forgotten 1 Report post Posted November 21, 2009 (edited) Hi all, Got 1 questions, recently i just gotten my flat. But the HDB officer ask me whether i want to take a housing loan with them or not. Because they require 1 year pay slip and etc which i find it troublesome. Therefore i decline their offer. Am i stupid to take from them? Also if i happen to take a grant from them, eg 5 years later i want to sell away my house do i have to pay back to them on the grant + interest? Thanks in advance. Regards You have to pay back the grant+interest to HDB if you apply for a new flat from HDB years later. No need to pay it back if you buy a resales flat years later. So you must see what's your plan in future? You can call up HDB customer service line to double-check. Edited November 21, 2009 by forgotten Share this post Link to post Share on other sites