bepgof

http://www.renotalk.com/forum/index.php?showtopic=42263&view=findpost&p=654355 I've set today as my last day in this forum. Will miss you all.

You also observe this yuh? This indicates you are no longer young. Organisation Behaviour study suggests that when one gets older, more "resistance to change" will develop. That's what ppls say " cannot teach old dogs new tricks". But management so far seems does not suggest either stomach too full or too empty will bring abt "change". Only those too full like to come out with "funny ideas" to make them looked busy, those too empty stomach sincerely & eagerly like to change to better? like street protest? So many SA or "shoeboxes" suddenly, don't know out of ideas of too full or too empty?

Many thanks for the words of encouragement. I'm no longer a 3-yr old child, or one just passing out from school. I've established some "principles" over the years. Now "it" violated one of the pricinples which I've developed over the yrs - pride and integrity. Or can call this as "face" as well. So this is a "face" issue. Like climbing up a ladder/hill, always up, no down. Or like a work relationship in a company, once "promoted" cannot be "demoted". Once demoted meaning - OUT!. Got it? I was once "promoted" to moderator, but, abt 2 wk back, account flagged down by Admin because of "massive removal" of files. This is a typical case of "good intention leads to no good result". You never noticed those 2005, 2006 threads gone liao meh?

WHATs are so special about SW direction? Houses with no "SW" owners remained single or always quarell with others??? Divide a house into "9 palace": CW rotation: N, NE, E,SE, S,SW, W, NW, C. Only a house layout assembles the mirror image of "L" which has no "SW" palace. Next time go to other ppls' house, open eye big big hor, if see no "SW" corner, better stay far from owner!

A property mortgage loan amount of <SGD80K, banks usually don't "entertain", but.... - If one has long standing and sound credit record with the borrowing bank & good "relationship" with the bank representative (or so called private banker), thing goes smooth. - If for "enquiry request" only and first timer with the bank, they'll tell immediately NO, NO, NO. Reason: little "juice" but high risk. The checking of one's financial earning power/liabilities/age/assets take time and "$" for the bank concerned. - Say,100K, 10yr tenure with 1% interest difference between 2 banks: ONLY abt $44/per month different! Paiseh, should leave "some room" for others to express views. My relationship with this forum will be ended soon, please don't miss me.

Apply the right solvent before knowing what kind of paint. Hydrocarbon Solvent Aliphatics Hexane Alipax 1425 (Special Boiling Point) Alipax 3040 (Low Aromatic White Spirit) Alipax D40, D60, D80, D100 series Aromatics Toluene (C7) Xylene (C8) Aromax 100 (C9) Aromax 150 (C10) Ethylene Oxide and Derivatives Glycols Mono Ethylene Glycol Diethylene Glycol Triethylene Glycol Glycol Ethers Ethylene Glycol Monobutyl Ether (BGE/BCS) Ethylene Glycol Monoethyl Ether (EGE/CS) Butyl Diglycol Ether Glycol Ether Esters Ethylene Glycol Monethyl Ether Acetate (EGAC/CA) Oxygenated Solvents Alcohols Ethyl Alcohol (Ethanol) Methyl Alcohol (Methanol) n-Butyl Alcohol (Butanol) n-Propyl Alcohol Isobutyl Alcohol Isopropyl Alcohol Esters Ethyl Acetate n-Butyl Acetate n-Propyl Acetate Isopropyl Acetate Ketones Acetone (DMK) Diacetone Alcohol (DAA) Isophorone Cyclohexanone (CYC) Methyl Ethyl Ketone (MEK) Methyl Isobutyl Ketone (MIBK)

Only fsm does not want his rice bowl would suggest this. No imagination needed. Simply: that goes without saying.

Where got as ridiculous as this Pasir ris Blk 780, 1528sqft, asking for $900,000. COV???

HDB LAUNCHED 7 BTO PROJECTS OFFERING 3,600 FLATS http://www.hdb.gov.sg/fi10/fi10296p.nsf/PressReleases/AA31AEA1FFAC40CC482578CD0002D80A?OpenDocument

That goes without saying. Further, One who could "afford" mortgage, won't mind record pice. Simply look at those " ah saows" who break record price - are those with cash par par.

NL is one of the best DBSS. TOP 2011-2012. From construction progress, should be end Dec 2011. http://www.hdbhubber.com/main.htm http://www.cnqc.com.sg/index.html

Tokong

鳥事年年有,今年特別多. 衰事年年有今年特別多. 邪事年年有今年特別多. 蠢事年年有今年特别多. 浮尸年年有今年特别多.

Same sad story happen everyday. Why?

100% guanranteed you that solid rods can "chime", I've seen those in Japan. String broke sure cannot "chime". Why broke? Corrosion? moisture?UV light? Too "noisy" someone shoot it down? cause of gravitional force + wind force? These are "negative" forces. After the japan trip, I put up two near my study bench window, wife complained "so noisy". Before they were shot down, or acted by "negative forces", I brought them down and keep first.

Care to tell us WHO's yr FSM? Not only he is outdated from HDB rule, and allow me to be blunt, such recommendation is at the expense of others but at comfort of user. http://www.todayonline.com/Voices/EDC110514-0000276/Are-reflective-window-films-really-a-nuisance The reflective material(abt 70% reflection) acts like a mirror, causes discomfort to neighbours. Can either install non-reflective solar film, curtain, temperature-sensitive film, etc etc. Never ever put "mirror" at windows, invite only "human disasters" whether intentionally or not, better believe me.

Don't mention. All are welcome, some more "food" for you - an extract from an email: Buyers buy properties essentially for two main reasons. The first is for their own stay as a primary residence while the second is as an investment, meant to be rented out. There are different criterias used for selecting a property that is suitable for one's own stay and one that is meant to be an investment property. Many buyers and investors often confuse and mix up the criterias they use when deciding what to buy. I will not be covering the differences in this post. What are you looking for? The first point to consider is understanding the kind of properties that you will be interested to buy for your own stay. What is the supply like for this type of properties? Are such properties readily available? At any one time, there will always be properties in the market for sale. However, when it comes to something that you are happy to call your home, such a property may not always be on the market. It would be different if you are buying an investment property - you have a lot more options as long as you are not insistent on buying only units in that one or two projects or locations. Property Market Cycle There is no guarantee that in a market downturn, the type of properties that you like will definitely be on sale. And even if it is on sale, it does not necessarily mean you will be able to get it cheap. Happy Owners There are a lot of owners who are very happy with their primary residence. They have no intention to move and are often oblivious to how much their homes can fetch or how much their neighbours just sold sold their homes for. It does not bother or matter to them which part of the property market cycle they are in. Neither does it bother them if the price of their residence has not gone up since the time they bought. Are you someone who is on the lookout to buy a primary residence and will very happily stay in that place for many years to come? My Recommendation(not mine, it's the one who wrote to me) If you are someone who will happily stay put once you find something suitable and you have specific requirements for a home, I would encourage you to ignore the market cycle and go ahead to buy if you see something suitable and this property is within what you are willing to put in. The added advantage to this is the opportunity to lock in the current low interest rate for the next couple of years and (to clear the 4 years seller's stamp duty earlier) for pty. To buyers who are looking for properties to buy at the moment, do your homework, enjoy the process and I hope you find something really suitable for your needs.

20yr ago, everyone wished to be a Millionaire. Now, everybody wish to be a Billionaire. In 5 year time, all want to be Trillionaire. Value of money keeps going down..... Great parents move home for children. Time waits for nobody. Plan & aim, don't miss the boat schedule. In good time(singapore) and with low interest environments, don't expect pty price to drop. With recent rules changed make HDB resale mkt supply even smaller. Land supply increase can pause or delay the rate of price increase but can't stop the trend. Big news: By 2 Aug 2011, US gov has to decide to increase debt ceiling. Now already ready hit USD14.294 Trillions. No increase means defaulting.....http://en.wikipedia.org/wiki/United_States_public_debt May be by the time when all mkts shake, you can get cheaper flat? To be cont'. Here I come again. >$100KCOV Vs Rent Vs Wait 1. Renting is like "throwing" hard cold cash into drain, piece by piece, simply at end of the day, you have less cash yet possess nothing tangible, beside "convenience". Convenience always comes with costs. Want convenience or save cash first? Must ask yourself, to rent for WHAT, for HOW LONG? at HOW MUCH? 2. Pty transaction is abt 4 wks "faster/quicker" than HDB resale transaction (at mercy of seller, I would say). If cash not enough for the "turn-around", can always consider bridging loan (abt effective interest rate of 14% per month for 6 months, monthly interest abt (borrow amount*0.14)/6). Stay at PIL's place for a month or 2? But those barang barang? 3. Hurry to move? Google the web abt the difference of purchasing property for "own stay" and "investment". Will help to raise your horizon. Notes: -The People's Bank of China has increase, the 3rd time within this year, its lending rate to 6.0%, one-year deposit 3%. PBOC has raise 6th time within this year its RRR(Required Reserve Ratio) to 21%, as monetary policy.Intention is to "keep/absorbe" cash from market to banks. Why? beside fighting inflation. The pty price for the 18 cities has finally fell 23%. In short, developers want to collect back money quick by cutting price. When will this happen to Singapore? Singapore's RRR has been maintained at 10%, won't be surprise if MAS announce sudden increase to 12%, then.... -USA 'll have presidential election in Sept this yr. He can't print money anymore, debt ceiling is at the corner, he has to "paint" a nice picture before being elected..... - PIIGS, problematic one by one. Strongly recommending considering pt 3 till 2013 - 2014.

20yr ago, everyone wished to be a Millionaire. Now, everybody wish to be a Billionaire. In 5 year time, all want to be Trillionaire. Value of money keeps going down..... Great parents move home for children. Time waits for nobody. Don't miss the boat schedule. In good time(singapore) and with low interest environments, don't expect pty price to drop. With recent rules changed make HDB resale mkt supply even smaller. Land supply increase can pause or delay the rate of price increase but can't stop the trend. Big news: By 2 Aug 2011, US gov has to decide to increase debt ceiling. Now already ready hit USD14.294 Trillions. No increase means defaulting.....http://en.wikipedia.org/wiki/United_States_public_debt May be by the time when all mkts shake, you can get cheaper flat? To be cont'.

Slipped within tiolets? Always quarrel in tiolets? Tiolets make you sick?

To me, all about the same. Personal preference on bank counts. I prefer local banks, ppl asked why. I replied: loyalty. If have account with bank, cash payment via internet will be easier. CPF instalment amount can be altered via any computer, so long as having singpass.

Bain st, bra besah complex? waterloo centre? From reno blog, window seemed to be new type, likely in Klang Lane (2002-2003), 3 bus stop away from CTY stn? http://www.renotalk.com/forum/index.php?showtopic=40916&view=findpost&p=640280

I've been there a few times, developed by Hoo Bee grp. Some 700+ units. Quite crowded indeed during holidays, got problem booking facilities?

godloveyou has addressed the issue, hard to understand? Let me make it plain. Tree men & Cave men had little "control" over the environments. No electricity, no bulb, no fan, no properly water supply. Sometime rain, sun, animals,insects, wild wind..... FS deals with "control". If desired things are made/arranged in a "controllable" or "flavourable" towards the owner manner, then it is a good fs setting. Dinning place needs proper ambience to allow food to go into stamach smoothly and sweetly: lighting, temperature, wind flow, humidity....if these elements are within "control", then it is a good place, esp for home. Can imagine eatiing half way, - Got insects? - Sudden gust of wind? - Sudden "water" from the sky? - Hot, cold, stuffy? - Rocky flooring, 3-leg table, soup "overflow"? Wet here wet there? Life needs excitment once a while to make heart pump faster, too much excitment results in weak heart. Call home by lord sooner.

May be the same block, same range of storey, have same selling price, almost at the same time?.