therat

Total has how many people in the unit? You mean the owner + 2 childrens + maid all sleep @ the living hall? Condo is bond by "by-laws" under Building Maintenance and Strata Management Act. U can check with the condo MC. However, you are tenant not owner. If the unit is overcrowded, tenant will be the one need to shift out not owner

berry_surprise, For so long, we has been read about seller giving problem to buyer. Hardly has buyer give seller problem.

quote from HDB http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/...pt?OpenDocument * Buyers and Sellers are reminded not to enter into any supplementary agreements/arrangements to allow for the sellers to prolong their stay in the flat. * After the signing of the transfer documents, the flat is legally under the buyers names and thus the buyers will be held responsible should anything unpleasant arise. Use your commission agreement that you had sign and question back. rental is rental. commission is commission

dean, How much you bought the letter box? Is it difficult? floor oily? why?

The min sum is include OA + SA + investment.

don't know. Just receive their demand 2 hrs ago. Now, concentrate on my reno 1st. At this point of time, our letter still sent to our present address. So it does not bother us. We will change every lock once offical move in. Was thinking, should I install a CCTV too

My guess they scare we didn't return the letter to them I also scare they will sabo us what. What if they suddenly "up wind" thrown away our letter?

my story 1st HDB : Malay family. Move out with Court furniture. Few mth later, receive a lawyer letter say they didn't pay Court installment for the purchase. This one easy to handle. Just call the lawyer. 2nd HDB : Indian PR family. Just come back from the unit. Finially they shifted out after 3 mth of waiting. around 10 pm, their agent call. Pass the message say, they want to keep the letter box key. NOTE: They want. They are not asking you for permission. They just say they want.

the min sums is 50:50 From 1 July 2010, the prevailing CPF Minimum Sum (MS) will be revised to $123,000, up from $117,000. http://mycpf.cpf.gov.sg/CPF/News/News-Rele...N_14May2010.htm 4% pay when you exercise the OTP. It pay to the your lawyer. Your lawyer will do the need.

you refer to ang mo "june" or chinese "june" This yr ghost mth start on National day Day 1 of Ghost mth is 9 Aug. Better don't go to watch national day parada. http://askhdb.hdb.gov.sg/Home/hybrid/Theme...RecordQuestion= You can't choose the re-schedule date

in the 1st place, you should not agree on his term and condition especially he repeating add more terms and request on it. That agreement that you had sign is not legal and not realize by HDB. once 2nd appointment complete, you can chase him out. Just call the police. OR you can do this quote from HDB http://www.hdb.gov.sg/fi10/fi10322p.nsf/w/...ts?OpenDocument Important Notes: * Buyers and Sellers are reminded not to enter into any supplementary agreements/arrangements to allow the sellers to prolong their stay in the flat. * After the signing of the transfer documents, the flat is legally under the buyers names and thus buyers will be held responsible for any and all matters related to the flat. * If sellers require a longer time to vacate the flat, they should discuss the same with the buyers and inform HDB resale officers to schedule the completion appointment at a later date. Tell the HDB officer, seller didn't vacant the unit. Ask for advice. I would suggest do the legal and proper way

go to Law Society http://news.asiaone.com/Business/News/My+M...527-144308.html

I found this @ HDB web http://askhdb.hdb.gov.sg/Home/hybrid/Theme...RecordQuestion= Q: I wish to make partial capital repayments towards my mortgage loan. What do I need to do? A: You need to give HDB one month’s advance written notice (or via HDB's e-service) of your intention to make the partial capital repayment (lump sum payment). Interest will be charged up to the date the partial repayment of mortgage loan is received by HDB. The minimum amount for making partial repayment (lump sum payment) is $500. Upon making partial capital repayment, you can choose to: (a) Retain the existing loan expiry date and pay a lower monthly mortgage loan instalment; or (b) Pay the same monthly mortgage loan instalment and shorten the mortgage loan repayment period; or © Change both the existing loan repayment period and change the monthly loan instalment. However, the loan term can only be extended up to the maximum loan period you were originally eligible for (not available for e-Application via HDB's e-Service). To apply, you can: (a) Submit an e-Application for lump sum payment of mortgage loan via My HDBPage (under "My Flat > Purchased Flat > Financial Information - Other Related Services") using your SingPass or HDB Security Pin. (b) Complete and send the Application Form for Partial Repayment of Mortgage Loan by post to any HDB Branch Office. Please download the Application Form for more information on making a partial repayment of your outstanding mortgage loan. © Alternatively, you could call personally at any HDB Branch Office during office hours to make the request.

http://www.singaporelawwatch.sg/remw...utm_medium=rss Title: 200 lose $6m in British land deals Source: Straits Times Author: Liew Hanqing Legal News Archive NEARLY 200 investors here who thought they had bought a piece of England have as good as lost an estimated $6 million in total. They had at various times since 2006 purchased plots of land in rural places like Swindon and Gatwick for $15,000 each through Singapore company Land International (Far East), and had been promised 'high returns with regular payouts for three years'. But the company's parent, Land International, was shut down by the British government in 2008, following an insolvency probe. Despite this, land plots continued to be sold to investors here through Land International (Far East), British news reports said. Not only were the plots sold, their buyers were told the company would seek planning permission to develop these tracts of land for them. But news reports there said investigations have revealed the land plots have been zoned as 'greenbelt' or protected land, on which no development is allowed. Investors who spoke to The Straits Times said they realised something was amiss when payouts on their investments stopped coming late last year. Mr Roel van Leeuwen, a Singapore permanent resident and retiree who invested $120,000 in Swindon through Land International (Far East), said he had been receiving quarterly payouts since 2007 to the tune of an 8 per cent annual return on his investment. The payouts dried up last November, around the time he read reports that Land International had been shut down. He said he approached the British authorities this week to check whether the land plots had been registered in his name but has not received a reply yet. Mr Simon Beh, a director of Land International (Far East), confirmed that the company stopped payouts to investors when it ran out of money late last year following a financial dispute with its parent. He said the investors had been issued title deeds for their plots, which made them official owners, so they were unlikely to get their money back. He suggested that investors here band together to appoint their own consultant to get planning permission for the land, 'provided the land has potential for planning permission'. Mr van Leeuwen said, however, that investors had been told upon signing up that a planning consultant would be hired on their behalf, but this never happened. Land International began operating in 2004. It bought greenbelt land in various parts of rural Britain, sub-divided it into plots of around 4,360 sq ft, and then sold these to about 700 investors in various countries. By the time it was ordered shut, it had raked in an estimated &pound10 million ($20.4 million), British news reports said. Mr Beh declined to disclose the exact amount investors here had jointly parked with his outfit. When contacted, the directors of the parent company distanced themselves from the Singapore business. One of them, Mr Stephen Meissner, said he and Mr Michael Morris, the other director, had 'no say' in the day-to-day operations of Land International (Far East). He also claimed to have been unaware that the Singapore arm had introduced a programme promising regular payouts - until it was launched. The programme, dubbed the 'Grand Max' scheme, promised payouts of between 6 and 8 per cent a year. Mr Meissner said the scheme 'was not something that we had ever implemented in the United Kingdom and never would have'. But Mr Beh disputed this, saying the directors in the parent company knew about Grand Max, but had chosen to 'abandon' their business here. Meanwhile, Mr Seah Seng Choon, the executive director of the Consumers Association of Singapore, urged investors to do their due diligence before investing, and described land-banking projects as high-risk investments. He said: 'Investors should get as much information as possible on the land being offered, such as the condition of the land, its leasehold and restrictions on its use.' The investors here will find no shelter under the law for the kind of investment they have made. A spokesman for the Monetary Authority of Singapore said the Securities & Futures Act (SFA) and the Financial Advisers Act (FAA) apply only to real estate-related investment products which are in the form of securities. 'Land-banking investments involve investors acquiring direct interests in real estate rather than in securities related to real estate and, as such, fall outside the scope of the SFA and FAA,' the spokesman said. hanqing@sph.com.sg NO LEGAL RECOURSE HERE 'Land-banking investments involve investors acquiring direct interests in real estate rather than in securities related to real estate and, as such, fall outside the scope of the SFA and FAA.' A Monetary Authority of Singapore spokesman, referring to the Securities & Futures Act (SFA) and the Financial Advisers Act (FAA)

once my ex-colleague bought a resale flat and ceiling leak. He approach HDB, HDB approach the neighbour upstair. The owner has no problem to making the correction but the owner is a 80yrs old ah mah. No money. In the end, he has no choice, pay for her

wah liao simi property company is that? time to call CASE

Don't you mind be more precise? Which Blk 215A?

how much are you buying Thinking of getting this too.

partial repayment - no fee. But TS 2nd post mention "one lump sum" Not too sure, is he refer to full payment?

1 lump sum. U mean pay all? I think I read some where say no fee. But better double check with HDB. HDB rule change faster than design change

this is for request for An Id/Contractor. Pls don't OT. If had any pic to post, it will be good to had a thread @ Reno t-Blog Chat. Rather than post picture cross over in different thread.

If the loan from HDB, no need If the loan from Bank, I believe need

for me.. it's work at first. after that, they detour.

just nice. No need to mop and sweep so much

mine is 92m2. I feel just nice for me. But has to depend on the floor plan.