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HugZ

Valuation For Pte Property

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AR is not what is left. AR looks at what is being serviced by you. That's why the lower the better.

Yes, any earned income should go to the denominator.

Net salary + monthly contribution to CPF-OA + other monthly income.

 

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AR is not what is left. AR looks at what is being serviced by you. That's why the lower the better.

I did a rough calculation, and after factoring in my new installment loan amt. My AR should be about 0.375.

Maybe I might not buy the property afterall, anyway, no hurry for me as I still have a place to stay. :)

Sellers seem to be asking for ridiculous pricing, perhaps testing the mkt. :( I'm looking at a suburban area only. I do not think that suburban area is so "hot" as what the agents try to paint, and whether it will really pick up as fast as prime areas is still a questionmark. I seriously doubt the middle-class got such buying power to sustain or push the suburban mkt. :unsure:

Any views? :sport-smiley-018: Would love to hear some opinions.

 

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AR is not what is left. AR looks at what is being serviced by you. That's why the lower the better.

Yes, any earned income should go to the denominator.

Net salary + monthly contribution to CPF-OA + other monthly income.

Sorry. You are right. I was actually referring to 1 - AR rather than AR i.e. the amount you have left (rather than the amount you would pay).

 

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