Warrior88

This checklist very pro HDB one, got 24,000 dual ownership (balck sheep), they also hope you dun know just sell. After all you got another home mah, so selfish right. Only think of themself Buyer 70% loan, not possible to happen, if sell and can buy means only got 1 house only. Therefore no outstanding loan, so sure under 80%. Cannot have another HDB/PTE right, otherwise cannot buy. HDB is very restricted, even this checklist create for awareness also quite restricted(Hiden rule)

So ...you come back liao, keep checking your simi MIT shares, got ppl ask question, you must follow la, you start the thread right ....

Em .... I also ponder why ?

http://www.hdb.gov.sg/bn25/isos118p.nsf/Li...Company%20Name/

google for "kam bong yan" sandal wood

All the relief valve are connected on the Cold water side. Ariston(red tape) go through the floor, but there is a 90 degree PVC elbow bend that direct the excess water to the drain pipe. Both Joven, also got relief valve, right pipe, cold water side, T joint. Red ring is the hot water side. But installer dun join discharge pipe, cos Joven has triple safety system. Excess water is dripping type (drawn by gravity) Once drip time to change valve liao.

Well said ! Leechaorui

This checklist is applicable also to DIY Seller, Seller without agent. You see the thing is, Agent are not your financial consultant. They can only advised you base on the restriction and requirement of HDB policy. That is if you ask, cos not all seller/buyer are willing to share the full details of their history and status. This checklist is also very brief. Eg. no mention of dual ownership restrictions policy check. Sell liao, then know that cannot buy cos got pte property.

I miss this first installation for the opennet. Write in to appeal. They agree to arrange another round for those who miss the first round. This is what they reply. Thank you for your email. Your details have already been logged in our system. Due to your unique circumstances. We will arrange a separate run of installation and are in the midst of finalizing the exact dates. However, this will only take place in approximately 3-12 months time. Once the schedule for the 2nd run is firmed up, we will proceed to contact you to arrange for an appointment. Rest assured that we have your details in our database and the waiver still stands OpenNet Customer Service Officer

Looks like those good old days, last time, not atm, everybody filled up form and chiong. All new IPO sure make one, dun care simi China or India. Keep collecting juice, can make 1 Jug now

HDB throw ball to agent or DIY seller, go through checklist, make sure know all the rules. Not only sales point but must consider buying point. Maybe, got some gong gong seller after OTP realized cannot buy ... blah, claim some many rules complain to HDB. back out OTP... or worst still sell liao, 50% rules apply, not enough cash to buy and pay COV. 1. They will know, but OTP may not realized. They think some may back out within the 7 days. 2. Correct 3. Just additional consideration for seller before selling. (finance prudence) 4. Don't think so, Pte is quite straight forward, not so many rules

No.... this declaration is only meant solely for the seller. SELLER CHECKLIST. Nothing to do with buyer. Checklist include the financial calculation of his next home. ( If any ) If just sell, then no calculations. Just submit the checklist... just tick only. But if intend to buy after selling, must submit this financial calcluations. This calculations can be obtain form the HDB website ... simi calculator ... http://www.hdb.gov.sg/isoa072p.nsf/PC66VByFormID/EAPF00057

Bro, this is for seller declarations. Last time, seller get valuation report, arrange viewing, can let buyer sign OTP. Now seller must submit Resale Checklist and the Financial Calculations (if any) to the HDB repository online, 7 days later then can let buyer sign OTP. This checklist valid for 6 months. Basically seller 1 more step before offer OTP to buyer, Financial Calculations, how HDB review this calculation, I don't know. So those who using HDB loan, and wanna park OA, not sure must park first before this calculation.

"This is a statuary declaration" Sellers can only grant the Option to Purchase to the buyers only after 7 days from the date the Resale Checklist is completed and submit to Repository. The original copy of the Resale Checklist and the Financial Calculations (if any) which had been deposited in the Repository must be submitted to HDB at the First Resale Appointment for verification. If the date on the original copy differs from the scanned copy or if the OTP is dated within 7 days from the Checklist, the resale application will be rejected. The Resale Checklist will be kept in the Repository for 6 months from the date the sellers go through the Checklist. If the sellers are unable to find a buyer and submit his resale application within the 6 month period, the sellers will have to go through the Checklist again and deposit the new copy in the Repository.

Dun understand how it works. Cool for 7 days means confirm liao ? But got seller still walk out before 2nd appointment and there is nothing HDB or lawyer can do. Even though we keep saying can sue seller. Anyone really sue and court cases before ? This 7 days only drag the whole transaction application. Thus, slowing down transaction voume. What is some announcement again during the 7 days. so many rules change this year.

Bro, resale application need both party to be around, kinda hard to process if overseas, unless you use POA. You jump very far from the fence, straight to EM. I totally agree with you that housing is a good debt. If you could finance you mortgage with CPF not cash, it would be better. Reserve your cash for other bad debts, like vacation, renovation, credit cards, car etc. All my mortgage are from CPF except COV and agent fees. Maybe I am wrong, but generation now very optimistic and jump high and far. Perhaps that was how the ancient empire was build in such a short time

HDB aware that those on HDB loan deliberately park their CPF. Catching time

Budget 2010 = Feb, But this time, Mr T Shanmugaratnam will give Mr Nathan time to approve past reserves again. Citizen will get goody, think this time, young couple will benefits most. Standard one mah, govt FNY closing December, then Budget, then GE

Next year GE in April, one day before ballot, there will be 1 day for cooling period too

Basically washer/dryer European brand better. But look at this below thread, something about the ET drum. Thailand ... and not shinning type. For me, any type will do, buy one use for 3 years, get new one. http://www.renotalk.com/forum/lofiversion/...php/t21961.html

Before official announcement in Media .... HDB website already update liao http://www.hdb.gov.sg/fi10/fi10322p.nsf/w/...st?OpenDocument

IMO, if you are unable to fork out the 15%. Think you debt ratio is on the high side. Especially, HDB resale is at its peak now.

Bro, keep those reports coming But traditionally, sales volume Q4 is always on the low side, Picking up only in Q1.

Refund of CPF Money (70K) When you sell the flat bought with CPF Housing Grant, all the CPF money you spent (including the housing grant) will be returned to your CPF account according to the CPF Board’s rules and regulations. INCLUDING ACCRUED INTEREST

befgop UOB accounts 7 digits, concierge service, for inifinity members only