recover monetary claims that arose before his insolvency. Instead, they can submit to Official Assignee a Proof of Debt (Form 23) and give an account of their claims against the insolvent person. Debts that are incurred after the date of Bankruptcy Order are not provable (claimable) against the bankrupt's estate. If there is a dispute by the insolvent person over the sum claimed, the creditor will be asked to provide supporting documents. The petitioning creditor should also file his Proof of Debt against the insolvent person. Creditors who change their address after filing their Proof of Debt must notify the Official Assignee. Please do something asap because if the sellers can say that you didn't want to exercise your option after a specific period of time. Check here for more information. Insolvency and Public Trustees Office

-Not all wine should be kept for long... -Actually you can get decent reserve wine also for less than 20 bucks a bottle.. then again.. nowadays reserve is used rather loosely.. Reserve wine is a term given to a specific wine to imply that is of a higher quality than usual. Traditionally winemakers would "reserve" some of their best wine rather than sell it immediately, coining the term. Sometimes, reserve wine originates from the best vineyards, or the best barrels, making it more special. Additionally, reserve wines might be made in a style suited to longer aging periods. However, the mere presence of the term "reserve" on a wine label may be nothing but a marketing strategy. Indeed, in the case of one of the largest-selling premium wines, Kendall-Jackson chardonnay, every single bottle produced is "Vintner's Reserve." To indicate a genuine reserve wine, Kendall-Jackson had to resort to "Grand Reserve." In Spain and Italy, the equivalent terms of "reserva" and "riserva", respectively, are controlled by law, at least ensuring that reserve wines get some additional aging. Outside of these countries, there is typically no regulation whatsoever. Like the term "old vines," "reserve" should indicate a wine that is special, or at least different in flavor or aging potential. In general, the more reputable the producer, the more likely the word "reserve" is meaningful. Similarly, the presence of a non-reserve or "regular" bottling makes it more likely that there is something unique inside. Partly because of the often flimsy meaning of "reserve," many wineries produce named cuvées instead. Typically these are genuine reserve wines -Adapted from wikipedia- You should also understand what wine you guys are looking at. - Old world or new world wines ? - Ease to drink. E.g. Cabernet Merlot / Merlot goes well with most people. Pinot Noir also very nice and goes well with most people. Cabernet Sauvignon has a nice aroma and ages quite well but pretty high in tannin.. so ... ppl could find it slightly bitter/dry aftertaste..

-Source for printing of cards if its not done. -Have you got a JP ready for the solemnization if you are holding at a different venue? -Reno source liao buay? -Fitting for gowns and suits? -Pictures taken? -Guo Da Li issues? like suckling pig lah.. wedding bands leh... -places to sell wine/liquer. i'm not too sure on liquor.. but for wine.. if you are taking not just 10 or 20 bottles.. i think i can recommend you my friend.. actually my uni mate.. he is in the wine distribution business for more than 10 years later liao. I'm not sure if he's still in the business. can check for you. thats for wine hor... =)

Another BC bride? wow!

Yeah.. holding so close to CNY you better inform guests in advance... in case they skip town.. lol.. your FS master use what to calculate the dates? Wan Nian Li? Coz the tong Shu not out yet.

If i'm not wrong CNY is 25th Jan 2009. We wanted to do a Sat 10th Jan 2009, but decided to do a Feb after New Year. Coz we worried everyone busy with the new year. You wanna check on that first? I got my dates all checked out from July 08 to Nov 08.. seems that Jan and Feb 09 are best for us...

5 days before CNY ?

ok... thanks so much.. will keep note..

ha ha.. no worries. hmm.. any tips on the coordinators? We'll probably go down to the Liang Seah one to take a look. I see.. Glad that you got the place you wanted to hold.

does the venue charge corkage for every bottle of liquer or wine? normally its chargable or waived. i'm not sure on liquer but for wine, most wine cellers will be able to sell you normal wines for less than 20 dollars a bottle.. then again in the afternoon.. not many ppl will drink anyway.

Congrats on the new place! Gd luck with the reno!

wah... so many good review.. you gals got pictures to see anot??

lol.. i drop ALL of your names lor.. lol.. then maybe can get +++ pictures.. lol... i think you can claim another ++ pictures if we do sign up.. lol. Shangri-la

Rank Country/Monetary Authority billion USD (end of month) 1 People's Republic of China $1202 (March) [1] 2 Japan $914 (June) — Eurozone $440 (May) 3 Russia $406 (June 29) [2] 4 Taiwan $266 (June) 5 South Korea $251 (June) 6 India $213 (June 29) [3] 7 Brazil $148 (July 04) [4] 8 Singapore $144 (June) 9 Hong Kong $136 (May) 10 Germany $116 (May) Simei is a nice place I second that... lol.. i'm staying here also.. lol..