Hi everyone,

I will be getting married with a non citizen some time next year and I am looking forward to buy a flat on my own in near future. My only option is probably to buy a resale flat. I also hope to ballot in a BTO when my spouse gets her SPR in time to come. I would like to askl, if I were to buy a resale flat without taking any grant at all, are we considered first timer or second time in the BTO after my spouse gets her SPR? The reason why I ask is because I have heard that if you do not take any grant for the resale flat, you may be considered as a first timer in the next BTO. What I heard may be wrong and I cannot find any information on this. Thanks everyone in advance.

1st timer if never take grant from  HDB 

 

ya, grant is only to be taken one time only. but heard some of frends are able to get a second grant

you are considered as first timer if never get grant

Can I get get my first time grant if I never use HDB loan????

On 5/22/2020 at 6:53 PM, Anqi said:

Can I get get my first time grant if I never use HDB loan????

as long as you first time buying and Singapore citizen, you may apply for grant subject to your income too

first timer if never get any grant before

Remember have to pay back for your 2nd BTO flat. LOL

the pay back is resale levy. Some after 20 yrs buy 2nd bto flat, they pay premium price for the bto flat.

resale levy? how does it apply?

resale levy apply if you buy 2nd subsidized flat or ec from HDB.

Resale levy payable for 3rm is $30k, 4rm is $40k and 5rm is $45k

 

Don't buy BTO flat. Go open market "resale flat" then no need to pay resale levy to HDB

Just go app store Ohmyhome or www.ohmyhome.com. This have posting for direct sellers, you can see any match.

 

HDB Sales/Resale Customer Service Line 1800-866 3066

Call HDB and check!

yes buy resale as first timer, got several grants too