therat

I think same uncle liao. Ya, still under warranty. Just bought on July

I like the floor tile. Do u want to change your blog subject?

Oops! It's wall tiles. I thought it's wall paper.

http://sg.yfittopostblog.com/2010/10/10/cl...surance-agents/ Insurance agents Yahoo! Singapore spoke to say that the latest multi-million dollar insurance scam involving an agent selling a non-existent insurance policy will negatively impact the image of agents. But they also said a useful lesson can be learnt from the case — that clients need to be more mindful of what they are being sold and how to make payment. In an ongoing high-profile case, a former high-flying agent from American International Assurance (AIA) is being sued by a semi-retired Indonesian businessman for selling him a fake insurance policy that cost a staggering S$6.5 million. Mohd. Shaiful, 35, who has been in the industry for over five years, said the latest case will affect the image of agents. “It will have a ripple effect and a lot of us will be affected by this bad publicity,” he said, before offering his take on the case. “Clients need to be wary as to what they are getting into and in any circumstances where you want to take premiums which involves cash, always insist for an official receipt, and when making payment, never pay in cash or cash cheque. The cheque should have the name of the company on it.” “When paying premiums of a certain amount, have your agent produce a letter of undertaking and if unsure, call the company to enquire for more details,” he added. Another agent, John Peh, agreed and said “there will be repercussions felt by agents in the industry due to this incident.” “If you’re uncomfortable before signing the documents, just say ‘no’ and call the company to find out more details,” he said. In the case reported by The Sunday Times, businessman Mr Ong Han Ling, 72, is taking his agent, Ms Sally Low Ai Ming, to court and is claiming about $3.6 million plus loss of use of his funds. The $3.6 million is the amount left outstanding after the agent made restitution for some of the policy premiums. The police and insurance giant AIA are investigating claims. But according to the paper, the 33-year-old Ms Low – who was sacked by AIA in September last year — is contesting his claims. She claims that the fake insurance plan called the “AIA Thank You Policy” she sold him was part of an elaborate ploy conceived by Mr Ong to defraud AIA. Ms Low – who was a former protege of AIA’s top-producing agent and ex-Taiwanese actress Mary Chen — claims she was merely an accomplice. Mr Ong revealed in his suit that Ms Low became a trusted friend of his family after he and his wife Enny Ariandini Pramana, 71, started buying several policies from her in 2000. In 2002, Ms Low reportedly told Mr Ong about a policy — called the “AIA Thank You Policy” — that was offered only to high net-worth clients, which required a single premium payment of about US$5 million. The policyholder, in return, would receive annual fixed returns of 6 to 7 per cent, payable upon maturity of the policy in five years. This worked out to maturity sums of US$4.95 million plus $4.5 million. Mr Ong said that he only found out from AIA that the policy did not exist after receiving a call from the company’s Singapore office when the maturity payouts were due in January 2008. He claims that Ms Low had instead used the premium payment of US$5.06 million to buy four AIA policies under his name, his wife’s and their daughter’s names without their knowledge. But in her defence, Ms Low alleged that it was Mr Ong who planned for them to defraud AIA and share half the gains when she approach him to buy more policies in 2002. She said that the ploy was for her to sell the non-existent policy to Mr Ong and once this was exposed, AIA would be held responsible for Ms Low’s misdeed and would be obliged to compensate him for his losses – possibly honouring the maturity sums promised. She also claims that by mid-2005, she regretted being part of the plan to cheat AIA and instead asked Mr Ong to give her a free hand in carrying out the investments with the money she received from him until 2007 in order to achieve returns that would match the amount he wanted to get from the plan to defraud AIA. However, she was unable to do so due to the market downturn. Ms Low alleges that as she did not fraudulently sell Mr Ong the “AIA Thank You policy”, she is not liable to pay or reimburse anything to him. The latest insurance scandal has shocked industry watchers. President of the Singapore Insurance Institute, Mr Stanley Jeremiah, told The Sunday Times he has never heard of an agent selling a non-existent product. He said, “I’ve heard of agents who pocketed the premiums before disappearing or buying some other policy that the client didn’t agree to.” When contacted, AIA told the same paper: “We are currently conducting an investigation into the matter, including the allegations as outlined in the court papers by our policyholder and the defence raised by our former agent.” It said it could not provide more details because legal proceedings are under way.

may be ur photo size too big Is that wall paper? wall paper in kitchen. OMG! Who come out this design

when u rent out, is with furniture or empty unit?

Is the uncle , tall (est 1.7m) and skinny one. No.. he didn't ask for money and I check the invoice I had sign. No money was mention. But he say.. buy a net.

Just tell them. Base on TA 7 days, landlord has right to re-entry the house. By when and when, no reply. LL re-entry the house BTW, the agent should advice you. Not the another way round. Their company has house lawyer.

If they can default once, what make u think they cannot default twice? Did u stamp your TA? What does ur TA say? Normally in TA, there should have a term sth like.. 7 days no pay. LL has the right to "move" the tenant "out" of the house BTW, you should have a agent helping you , right? Go after the agent. In the 1st place, u should not agree on the partial payment

updated on my story. Last sat, after post on RT after that happen on the WM. I also drop Hitachi CS an email. The following monday, Hitachi CS drop me a reply email and say will sent a service guy come down to a look. At the same time, I receive a call from them. Arrange for a service on the next day but as no one at home. I suggest on coming sat which is today 12noon - 2 pm. Est 10am plus, a uncle call, ask am I at home. Can he come out early. I reply, sure. 30-60 min later, a uncle shown up with a brand new plastic cover. He ask.. is it washing blanket.. I reply ya Base on what he say.. seem like quite a number of ppl facing this. I ask him what cause it. He say.. blanket scratches it while spin or overload also might cause it. I also ask him, will the machine give warning if overload. He say.. no.. it does not come this feature. It might give F9 if too heavy The uncle change a new plastic cover with no question ask. Hitachi after sale service very good and fast. I would say

if u plan to have any wood furniture inside your house. Better do it first before move any wood related thing in. Once termites 'fall in love' with your furniture. U need to sent (aka thrown) the furniture away b'coz cannot separate them one.

what to do. I'm not very tall BTW, the chair don't know go where liao la.. I left the house when I'm 6 yrs old. Only can remember that chair where you can find in those old style coffee shop

hahahaha I did stop for 2 yr, return when looking for my new home.

Don't think the deal very good compare to now. My grandparent 2-storey building also got acquisition 1st floor is our coffee shop 2nd floor is where we stay. I still can remember the toilet. BIG and need a key to unlock the door. Every time go toilet, must push a chair and climb up to take the key and unlock the door. Elder told me not to lock the toilet door when I'm inside b'coz they scare I don't know how to unlock it. But they will know I'm inside the toilet when they saw that wooden chair outside the toilet. All my auntie has a room of their own. I had 6 aunties. A very good place to play hide and seek. I miss the place.

hehe.. i'm not a guy. Didn't pay an attention on 38 until you mention it.

paint install build in cabinet Do the touch up paint on the edge.

bepgof, base on his profile, should be he not she

I never know termites "see light die" 见光死 Type of Termites Pest control company It consist some photo of termites attack. You can google for more information

Alot of ppl thought that ppl who stay private property are highly educated or civil ppl. But.. they forget 1 type of rice feed hundred type of ppl. My colleague told me, her neighbor rent out the unit to a group of student. And once a while, u can see few ladies "chicken" either climb up or down by the window to reach those student unit (2nd or 3rd floor). She complain to MC but MC say they can't do anything.

1. Used pads find on lower floor - never saw except tissue, paper,cigarrette butt... --> I read it at notice board next to the carpark lobby lift while waiting for the lift. 2. 1st floor found 1 bag of curry mee on their balcony - ?? --> 1 of the 1st floor neighbor kenna it. 1 bag of curry mee with chicken wing. The mee cover all over her balcony and her BIG umbrella. She complain to security guard. They sent in cleaner to clean the whole balcony. 3. balcony always receive hair/fingernail, used tissues, etc - ?? --> neighbor from the higher floor like to donate those items. And 1st floor balcony has to receive those "gift" as there are not "return address". I'm not to sure, do you aware that we use to had a forum of our own. For the resident of that condo. 1 of the resident created that b'coz the thread in the singaporebrides.com very hard to track. Especially when during TOP time, alot of question and information flying around.

my colleague went for the viewing. He told me that agent told him, just register, put your name. No need to pay now. Once the developer receive all name, will do a ballot. Then you will had a chance to choose a unit. By then you will know what is the price. never mind just register. It's FREE

bepgof, u forget to mention 1. used pads find on lower floor 2. 1st floor found 1 bag of curry mee on their balcony 3. balcony always receive hair/fingernail, used tissues, etc 4. car got scratches in the car park 5. dog poo poo

Just FYI remember to ensure the electrician you engage is Licensed Electrical Workers http://elise.ema.gov.sg/elise/findworkerse...fer&Item=EL

I will not pay 200k COV for a unit b'coz don't have that kind of $$$$

like that landed 999 even better