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Reno loan from 3 bank rejected

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Dear Reno talk.

I got my keyes to our new bto flat and went through 3 banks ocbc cimb rhb, all was not approved. I am so sad and depress. Where can any bank help me on my reno loan as i need 20k for my reno? I am really lost now. Can anyone is the same situation and can anyone advice. :.(

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