Warrior88

Ya, pictures Rewiring can cut down. PP of LP change same wall = relocate, if opposite wall = new pt. Try not to make too much changes. Curtain from Shanghai, must bring pleat sample to curtain maker. Their material is okay, but workmanship, better give then sample. Otherwise, it would be "没问题" but the result crumple stitches.

That was how rock climbing originated

Impossible ! min can go 1/16inch. Like I say, they need to breathe and moisture need to escape for expansion and contraction.

Mine all soldier termite, warrior train, use green wool run round the whole kitchen. No such thing as plastic, glass, ceramic or wood. So long make wet means, clean liao. Must recruit those culture ones can differentiate between pen, pencil and Chinese Calligraphy Pen First day to your house, got 1 luggage of their clothing need washing, cos agent don't allow them to wash their cloth. Also, all very hungry one

Gross monthly income < $1500 got AHG ( Additional CPF Housing Grant ) $40,000 ? Additional CPF Housing Grant (AHG) Scheme is an additional subsidy over and above the prevailing $30,000/$40,000 CPF Housing Grant for Family

Maximising CPF. After downpayment, must still have 5 years of reserve monthly installment. Keep aside OA=20k(3.5%) SA40k(5%) Buy insurance plan, those "AS charge" type Transfer MS Top scheme to Parent Use Education scheme for your child If still have balance, invest in unit trust and stock I use CPF for my loans, but I am still as broke. By the way, buy pte need a lot of cash upfront and monthly expenses

I had maid for more than 15years. Each and al of them had destroy my home. Until I must change the kitchen cabinet. They destroy faster than the termites

If only 30% cheaper, I make new ones. Otherwise, I just change the handle. Or I change new cabinet when athey are abt to collapse.

Why does most sink come in round edges, have it ever yo you why ? Good to be innovative for selecting square one, any reason besides being different and nice. Can square one really put more after all you pot and plate are round ones ?

Think you took out the stove parts to wash. There is this spark ignitor in every stove. And this had be in line with those small little holes that release the gas. Check the alignment. My maid always call me to align them

I cited 2 examples, assuming you had 2 options to consider. Purely to buy apt for rental is not a good return, for short term okay. I am also not provocating ppl should buy HDB for rental. I bought mine purely due to school location vicinity. Then, I ponder my option, change school, how. So, I say, okay la, sell if meet MOP lor, if loss then rent first if market good. Otherwise leave it to my child to set up family. What if he don't want ? then I sell and downgrade lor. I still believe HDB is for dweller to stay, not for speculation. Okay, maybe a bit for investment

No particular areas. Just IMO. We invest for long term, speculate for short term. Before commit, must do study, whether property or stock. No, 1 size fits all, different phase of life, we also cal our risk. Rental or stocks dividend is only the earnings paid while waiting. For ah Pek, like me now, cannot risk too much No chance to get up again. But 1 thing I observe is the 10 years cycle. Planning to hit along the 8 ~ 9th year.

I like paradox, like chicken and egg, Monty Hall paradox.. etc. what story, which link can read.

My point is that rental yield in that area is not really that fantastic. Only reasonable. Got some ppl who sell hse and rent apt cos rental is cheap ! Ppl invest in hse, hope that it will appreciate. rental is only buying time to recover cost. Remember loan rate use to be like 5%. Of course, they are now like 1.5%

Its those standard wall mount, TV bracket hook on type, cannot tilt. Not sure abt those LED, never fixed one.

My hse rental done by my sister in law, absorb my GST, get someone to clean my hse, and rectify some defective installation. all FOC My ID from college wife, after standard quote, straight away give discount. ( not mark up then down type) Finally, actually paiseh, never do all, so actually cheap liao. Somemore, I keep changing plan, still not angry. But, my friend remover, quote me high, so I use outside remover cos cheaper. Heng Suay one lah

Must be Harvey OR Norman who take it liao :) Bought Sharp 32" LCD at below $500 for Mega discount (no wall mount) Salesman give me contact for installation + wall mount at $50. Make appointment, and guys wearing LG T shirt mount for me. For the 42" got my own wall mount, just pay $30 for installation.

Actually the stand is inside the TV pakage. How to choose wall mount, no stand. They can't take back the stand from the box

1% , 2% agent comm also got problem. 0.5% , why not, if $600k, got 3k comm. Sometimes, client recommend client. Undercut is good for for consumer, I think it is high time for agent comm to go down. Sometimes agent can even waive GST of of goodwill, especially if agent is your relative or good friend.

Mine too, TV delivery by one person, Next day, another group came and left the bracket to us, since we don't wall mount.

Guess, those new hse under 1. HDB balance sale exercises 2. BTO 3. Grant can buy pte only after 5 to 7 years. For resale, can buy pte But MOP still remain for New & resale if "WANT TO SELL"

I don'y think the yield is high in that area. 690k hse, 2.5k/mth, base on 10 mths, cos 2 mths for for prop tax and S&C. Yield = 3.6% If sell and put in CPF SA can make 4% Difference only, you can see the CASH now in your hands HDB 350K hse, 1.8k, base on 10 mths, cos 2 mths for for prop tax and S&C. Yield = 5.1%

If wanna save, try changing the handle only. $2~$3 / handle

Yah, this one win, WHITE mainly, black counter and a LITTLE red here and there.

Can, but Must meet MOP 3 or 5 years. HDB resale can make money meh ? Current market value, I think HDB resale % would move relatively low compare to pte. HDB many rules. Prices are already very high now. Unless maybe you are talking abt Woodlands.