I would like to ask if any of you have tried this before:

- estimated renovation quote (from one supplier only) at $60K.

Is it possible to have 2 different banks renovation loans at $30K each?

Or is there one bank that can give a renovation loan more than the $30K limit? (Assuming 6X the salary is $60K)

What do you suggest?

Standard Chartered is offering my wife and I 30K reno loans separately. Not sure about having 2 banks give one person separate loans...

I would like to ask if any of you have tried this before:

- estimated renovation quote (from one supplier only) at $60K.

Is it possible to have 2 different banks renovation loans at $30K each?

Or is there one bank that can give a renovation loan more than the $30K limit? (Assuming 6X the salary is $60K)

What do you suggest?

Yes, if you have good credit standing, you can take reno loans from 2 different banks.

before you attempt to get any loan from bank, do ensure that you have either cleared all/most of your pending card/credit bills. Else, round them up into one loan. This will help to improve your credit standing for 2 reno loans.

those 1/2/3 years 0% interest installment affect our credit standing? always paid credit card monthly on time and full amount but the credit limit on 2-3 credit cards almost maxed due to those 0% interest installment.

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