Warrior88

Any indicative yield% for L99 & FH, base on you accessment. Bank loan face restrictions for L99 with less than 60 tenure. Rental yield is more of location.

Long time no follow share liao, just dump some in investment funds, up/down also very slow. Suit my pace. But notice all China Bank IPO all up after launching. Looks good for NOW. But very HIGH risk.

Anyone has the indicative psf GENERALLY for housing development ? New BTO = 300 New DBSS = 500 New EC = 750 Resale HDB = 350 ~ 400 Resale DBSS = 550 Resale EC (>10yr) = 800 L99 Suburban = 750 L99 Near MRT = 950 FH Suburban = 700 FH Urban = 1000

Investment quite like stock. 1.Blue chips = Good class Bungalow (very resilent). Maybe buyer got holding power. 2.Stable share = Freehold, they move very slow up/down, good for residential. 3.Penny share = L99 in suburban/EC 4.Speculative share = L99 in central district/MRT When econmony fluctuates, movement for speculative and penny share respond very fast. Depends on your investment horizon. Are in looking in terms of short/long term. Can you take the heat ?

But many of them are cash tight also. Buy EC to stay okay, but for investment, too much restriction. EC may also be quite run down. Just check the pool on weekend. Given a choice if have EC and resale. Resale gives better rental yield.

Punggol voted as ECO green HDB. Mooncake festival coming, resident go to rooftop to celebrate. Waterfront lifestyle.

Govt GLS for EC ($300~350), so developer after construction ($700~750) With this 5/10 years restriction, and at this price. You could easily buy other development at this price. Unless the EC is at good location.

EC Project Location TOP Date / High ($PSF) 1 Eastvale Pasir Ris Drive 3 27 Jan 99 / $701 2 Westmere Jurong East Street 13 27 Feb 99 / $603 3 Simei Green Simei Street 4 28 Apr 99 / $653 4 Windermere Choa Chu Kang Street 64 16 Sep 99 / $543 5 Chestervale Bangkit Road 20 Mar 99 / $536 6 Pinevale Tampines Street 73 28 Jul 99 / $586 7 Yew Mei Green Choa Chu Kang North 6 01 Sep 00 / $589 8 Summerdale Boon Lay Drive 08 Sep 00 / $600 9 The Rivervale Rivervale Link 28 Jun 00 / $580 10 The Florida Hougang Avenue 7 18 Feb 00 / $571 11 Northoaks Woodlands Crescent 03 Oct 00 / $537 12 Woodsvale Woodands Drive 72 05 Aug 00 / $530 13 The Floravale Westwood Ave (Jurong West) 13 Oct 00 / $591 14 The Eden Tampines Street 34 16 Apr 03 / $642 15 The Dew Bt Batok Street 21 19 Jul 03 / $643 16 Bishan Loft Bishan Street 11 26 Sep 03 / $806 17 Lilydale Yishun Avenue 6 29 Mar 03 / $542 18 Nuovo Ang Mo Kio Avenue 9 31 Aug 04 / $674 19 Park Green Rivervale Link 30 Sep 04 / $598 20 Whitewater Pasir Ris Street 72 31 Jan 05 / $630 21 The Esparis Pasir Ris Drive 4 22-Jun-05 22 The Quintet Choa Chu Kang Street 64 23-Oct-06 23 La Casa Woodlands Drive 16 *22 Feb 08 About 13 devleopment had attain the 10years. Most of them profit from $100 ~ $250 per sq ft.

My Top-hung Austscreen, also bye bye after 5 years. Call Ozscreen, says complete change roller + string + bottom hook = $99. I ask to buy bottom and roller, DIY myself, don't sell. Haiz ...

Your relative could actually still make profits by buying resale HDB while serving the 30mth period. Yishun populations is 170K. Justify to make another MRT. Thomson Line will definitely include Yishun. Once EC near MRT, potential gain at least 200 per sq ft.

PPI for HDB resale had been heading north steeply since 2009 in all areas. This index had surpass the peak period of 1997 & 2007. So, 99% of HDB dwellers sure make money. Thats why every Singapore/PR also wants a share of the cake. If too late, can only eat bread.

Singpass don't need to go CPF. Just logon, key in IC number, and request for new password. 3 ~ 4 days later, new password will be mail to owner Y home.

DTL ...now. Next Thomson... Heard the Station at River Valley linking until Woodlands. Last one is the South, Marine Parade. Looks like there is nothing on the West side. My take is that Woodlands good potential for growth. With the Thomson Line, Railway station & Potential MRT linking to Johor.

Ho say liao, Tampines West Station within 1km distance comes 2017 Now I think buyer got more choice other than Tampines Central, got East & West liao.

Em.... good news for Tampinesians ..... got 2 more station East & West ... My guess for West is that it is near the Caltex Station. Opposite Tropica Condo

Em..acherly quite true, just survey on the utility readings will give a slight insight of residency

China is quick to learn from the US about the Lehman Brother crisis. Starts looking at bank sheet loan. 2.3 trillions. Most home in China are vacant, About 51 percent of Shanghai apartments, 66 percent of Beijing flats and more than 70 percent of units in Hainan are vacant, according to the survey, based on counting the number of apartments observed to have no lights on at night. If world 2nd giant sneeze, we may catch the virus Shanghai (AFP) Aug 11, 2010 China's banking regulator has ordered lenders to put around 340 billion dollars in off-balance sheet loans back on their books amid fears of a possible explosion in bad debts, a report said Wednesday. The watchdog also ordered them to stop using "informal securitisation" after banks sold or transferred 2.3 trillion yuan in loans to trust companies to evade strict regulatory requirements, the Financial Times said. The loans have been repackaged into investment products and sold to investors -- a practice blamed for exacerbating the global financial crisis, the report said. "We've learnt the lesson of the financial crisis and we realise we need to strengthen oversight over this phenomenon," an unnamed senior official at the China Banking Regulatory Commission was quoted as saying. The regulator would not immediately comment when contacted by AFP. China has sought to curb rampant bank lending this year after new loans nearly doubled to 9.6 trillion yuan in 2009, fuelling fears of a damaging bubble in the property sector and a possible surge of bad debts. Authorities have set a loan target of 7.5 trillion yuan for this year and ordered banks to increase the amount of money they keep in reserve, effectively limiting the amount they can lend. To get around these restrictions, banks are increasingly moving loans off their balance sheets through "informal securitisation", which Fitch Ratings said last month was masking the true extent of bank lending and bad debts exposure. Chinese banks officially issued 4.6 trillion yuan (679 billion dollars) in new loans in the first half of this year, but the actual figure was probably closer to 5.9 trillion yuan if off-balance sheet loans are included, Fitch said. At the end of the first half, Fitch estimated that more than 2.3 trillion yuan in outstanding loans was sitting off the balance sheets of Chinese banks in investment products -- a more than tenfold increase from the end of 2007. Putting this money back on to the banks' books will strain capitalisation and loan-to-deposit ratios and could force some banks to raise capital, the Financial Times said. The official Shanghai Securities News said the regulator wanted the loans back on the banks' books by the end of 2011.

Check behind the Switchbox. Sometimes, there is a copy there for the Electrical Plan. Layout is there, But still need to confirm the scale and act dimension.

Base on HDB example, Dome81 is right http://www.hdb.gov.sg/fi10/fi10297p.nsf/Im...Loan+AnnexA.pdf For HDB loan, they always encourage owner to loan as little as possible, like wiping out all your CPF. controlling your cash proceeds ...so forth. Some more must pay COV upfront 10 days after 1st appointment. So, it is goods to work out your finiancial status Cash proceeds < 50k , you keep 25k Cash proceeds > 50k , you keep 50% So it should be rephrased as buyer get to keep 50% of the cash proceeds or 25k, whichever is higher.

Extracts from Internet loan applicants must use the full CPF proceeds and half the cash proceeds from the sale of the previous flat or $25,000, whichever is less, to finance their next home http://www.chanlawrence.com/2010/07/some-h...l#ixzz0x4ogvExv Extracts from Channel Newsasia But under new rules, they can only keep S$25,000 or half of cash proceeds, whichever is higher. http://www.sg-realestate.com/hdb-extends-s...re-flat-buyers/ Extracts from HDB website Flat buyers can keep the greater of $25,000 or half of the cash proceeds (including the cash deposit received) http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/...at?OpenDocument

Correct

Thats $416 per sq ft.

HLE whether upgrade/dowgrade, 50% of cash proceeds OR $25,000 whichever lower.[u] CASH need to put back into CPF.

We never soak clothing, 1st got foul smell, 2nd, make cloth soft and worn out easily. For dirty white cloth, we pour hot water then scrub dirty areas.

Legislation is introduced in Parliament in the second half of the year 1. Agents register through their firms to statutory board called Council for Estate Agencies. 2. Pass a mandatory industry exam and undertake continuing professional development of six hours a year. Agents will also need to have four GCE 'O' levels. 3. Outlaw an agent representing both buyer and seller in a transaction.