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bepgof

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Everything posted by bepgof

  1. If you think it is a big FS taboo, simply don't buy. No other options?
  2. Really LOL.... unexpected responded. Would be great to he who made the claims to substantial the claims. Should fs just be subjected to individuals' good?
  3. Am merely asking if any of GREAT FSMs, under such situations, how could help any individuals. Since many members here frequently attribute FS's merciful/powerful effect as to individual financial wealth/gain. eg, 700% gain eg, moving house, from poverty to successful, and the other way round. 真是的. PS Gov has done much via controlling credit limit, monetary shrinking policies.... to 'blend' the nation well into such big waves in the global ocean, for ???
  4. Let's talk about markets, and what we should be worrying about as an investor: - USD 4.5 Trillions have been printed - UK has created 375 Billion Pound - EUR machines is on, likely to create some 1.1 Trillion - JPY machine also on, expected to create JPY 80 Trillion - RMB has lately been increasing its global 'visibility' What should we (as investor) be concerned about? - Oil price? - Slowing of Chinese economic? - Rise of Chinese equity market? - Greek debt crisis? - US interest rates? - Engage FSMs to 'save' us? I think they are busier than anyone of us here, saving themselves. These issues are 'upstream' located, once 'shake', all downstream rocked. Can FSMs help?
  5. I have had a very-similar-layout 3-bed rm condo which I stayed for 3.5 years and has been sold in 2009, except: 1. No partition 2. TV console & sofa reverse 3. No Altar table. 4. 12ft x 4 ft mirror after show cabinet 5. Rectangular dining table at yr altar position 6. Balcony south facing Traditional dining table used to be within kitchen, why? After moving in multi-storey concrete cement jungle, most put dining table within hall for multiple purposes - study, chit-chat...snacking ...communication. If you put dining table within room.....you'd most probably isolating something and left out the relationship bonding possibilities.
  6. Come easy goes easy. 10yr bond max ROI at about 2% annualised of what have been invested, key feature is capital is sort of protected. Equity market's max annualised return have been hovering around 9% to 13%, provided you're a super super good player. Residential property max annualised return around 20% in recent 10 years or so. Must hold for 10 years and above. OA with 2.5% and SA with 4% return with very low risk. But $ cannot take out. 1:7 = 700%, monthly? Annually? I want leh? Can tell me where to find this lobang?
  7. Only behaviour change then 'ming' will be changed.
  8. DOB makes high opinionated people? DOB decides if one's a psychopath?
  9. Simply need a PMT spreadsheet to make decision: Say 400k/20yr. 1.88% 2000.88(per month), 627(interest), 1374(principal) 2.6% 2139.15(per month), 866.7(interest), 1272.5(principle)
  10. Interesting and true enough in real world of observation/theory/practical. Technical analysis (based on past data) has gained its popularity under school of behavioural finance lately, whereas fundamental analysis (whether top down or bottom up approaches) in classical finance stressed the importance of Eugene Fama's Efficient Market Hypothesis and associate fundamental factors. There is no right or wrong, as all arguments drawn based on observation and result. This reminds me of Chinese stock markets behaviour are quite different from the west. The former seems ignore the significance of fundament but more on technical analysis and very heavy manipulation by the 'informal market information' (culture related in fact), the 'herding' effect......Singapore? Why a company can from AAA become a CCC just overnight? Credit rating agencies seem working on that particular night? Why got bear & bull sentiment? All (majority) companies share price 'suddenly' go up during bull period? Performance suddenly turn good? Macro factors? Human factor? No doubt celestial bodies' movement are significantly important to human's life & death on earth. Perhaps that is why human use the movement-relationship to make their calendars and festive, and the birth & death of certain human to mark certain events for memory.
  11. Dinner cum super. Tomorrow vomit and diarrhoea.
  12. 抱歉,越说越远. Care express some opinions of DOB on ming?
  13. Each has a ruler within heart. Ruler bends or scales contract/expand subject to external when measurement is due which quite frequent lands in grey area, not surprising. 黑 or 白 most times already within mind. However, the 'measurement' could be 黑白颠倒 with hidden agenda that resides in 'immerse consciousness' subdued by personal needs and greeds. Banner? Merely an propagated expression - tot has 'reminding effect' whether for self or others, similarly for a ring to a wedding vow. 黑 or 白 is not for any individual beings to judge while dusts are being flied around. Absolute and true colour will surface after dust rests.
  14. No offend please. For protection, human go from tree man to caveman. With rains to no rain but humid and muddy....... For self-provision, they grow farm and animals then barter trade. 'Money' concept invented for measuring worth of goods, just like 'time' inverted to record events. They started to build house to shelter from rain/sun/harmful animals.....of course macro natural disaster still could not be prevented. As time goes by: Electricity, water/light/air control, sanitary system, fire source, garden, entertainment, medical cares, etc & etc....ready at 'fingers' tip'. Hall, study room, bed room, toilet, store room, kitchen, balcony....become pretty 'standardise' residential structure here in S.E.A. To have own kitchen in a residential unit indicate you 'very can', should 偷笑. Whether NESW, central not essential but safety, comfort, convenient.....are the 'keys'. 然否?
  15. Human brain structure allows us not to wear colors lens while interacting with world, since birth to dust. Why like that? Our brain built as if fuzzy logic? Fixed programming? I don't know. Have raised the examples of 1+1=2, 1+1=1, 1+1<1, 1+1>2. Not everyone appreciate this, you have to 'go through' then you know. By right, the more we interacted, the lens should becoming less colorful, towards more transparent. However, some suffers from myopia as time goes by. Why? In today's materialistic world, the only intend to have 'knowledges' is to get most materials (resources) within shortest possible time while blocking others from sharing such, as resources are scared. Paper-chase, interview, business competition, politicing, lottery, the 'huat' philosophy, etc & etc. Many thought that 命理风水 could help expedite this process with own little efforts spent. They care less or completely don't care if 命理风水 is 黑 or 白. Interestingly, many 命理风水 masters also care less what is 黑 or 白 as long as it makes revenues. 然否?
  16. Got kitchen should 偷笑 already, you like hotel room?
  17. 你怕黑吗?? 黑??有什么好怕! 不入虎口 焉得虎子? Ppls don't come? Beauty strategy Wealth strategy Life death strategy Health strategy Relationship strategy, 冲,煞 化,合,害....... strategy sure work one. Then 有缘相守
  18. 多说多错 少说少错 不说没错! 中化文化:明哲保身, tio bo?
  19. I ask this because: - image A & B born in May 2015, A in northern hemisphere , now is 小满, while B in Southern hemisphere, also in '小满' (chinese calendar) but the weather in 'B' is actually equivalent to '小雪'. If, according to bazi explaination both A & B are in 丁 - 阴, 火,南, crazy right? Or, Bazi inventors unaware existence of southern hemisphere? Or Bazi meant for those borne in the North?
  20. True, i'm not so keen in the father & sons story which have been a myth to certain extent. The birth of anything, including all living things & non-living things ( 蒋大年 flying star) all got 4 pillars. The birds, ants, the trees....all got DOB,so?
  21. Nice videos. I've no issue with 24jieqi and how the 10天干 being applied over a yearly lunar-cycle. Also no issue with how wuxing being applied in mother nature. Question is 甲 & 乙associates with 木, 丙&丁 associate with 火......the whole year is 木-火-土-金-水. This is a basically a 'sheng' cycle in sequence. During this sheng cycle, some 'trees' die (ke)....Some trees grow (sheng). And you know the chinese numbering system from 甲....must be wood meh? Can be fire or earth or not. That is my question.
  22. Perhaps you missed something essential. Not the question of how the celestial bodies movement affect the earth. The 'numbering system' is somehow manipulated to associate with some theories. Can I use 1 to refer to wood? From wood, link to Sheng and ke relationship, so on and so forth.
  23. Precisely. I ask that question yet waiting for any response. Tot you would? The father faced options to make a decision when time was up. He used his ksa made that decision. As simple as that DOB?
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