therat

did u open the door, let it air after the power switch off?

ask u all ar.. I remember (don't know remember correctly or not) some yrs back before HDB relax the rule. I remember there are rule stated private owner cannot buy HDB even it is resale HDB, correct or not? HDB owner buy private property , MUST stay @ HDB. Should the HDB go back to the old rule?

Thanks for the explanation of the CPD. If he don't give that crap excuse, still not that bad. But give that crap excuse, make ppl more angry.

from https://mytax.iras.gov.sg/ESVWeb/default.aspx Licensed ID Name of Company License Type Description AD041-3004194J PEOPLE'S HOUSING House Agent from https://www.psi.gov.sg/NASApp/tmf/TMFServlet S/No. Registration No. Entity Name Partial Address Status 1 40438300M PEOPLE'S HOUSING AND COMMISSION AGENCY FOCH ROAD Live n.k.a PEOPLE'S HOUSING from http://www.iea.org.sg/index.cfm?GPID=143 Mr Poh Boon Kay Accredited Ordinary Members . Membership No. A00292 Does anyone know what kind of requirement it need to be Accredited Ordinary Members? IEA has Code of Conduct & Ethics. Does it still active? Or just for doc? Under IEA - Bye-Laws Pg 5 section 3.2.3 stated Every person duly elected as a member of the Institute has a duty to fulfill the following Continuing Professional Development (CPD) Under Accredited Ordinary Member. Number of CPD hrs in 2 calendar years: 24 hrs What is CPD? Let see how IEA going to react

Poh couple claim that they don't know need HDB approval to rent out the whole unit. U believe? They claim they don't know need to meet MOP in order to rent out the whole unit. U believe? jail them fine them He is the owner of the property company People’s Housing and does not know HDB rule. I will pay extra precaution if I need to deal with the agent from People's Housing.

http://zaobao.com.sg/sp/sp100313_003.shtml 房屋经纪行老板及亲戚 三组屋非法出租将被收回 （2010-03-13） 　　一名拥有5个私人房地产的房屋经纪行老板明知故犯，非法出租名下的组屋。不但如此，他的一名女亲戚以及女儿也同样非法出租组屋，结果行径被建屋发展局拆穿，三个非法出租的组屋单位都将被收回。 　　从2008年1月至去年12月的两年以来，共有56名屋主因非法出租组屋，面对被罚款或组屋被收回的下场。罚金介于1000元至2万1000元之间，根据出租情况的严重性而定。 　　建屋局发表文告说，当局非常严厉看待非法出租组屋事件，并会毫不犹豫地对违规者采取严厉行动。该局也以房屋经纪行老板的个案为例，指他明目张胆触犯出租条例。 　　傅文加（60岁）是房屋经纪行People’s Housing老板，同时也是房屋经纪。他的妻子也是房屋经纪，两人住在东部的半独立式洋房。他们也经营电器批发生意。 　　傅文加是在 2007年6月购买武吉巴督32街第336座组屋的四房式单位。他当时并没有贷款以15万元买下这单位。事隔两年半，建屋局接获情报，指该组屋非法出租。 　　调查发现，这组屋还没有符合3年的最低居住年限（Minimum Occupation Period，简称MOP）便出租，由三对缅甸夫妇以1900元的租金租下。 　　调查也显示，涉及非法出租的还包括傅文加的一名女亲戚。自去年7月起，她便以1400元出租组屋给缅甸和尚，还让他们把组屋作诵经地点。 　　这女亲戚买下组屋14年，其实可以出租整间组屋，不过她并没有通知当局便擅自出租。而虽然她是组屋屋主，租金却是交给傅文加，因为他是负责该组屋的经纪。 　　傅文加的女儿也非法出租整间组屋。这个位于直落布兰雅的组屋是以900元出租。由于她是在2008年买下这个小过三房式的单位，因此同样是在未符合MOP的情况下出租。 包括傅文加在内的这三名屋主都没有住在组屋里头，更没有通知建屋局他们要出租整个组屋单位。傅文加的组屋已被收回，在扣除2万5000元罚款后，他获得 12万5000元赔偿。建屋局接下来还将采取法律行动收回另外两个组屋单位，收回的赔偿额目前还未确定。 “组屋不是投机工具” 　　国家发展部长马宝山本周在国会拨款委员辩论该部门开支预算时重申，组屋是供屋主自居的，不是作为投机工具或用来赚取租金。建屋局将加强取缔行动，减少非法出租情况。 　　组屋转售价格近年高涨，一些人把矛头指向组屋投机者，指他们买组屋后迅速转手，或是出租组屋赚取租金，以致屋价高涨。 　　在建屋局条令下，受津贴组屋的MOP是5年，非津贴组屋则是3年。受津贴组屋指的是向建屋局购买的新组屋，或是以公积金购屋津贴购买的转售组屋。 受访虽声称另有隐情 建屋局不接受经纪解释 　　房屋经纪行老板傅文加受访时声称，出租租屋不是为了牟利，而是另有隐情，不过这样的解释不被建屋局接受。 　　东窗事发后，傅文加提出上诉，并声称其中一名租户是要买下组屋，只是在过渡期间把房子租下来。 他告诉本报，这名租户原本要以26万元估价买下组屋。如今组屋因非法出租以15万元收回，赔偿与估价差了一大截。 　　他也声称，当初会买下武吉巴督的单位，是因为岳父岳母生病，妻子想和他们同住。不过，老人家最终不愿搬去组屋住，他便出租组屋，因为他以为MOP是一年。 　　傅文加夫妇也在接受调查时辩称，他们不知道要征求当局同意才能出租整个单位。两人也声称，他们并不知道要符合MOP后，才可以出租整个组屋。 　　对此，建屋局在文告中说，三起非法出租个案都和傅文加有关，他无法证明对建屋局条例毫不知情。毕竟，有关这些条例的信息可从不同管道索取。“证据已清楚显示，身为房屋经纪的傅先生为了牟利，故意滥用组屋。” 　　尽管如此，傅文加还是坚称出租组屋是情有可原。对于女儿及女亲戚非法出租组屋，他都有一套说法。女儿正在美国办理离婚手续，争夺孩子的抚养权，没有工作的她只好出租组屋；80来岁的女亲戚则是行动不便，须住靠近诊所，因此无法住在直落布兰雅的单位。他也对建屋局收回组屋的手法感到不满。他声称，当局发现他出租组屋后，就下令租户要立刻搬走，没有给他解释的机会。 　　受访的邻居都表示没有看过非法出租组屋的屋主傅文基，只知道房子是由好几个缅甸租客租下，租期长达两年，去年年尾才迁出。 　　住在傅文加名下组屋隔壁的黄姓邻居（42岁）说，去年年尾，其中一名缅甸房客告诉他，他们收到建屋局来信，要求他们一个月内迁出，只好匆忙找房子搬走。这些房客不太清楚必须迁出的原因，只表示好像是屋主没有办好承租登记。 =========== chinese News paper has more information. That Mr Poh is the owner of the property company People’s Housing He n his wife are both property agent. Has 5 private property.

For those that has no idea what me and bepgof are talking about. This is the news. http://business.asiaone.com/Business/My%2B...312-204267.html Housing agent sublet flats illegally three times Fri, Mar 12, 2010 AsiaOne The Housing and Development Board (HDB) has sent out a warning to flat owners: Do not sublet your flats illegally. In a statement today, it said: 'HDB would like to emphasise the severity of unauthorised subletting. HDB flats are meant for owner occupation.' A housing agent who had three cases of illegally subletting flats without prior approval from the HDB is learning this the hard way. HDB has taken legal action to repossess his flat, and will be doing the same for the other flats he sublet without authorisation. Click here to find out more! In 2007, Mr Poh Boon Kay, a registered real estate agent with five other properties, bought his 4-room Bukit Batok flat at $150,000 without any loans, listing his wife, Mdm Khoo Kim Cheng as occupier. However, in November 2009, HDB discovered that Mr Poh was actually subletting the flat - without HDB's prior approval - to 3 Burmese couples (six adults and one child) at a monthly rent of $1,900. Mr Poh and his family were not residing in the flat. Two weeks later, HDB informed him that unless the unauthorised sub-tenants are evicted, HDB would take compulsory acquisition action. As the subtenants continued to stay in the flat, a Notice of Board's Intention to compulsorily acquire the flat was served on December 23. On the same day, he said the sub-tenants had signed an undertaking that they would vacate the flat by the end of December. Mr Poh appealed the next day, claiming that he rented out the flat to the sub-tenants while they worked out their finances in order to buy the flat from him. When interviewed, he and his wife claimed they did not know that they needed to seek prior approval from HDB before subletting the flat, or that they needed to fulfill the Minimum Occupation Period (MOP) of three years before they are eligible to do so. Two other cases of illegal sub-letting HDB subsequently discovered that Mr Poh is related to two more cases of unauthorised sub-letting. In the second case, he acted as the housing agent for his 91-year-old aunt, whose flat was sublet without HDB's approval to Burmese monks at a monthly rent of $1,400 since July last year. They had used it as a meditation centre, with monthly rents paid out to Mr Poh. The third case involved his daughter's Telok Blangah flat which was again sublet without HDB's consent to subtenants for $900 a month. According to a statement released by the HDB, "With these further instances of unauthorised subletting related to Mr. Poh, his claims that he is "unaware" of HDB rules cannot be substantiated. Furthermore, these regulations are publicly available from many sources such as HDB's InfoWeb or service hotline. There is clear evidence that Mr Poh, a housing agent by profession, has been intentionally abusing HDB flats for monetary gains." HDB has now taken legal action to compulsorily acquire Mr Poh's flat. It plans to take the same action towards his aunt's and daughter's flats as well. HDB ramps up enforcement against unauthorised subletting The Housing Board said it would take action in those who commit this infringement, from penalties that ranged from fines of $1,000 to $21,000, to repossession of flat. 56 owners have received these penalties from January 2008 to December 2009. Flat owners who wish to sublet their whole flat must obtain approval from HDB and fulfil the Minimum Occupation Period (MOP). The current MOP for the subletting of flats is as follows: * Flats bought directly from HDB: 5 years * Resale flats purchased with CPF Housing Grant: 5 years * Resale flats purchased without CPF Housing Grant: 3 years They must also comply with HDB's terms and conditions. For instance, the maximum number of subtenants allowed. 1-Room and 2-Room flats are allowed a maximum of four persons, 3-room flats can have 6 persons, while 4-Room and bigger flat types can have 9 persons in total. Residents are encouraged to call HDB's dedicated hotline at 1800-5556370 [Monday to Friday - 8am to 5pm] to report any suspected cases.

the excuse he use, really darm stupid. He claim he does not know that MOP is 3 yrs. He claim he ask HDB, an officer told him 1 yrs MOP. He can rent out the whole unit. If as what he claim. WHY he didn't get HDB approval for whole unit rent out. He and his wife has 1 4rm HDB flat. rent out at $1.9k his dau who staying @ USA, buy a resale HDB @ 2007 and rent out at $900w/o HDB approval and didn't meet MOP his wife 91 yrs old aunt HDB rent out at $1.4k w/o HDB approval He really treat HDB stupid We are stupid to believe that he is NOT AWARE Every mth he has $4200 HDB rental return

ya lor. ebay better. Try this. Arrange an appointment. Reach the place. Call the agent. Agent ask where are we. We told him.. at this block. Then he say "oh.. can u go up ourselves." Owner is the one open door, answer our question. When call the agent asking abt the COV, agent say owner stick to her price. No neg on COV. At least asking 25k. Then someone offer 25k. Owner turn down. Want more. Her stick keep on moving up. <agent say one. DOn't know how truth is that> then 1 day agent call, say is a divorce case. Need court order Then we decide to move on. NEXT

I disagree. bad and good agent does not classify under race. Are the mentor mean non-Indian is the best agent? Then I will be wondering, last yr one of the non-Indian agent play us out.. hmm....

Oh.. didn't know. Thanks for the update. ya, with the new rule, thing might change abit.

ok. understand. I just pointing out what goes on infront the scenes.

u mean they want to refinance existing 5rm flat from bank loan to HDB loan? Don't think can. I remember some time back, read in newspaper. Some banker or whoever warn those that took up bank loan due to low interest. Once took up Bank loan , cannot refinance back to HDB loan. But best is call HDB and ask. U know, their policy always .....

that's their problem. we already told our agent 1% commission and they willing to share the commission with the seller agent. How much? We don't know but don't think it is our concern to know. Our signal is very simple. This is our selling price. If ok, deal. If come out extra condition, like want more commission to deal. Then forget it.

I come across a buyer agent claim that the commission is too low. She want more. Ask my agent to tell us. We refused to give. In the end, the agent go and tell the buyer. Seller don't want to sell. And tell our agent, she can get a better commission at other place. The seller already issue the CHQ of 1% and we had agree on the selling price. But too bad, their agent greedy, want more commission. But thanks to her 'action' , we had another higher offer 1 wk later.

no need to think It's truth. I had heard PR couple who bought a resale HDB still continue staying at their rental room. Rent out the whole resale HDB with 1 room lock. I had heard a foreigner who rent a whole HDB unit (which is just finish building last yr) The 2nd eg might had HDB approval but for 1st eg, confirm don't have HDB blessing

u refer to the 3-year minimum occupation ? This is apply to all regardless is HDB or Bank or no loan

don't need representing agent during 1st appl. The main and key person is seller and buyer Just remember to get seller contact number, in case the agent was "not contactable" As now the 1st appointment was like 3 mth time frame. just do a friendly SMS to remind them abt the 1st appointment date.

u can neg the commission. No rule say must die die pay 1% I'm also walk-in buyer. We neg with the seller agent.

don't think the agent will screw up the deal. But as you didn't pay the commission, the agent is not required to service you.

Hi SGX, Can you PM me Alex contact too. Thanks

affect valuation is 1 thing. By knocking down 1 room. It will restrict the buyer pool. Unless the buyer want a bigger living with 1 room less or The buyer willingly to spend extra $$ to re-create the room back

If u back out before 1st appointment. U will not get back the deposit. U taking Bank loan or HDB loan? If bank loan, there might have a penalty charge for cancel the loan Why don't you confirm with the seller abt the LS. Oops. Just recall sth. The property agent commission. Think you need to pay these too. Check the commission agreement. http://askhdb.hdb.gov.sg/Home/hybrid/Theme...RecordQuestion= Q: Due to unforeseen circumstances, I do not wish to proceed to buy the resale flat. How do I go about doing it? [buying A Resale Flat > Resale Procedures for Buyers > Submit Resale Application] A: Before the first appointment Either buyer or seller may submit a written request to HDB to cancel the registered resale application. After the first appointment Both buyer and seller must agree to the cancellation of the resale application and submit a written request to HDB for the cancellation. This cancellation, however, does not necessarily mean the Option to Purchase becomes void. In the case of a dispute, both parties will have to consult their own private solicitors.

we will did what ur husband did after may be 1-2 mth after the house has handover. Just write "NO SUCH PERSON" BIG BIG on the envelope

it will only stop those that over stretch themselves. For those can afford 20% down-payment, not that effective. Everything goes up , will come down. Just only WHEN