I have two questions regarding buying of a HDB resale flat using the HDB loan (without any housing grant). They are:

- If I have purchased a HDB resale flat using the HDB loan (without any housing grant), is there any minimum period I must wait before I can buy a private residental property?

- Will HDB wipe out all the amount I have in my CPF account before granting me the HDB loan for the balance? Or do they just wipe out 20% of the purchase price of the resale flat?

Thanks!

These information can be found at HDB website.

Just go under "Home Seeker" and select "Buying a Resale Flat".

These information can be found at HDB website.

Just go under "Home Seeker" and select "Buying a Resale Flat".

Thanks.

I found the answer to my second question, and it says that all the available CPF savings must be used up.

However, I cannot find anything about the minimum period before one is allowed to buy a private property. Can you pinpoint me to the part that addresses that? Thanks.

Ok lah, don't torture you, since you sincerely searched for your stuff instead of waiting to be spoonfed.

Whether you are using HDB loan or not is not a criteria for HDB flat owners to buy private property. The key is the HDB grant.

http://www.hdb.gov.sg/fi10/fi10206p.nsf/WP...es?OpenDocument

Ok lah, don't torture you, since you sincerely searched for your stuff instead of waiting to be spoonfed.

Whether you are using HDB loan or not is not a criteria for HDB flat owners to buy private property. The key is the HDB grant.

http://www.hdb.gov.sg/fi10/fi10206p.nsf/WP...es?OpenDocument

Thanks!

Buy private ppty, cannot apply for HDB loan.