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*Terms and Conditions
This offer of the complimentary 1st Year free coverage for Smart Home Essential with basic Sum Assured of $50,000 on Fixttures, Fittings & Renovation, $250,000 Worldwide Personal Liability coverage is exclusively for RenoTalk visitors. Each participant is entitied to one time redemption only and the offer are not exchanged for cash. In consideration of Desmond Kwa Organisation’s collaborations with different corporations, each participant;s member is only entitled to one time. If you have previously enjoy a promotion from Desmond Kwa Organisation you will not be eligible for this offer.

*The offers are only valid for insurance plans purchased from AXA Financial Planners appointed by Frankie Tong Unit of Desmond Kwa Organisation, an agency unit representing AXA Insurance Private Limited. Frankie Tong Unit of Desmond Kwa Organisation reserves the right to change the terms and conditions without prior notice.

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1. This form is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract.
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3. The above is for your information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from an AXA Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from an AXA Financial Planner, you should consider whether the product in question is suitable for you.
4. A product summary is available and may be obtained from AXA Insurance Private Limited and the participating distributors' offices. You should read the product summary before deciding whether to purchase the policy.
5. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.
6.Investments in investment-linked policies (“ILP”) are subjected to investment risks including the possible loss of the principal amount invested. The value of units in the ILP sub-fund and the income accruing to the units, if any, may fall or rise. You should read the product summary and the product highlights sheet (“PHS”) before deciding whether to subscribe for units in the ILP sub-fund. The product summary and the PHS may be obtained from a Financial Planner representing AXA Life Insurance Singapore Private Limited.
7. The insurance policy featured in this form is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you should you buy the policy. For more information on the types of benefi­ts that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme (Life Insurance).

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What's in it for me? 5 Quotations (up to) from reputable interior designers FREE Curated Renovation Packages 24 Hour quick turnaround Join the growing 46,923satisfied homeowners
Your Renovation Budget? Homeowners with similar property type spend $35,000 SGD on average
"I Saved Up to 50%" Ashok Kumar, Homeowner "I was so stressed while looking for a good interior design company, so I'm really grateful to have stumbled upon Renotalk as they streamlined this tedious process by half! The condominium packages were a bargain, and I can safely say I've saved up to 50% from them."
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"I Saved Up to 30%" Muhammad Fahmi, Homeowner "I used RenoTalk's method of getting quotes and received many attractive packages without hassling & bargaining! I even gained an extra 30% value and better service from the Renovators!"
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What's in it for me? 5 Quotations (up to) from reputable interior designers FREE Curated Renovation Packages 24 Hour quick turnaround Join the growing 46,923satisfied homeowners
Send me goodies, exclusive deals, and Inspiration for my home! We pinky promise not to spam your mailbox! Sign me up
"I Saved Up to 30%" Muhammad Fahmi, Homeowner "I used RenoTalk's method of getting quotes and received many attractive packages without hassling & bargaining! I even gained an extra 30% value and better service from the Renovators!"
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Here’s Why Filtered Water Is Necessary

Home Appliances & Tech

Should you really be filtering your drinking water? The answer’s a resounding yes. As much as it feels safe drinking straight from the tap, filtered water actually protects you from much more than you can imagine. Downing filtered water on the daily is way healthier than constantly consuming tap water, and besides boosting your immunity levels it also decreases your risk of developing gastronomical issues among other health problems. Hydroflux, a provider of water filters, ensures tap water is refined to the best of their abilities using a fourstep filtration process, in turn giving you a healthier option that is alkaline water.


1. Pre-carbon Filter

The filter absorbs a portion of harmful organic chemicals (such as chlorine) present in your water. Its raw material is coconut based and acid rinsed.


2. Sediment Filter

The sediment filter reduces the size of sediment particles such as dirt and sand, and helps protect the membrane and pre-carbon filter.


3. Nanofact Filter

The Nanofact filter removes water contaminants such as waterborne microorganisms and bacteria.


4. Alkaline Filter

The filter further absorbs more harmful chemicals and reduces any particles above 5.μm. Water passing through the filter can also be altered to become mildly alkaline.


But What Exactly Does Alkaline Do For The Body?

Alkaline water provides the body with four major benefits: hydrates on a cellular level, detoxifies, brings the body into an alkaline pH and acts as an antioxidant. Consuming alkaline water ultimately hydrates your body in a proper manner, regenerating cells adequately, and in turn, slows down the process of aging. It also neutralises the acidity within the body and rids our bodies of harmful waste products, helping to prevent serious diseases.


Another important aspect to note, alkaline water keeps the body’s pH in check, allowing the immune system to work at its highest potential, keeping the body in an alkaline state where many serious illnesses can’t survive. Alkaline water is also able to act as an antioxidant by seeking out free radicals that are damaging to the body and converting them into oxygen used to produce energy and tissue oxygenation. On top of gaining antioxidants from fruits, now your water has the ability to provide you with extra antioxidants to keep you healthy.

Providing you and your loved ones with healthy drinking water should definitely be a priority, so do seriously take filtering your water into consideration. For more information about water filtration, visit www.hydroflux.com.sg or contact the team here.

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