godloveyou

Singapore's property tax payment is a "pre-paid" system. That is to say, must pay for the whole full year by end of January of that year. However, if payment is by Giro, payer can enjoy up to 12 monthly interest free instalment, deduct on 5th of each month. So you want to pay one lump sum at one-go (pre-paid) or monthly without interest (Giro)?

Wear lead-cloth and lead-helmet at all time, anyway, too much lead in blood spoils brain. Sigh, 一物克一物。

An encounter is an experience, whether learnt and no repetition is another issue. No one can ensure no repetition of the same accident but can be minimise by HUMAN, need not FSM. Coffee table is sort of "out-dated" - can't fit into today's need. Anyway can share why still maintain a coffee table?

Yong men,must understand rome not built within one night. HDB resale price index: 2007: 16.5%, 2008: 13.8%, 2009: 8.1%, 2010: 13.4%. CPI for past year: 3-5% So, chow chow, annual wage increase should be abt 15+5=20%?? (for one without a roof yet). Now you have a roof, need not to race against hdb resale PI. As a yardstick, comfortably just loan 60% for private (40%cash+cpf+agent+stamp+reno)of course other financial liabilities(maid, car, pet, parents, children, taxes, pub, telecom...etc)take into consideration as well. Standby 2years instalments without wage income. Money, money, money. - no pet - no car - no children - use candle at night - eat/cloth minimum, save this & that. - Sidelines: - partime taxi driver?( take time to get licience, no cpf, summons, accidents,...) - ppt, insurance agent?(Need exam, contacts network....) - stock market? (need capital first, know-how the second...) - 4D/Toto/big sweep/football (sure tio makan) - illegal ah long? So...

Under National Registration Act, one is required to update his address change in IC within 28 days, failing to do so is an offence.(fine only) The law has been too linear with little enforcement ended up with situation as mention. Once HDB/SLA/URA receive info on property title transfer, they should immediately inform/work with ICA. A new address of the seller should be provided and sent to ICA for reference. Upon completion of transfer of property title, ICA should send letter to seller to acknowlege the new address, failing to receive return letter within stipulated timeframe, ICA should action and all costs involved to be bear by seller!

Catch no ball of what you said. You said you SIGNED the OTP and yet the seller did not submit OTP until 30 days later, and repeatedly delayed delivery date.?? Seller supposingly, at first, give you an OTP doc with his/her signatory & date inked. You give him/her $1K. Within 14 days, you ink your signatory & date and a witness's signatory & date. Then submit the OTP doc to hdb for resale application. Look out for clause 11 in OTP. Seller reserves the right not to submit resale application any date earlier than the state date (clause 11). So, as buyer, be smart,to put the number of day as short as possible. Maximum is 90 days.(3 months!) Are u referring to this?

Well said!

"read" only? Got "believe" then transform into action?

Sensitive issue which relates to religion, personal view expressed here only. "Tong Ling" refers to human being who possesses ability to communicate with spiritual beings. Spiritual beings has 2 kinds. "God"(holy spirit) & "devil"(evil spirits). Both have super natural power. However, evil spirits can take control of one's soul but not his life. Christianity believes that evil spirits always "transform" themselves into something nice - "deities" which mankinds worship out of personal worldly gains/motives/desires. Medium is one who has this power to communicate with "devil". Unless one is holy, he can't expect to "hear" God.

I'd just like to ask a few questions regarding this: 1. Who is responsible for this water pipe leakage? Is it me, the condo management, or is it my neighbour upstairs? 2. If my neighbour is responsible, what is the procedure to go about resolving this? eg. i. Do I have to inform a URA inspector to come and verify that the leak is in fact caused by my neighbour? ii. Do I have to engage a lawyer to assist me? 3. Whether I have to fix it myself or not, may I ask if anyone has any recommendations for good trustworthy contractors/plumbers to fix the leakage and my ceiling? Thanks for reading up to here and thanks for your help in advance! For stata-titled property, one has to understand the concept of "common property". MC will be responsible for "common property" only. If the leaked pipe, hide on top of false ceiling is your, obviously you would have to foot the bill, not only cost of repair/replace pipe, but also replace false ceiling.

True that this rule favours SPRs than citizen, better get it straightened before general election. Opposition sure shoots this. Don't know which scholars so "smart" who set this rule le. May as well change it to all citizens with 21 year old & above, whether parents stay local or oversea. Wong KS will be happy to see birth rate increase.

Download the file & read, will give you better picture. http://www.iras.gov.sg/pv_obj_cache/pv_obj...ift%20Cases.pdf http://www.goenbloc.com/Legal/laws.htm

In 1st place, the so-called "agreement" gets no recognition in eye of singapore law = you 100% sure loss. No point pursuit further, let go and plan for accomendation after 2nd appointment. 2nd, you are not responsible to pay half of buyer's comm to his agent. Buyer utter nonsense, tell him straight, this is singapore, not china! 3rd, comm agreement signed meaning must pay, when? Full on 2nd appointment date, no more no less.

Bingo !

So, you got chiong and grab some or not?

Ya lor, either to cut "limbs" to get back some money or to hold on & wait still chance comes lor.

As singaporeans, MUST keep HDB, sametime and buy pte. Wait till got money then buy lah, now can see & dream only. Why kill the goden goose to get the golden egg?

Precisely ! Gov's legislation influents product price. This is an intended intervention with "good" intentions..... 1. Got money then buy. 2. Not enough money, not enough "credit", not allowed to loan and buy. 3. USA's subprime was poor people also could borrow from banks, till one day they can't afford to pay installment, then default lor, who "die" in the end?

Interested to know where/how did you get the data abt super rich not the ones inflating the mkt. They do invest, for short or long term. They are opportunists too! With excess cash, they are at upper hand to "in & out" anytime as long as make profit, contributing effects of price inflation. To them, these rules are "chicken feet".

Your words reminded me one thing: Before key insertion, make sure go to correct unit with correct key. I've one occassion, went to the "wrong block" and happily took the lift, liftdoor open nd how come corridor looked so different? Sure some of us have the same experience, right?

阿斗。He was the dog, always about to sleep, not the tiger about to leap. 初九，潜龙勿用。Ah Ming knew that even when situation was at utmost critical, the "hidden dragon" cannot be shown hand. Timing was not right yet, must keke, played time-delay tactic till "right timing" then "show hand"=act.

Possible. As long as u know yr financial strength well and know banks sure grant u mortgage loan. LO needs to be submitted only during resale application - to tell hdb that, hello bank grants me this amount...

- Ask yr grandma to stay in room and close all windows and door, to keep all the "chai". She is correct: save electricity = save $ = keep "cai"! -Hall is sure bigger than room, need bigger blade, eg 56-inch ceiling fan, for proper air circulation. Wall fan, the most abt 30-inch, needs to install a few leh. - Smaller blade with high rpm will create the "noise".

This is amazing RECALL NOTICE: The Maker of all human beings (GOD) is recalling all units manufactured, regardless of make or year, due to a serious defect in the primary and central component of the heart. This is due to a malfunction in the original prototype units code named Adam and Eve, resulting in the reproduction of the same defect in all subsequent units. This defect has been technically termed "Sub-sequential Internal Non-Morality," or more commonly known as S.I.N., as it is primarily expressed. Some of the symptoms include: 1. Loss of direction 2. Foul vocal emissions 3. Amnesia of origin 4. Lack of peace and joy 5. Selfish or violent behavior 6. Depression or confusion in the mental component 7. Fearfulness 8. Idolatry 9. Rebellion The Manufacturer, who is neither liable nor at fault for this defect, is providing factory-authorized repair and service free of charge to correct this defect. The Repair Technician, JESUS , has most generously offered to bear the entire burden of the staggering cost of these repairs. There is no additional fee required. The number to call for repair in all areas is: P-R-A-Y-E-R. Once connected, please upload your burden of SIN through the REPENTANCE procedure. Next, downloadATONEMENT from the Repair Technician, Jesus, into the heart component. No matter how big or small the SIN defect is, Jesus will replace it with: 1. Love 2. Joy 3. Peace 4. Patience 5. Kindness 6. Goodness 7. Faithfulness 8. Gentleness&n bsp; 9. Self control Please see the operating manual, the B.I.B.L.E. (Basic Instructions Before Leaving Earth) for further details on the use of these fixes. WARNING: Continuing to operate the human being unit without correction voids any manufacturer warranties, exposing the unit to dangers and problems too numerous to list and will result in the human unit being permanently impounded. For free emergency service, call on Jesus . DA NGER: The human being units not responding to this recall action will have to be scrapped in the furnace. The SIN defect will not be permitted to enter Heaven so as to prevent contamination of that facility. Thank you for your attention! - GOD P.S. Please assist where possible by notifying others of this important recall notice, and you may contact the Father any time by 'Knee mail'!

Best to hack for tiolet. For kitchen, not sure if the weight for the additional layer will be allowed. My balcony was made flush with hall's floor, contractor put solid "foam" in between, claiming full solid cement would be too heavy.