therat

Patterns is not restrict to Buyer. Seller also has pattern and pattern don't lost to Buyer. usual "Gentlemen agreements"??? Like what? extend stay for seller? In the first place, HDB don't recognize it. law don't recognize it. If u feel the seller not that flipping type. "Gentlemen agreements" is ok. But if the seller flip here , flip there.. then cannot "Gentlemen agreements"

which area? Most of the property agent work base on area.

May_dream1, I think your message is mis-leading. To TS, You only can buy private property after your MOP complete. Regardless the TOP is 4-5 yrs later

I don't see any different on the maintenance. It's depend how the user use and take care. Sink is a sink. If the sink quality not good. U polish until liang jin jin. Also not use. U want to buy Hoe Kee sink ahh. stainless steel? My Hoe Kee stainless steel sink rusty liao (on the drain outlet).. don't know is the sink problem or my contractor installation skill problem.

IMO, the main different is the replacement of sink. undermount - Need to remove the kitchen cabinet solid top first, Replacement the sink. place the solid top back. Top mount, just remove the sink, and find the actual size sink put in.

If the ex-owner has moved out Singapore. IMO, don't need to make police report unless neccessary Those letter, if had return address, just return back to them. Wrote. This person is not longer staying in the present address Present Owner After few rounds, the other party should get the signal and the letter will stop. But those w/o return address. U can use the letter to put fish bone.

Come with lock and 1 key. Has. I think lock with key was like $4-6. depend on black or silver.Can't remember clearly. I ask my contractor change the window drill lock for me. As I don't have the equipment to do it. He charge me lock with key + installation, less than $10 per lock.

It is the same size as the window grill? If yes, any Hardware shop sell. I think $2.50 U need to know is left or right ear. I don't know how to define.

羅慧娟最後遺言 羅慧娟姊妹有好消息告訴你，恩典夠用﹗生命影響生命，以愛還愛﹗

ya still sleeping. They need another wake up call

Most Bank HDB Loan min is 100k HDB loan I don't know.

It is long over due. They only wake up after GE2011

http://www.channelnewsasia.com/stories/singaporelocalnews/view/1212863/1/.html SINGAPORE: Singapore permanent residents (PRs) who want to rent out their public flats will now face stricter subletting rules. The Housing and Development Board (HDB) on Wednesday announced several revisions to the rules, which take immediate effect. Singapore citizen homeowners will not be affected by the changes. Among the changes for PR flat owners is a shorter rental period of one year, subject to discretionary extensions. When the one-year period expires, HDB said application for any extension will be assessed on a case-by-case basis, adding that approval will be granted only if there are extenuating reasons. Under the old rules, all flat owners -- both Singaporeans and PRs -- who meet the minimum occupation period could apply to rent out their flats for a period of three years. They could then ask for an extension, with no cap on the number of renewals, or the total period of subletting. However, PRs can now only rent out their flats for a total period not exceeding five years. So what do the changes mean for PR homeowners who currently rent out their flats? HDB said that those who had secured approval under the old rules will be allowed to see out the three-year agreement. But once that expires, the homeowner will then be subjected to the new rules. This means that any requests for extensions will be given on a case-by-case basis. HDB said the revised rule is to reinforce the policy intent of providing HDB flats as homes to the PRs, and to deter those who are buying the flats for rental yield or investment purposes. It stressed that while it allows PR owners who have met the minimum occupation period to sublet their flats, the subletting should be on a temporary basis. If the PR families no longer need the flats for their own occupation, they should sell the flat instead of subletting them. HDB said that as of April this year, 49,190 flats are owned by Singapore PRs. Of this number, 2,142 owners currently sublet their flats, making up just five per cent of the total approved sublet cases. However, property firm ERA said that based on its figures, more PRs are renting out their HDB flats. It said this trend might have prompted the revision of the rules. Key Executive Officer of ERA, Eugene Lim, said the new rules are "just to put a check on the potential numbers of PR households that would actually consider renting out their flats". "So it's basically to send a message that if you are a PR, and you are buying an HDB flat, it should be for owner occupation and not with the intention of investment." He added: "If you are a PR, why are you renting out your flat? You are here to stay, to work. If you have ability to buy another house, then you actually don't need a public flat and you should not be owning one." Another market watcher feels that the changes will better fit the housing needs of PRs. Lee Sze Teck, senior manager of Research & Consultancy, Dennis Wee Group, said: "The needs of Singapore PRs may change more frequently than Singapore citizens. After all, citizens live here, whereas SPRs may only be here for work-related purposes. And if their reasons change, one year is good enough for them." Responding to queries from Channel NewsAsia, chairperson of the Government Parliamentary Committee for National Development, Lee Bee Wah, said: "PRs have to appreciate that Singaporeans (have) worked over the years, from the time of their forefathers, to build up this country to what it is today." She added that "as a PR, you just walk in at some stage in your life and you should therefore not be entitled to the same privileges or benefits that Singapore-born citizens enjoy." Dr Lee said she welcomes the tighter regulations, adding that "this will also resolve some of the concerns residents have pertaining to an influx of strangers and foreigners in their neighbourhoods as a result of their neighbours subletting their flats freely." The latest changes come two days after the Manpower Ministry tightened the criteria for work pass holders to sponsor dependents. This is in line with the overall direction to moderate the growth of Singapore's non-resident population. HDB has also stepped up its enforcement against illegal subletting. Last year, the authority carried out 7,000 inspections and took action against 56 flat owners. Of these, 18 had their flats taken back for infringing rules. Reasons included renting out their flat without fulfilling the minimum occupation period and using the flat as a lodging house for tourists. - CNA/ck/al

Where got time to do paper work myself. Further more, the seller agent only take in direct buyer. He filter out all the buyer agent call. He told my spouse. As we are walk in buyer. He gave TOP priority to us. That is one of the problem in old system when agent can represent both side (seller and buyer). Seller cannot sell at the high price. Too bad. But.. I'm buyer. My objective is buy a HDB unit, with the location, floor and price I want. U know sth. My spouse only want unit from that 4 BLOCKS.. Wah pian..

When doing property selling or buying. No one is the KING When either side has the mindset that they are the KING. They will start to think themselves always RIGHT. They will not listen to other people. Regardless of Buyer or seller. Both had to do their own homework same as the agents. If either party 100% depend on the agents. That is their decision. U need to know what you want. When we will looking for HDB during 2009, we come across an agent hung up my spouse call after he heard my spouse say we don't have HLE. My spouse call and ask "check with you regarding the advertisement of Blk XXX, .. Agent : U have HLE? My spouse: HLE? Don't have Agent : Call me when your HLE is approve. Then hung up before my spouse can react. My spouse look at me and ask.. simi is HLE?? I look my spouse and say " We don't need HLE. We PAY FULL." We left our contact to quite a number of agents but in the end. We found our present house ourselves thru' straits times. There are no who right or wrong. If you think the agent don't serve you well. Just walk out. Property agent also trying to earn their living. Every trade has black sheep. Don't tell me. Your office don't have meh? Or you never seen one?

U stress for what? The writ of Summons is address to the ex-tenant name not your name. Just call the number on the Writ of Summons which should have. And told them.. this ex-tenant don't stay there and you don't know who. You are the new owner. This legal thing is easy to settle. Better than ah long.

1st step, open a IE or firefox 2nd step, type www.hdb.gov.sg 3rd step, Look for Buying a flat. Then click on Am I Eligible? 4th step, press your Pg Dn on your keyboard, look for Family Nucleus 5th step, look for Fiance/Fiancee, click Additional Information Your answer all there.

so.. u intend to keep a lizard as a pet. It is not a bad idea but.. u need to keep on clearing their pop pop. If they only come out while you sleeping. It is ok. But what I hate is.. when I watching TV program, a lizard walking pass the wall. While you are bathing, don't know why. It just fall and landed directly nicely on your back. It happen to me before. **** scarier

Cannot. U only can apply when you finish your MOP

First, how much you are paying the rent? Is the rent match the monthly installment? If yes, buy If u buy for own stay and found a place/unit u like. Just go for it. Not every unit is the same.

U want to sell HDB or private COndo. I don't understand your posting. What is sobf?

the heater switch you had mention in your first post. Sometime, it is much more easy to discuss especially this is electrical wiring. One wrong wiring, who know what will happen

Do you had a picture to show?

However your topic sent a different frequency I had edit your topic - remove the nationality

SingGas (aka Shell Gas) - $40, 12.7kg, July 2011 - $35 nett (after $5 rebate) , 12.7kg , 11 Aug 2011 - $33 nett (after $5 rebate) , 12.7kg , 20 June 2012 Esso/Mobil Gas - $30.50 nett after discount, 12.7kg, Feb 2011 -$36 nett after discount - RRP=$42 . March 2012 (add micah4 input) Solar - $30 nett (after $7 discount), 12.7kg, Jan 2011,